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Bank Charges

Posted: Mon Feb 22, 2021 10:34pm
12 replies187 views3 members subscribed
Bill and Ben 1951

Posts: 1

Location: Abanilla

Joined: 22 Feb 2021

We are in the process of buying a villa in Abanilla. But unable to get to Spain from GB.It will be a holiday home.

My estate agent has recommended the bank Sabadell and I have the forms to complete from the bank. I am rather reluctant to complete them as the bank charges are high way too high. I do not pay charges here so why should I to them. There will be hardly any transactions.

Can you help and advise us.  We do have a euro account with Barclays in GB.

Regards Charles Pulham

Roland

Posted: Mon Feb 22, 2021 10:42pm

Roland

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Location: Camposol

Joined: 23 Feb 2018

Posted: Mon Feb 22, 2021 10:42pm

Use the search facility at the top of this page.

Search for Banking & Free Banking.

Lots of info for you there.

Sabadell is one of the worst banks in Spain for charges so avoid at all costs.

Your estate agent is most likely getting a referral fee !!

Bill17520

Posted: Mon Feb 22, 2021 10:44pm

Bill17520

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Posts: 224

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Location: Los Urrutias

Joined: 10 Mar 2018

Posted: Mon Feb 22, 2021 10:44pm

If you want your blood sucked, sign up with Sabadell!

There actually is a bank which levies no charges, sorry NO CHARGES, it is called Cajamar Caja Rural (also its web address). No charges for service monthly, no charges for credits or debits, whatever currency, no interest paid of course. Debit card f.o.c. Bit of a no-brainer really!

Gem

Posted: Mon Feb 22, 2021 11:52pm

Gem

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Posts: 129

78 helpful points

Location: La Torre Resort

Joined: 16 Jan 2020

Posted: Mon Feb 22, 2021 11:52pm

Bill17520 wrote on Mon Feb 22, 2021 10:44pm:

If you want your blood sucked, sign up with Sabadell!

There actually is a bank which levies no charges, sorry NO CHARGES, it is called Cajamar Caja Rural (also its web address). No charges for service monthly, no charges for credits or debits, whatever currency, no interest paid of course. Debit card f.o.c. Bit of a no-brainer really!...

...

Bill

Is this account for residents only?

I have gone online, tried to open an account and it advises that I need to enrol with electronic banking. To do so, you require either Resident Card or NIF number. (I only have an NIE)

eraser

Posted: Tue Feb 23, 2021 12:36am

eraser

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Posts: 344

279 helpful points

Location: Los Urrutias

Joined: 8 May 2018

Posted: Tue Feb 23, 2021 12:36am

Open a Wefferent account with Cajamar..

Lots of information in the banking section on this forum.....

Roland

Posted: Tue Feb 23, 2021 9:32am

Roland

Super helpful member

Posts: 2125

1527 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Tue Feb 23, 2021 9:32am

Gem wrote on Mon Feb 22, 2021 11:52pm:

Bill

Is this account for residents only?

I have gone online, tried to open an account and it advises that I need to enrol with electronic banking. To do so, you require either Resident Card or NIF number. (I only have an NIE)

The Cajamar Wefferent account is available to non residents.

You cannot open the Cajamar Wefferent account online you have to go into a branch.

Bill17520

Posted: Tue Feb 23, 2021 9:35am

Bill17520

Helpful member

Posts: 224

110 helpful points

Location: Los Urrutias

Joined: 10 Mar 2018

Posted: Tue Feb 23, 2021 9:35am

Gem wrote on Mon Feb 22, 2021 11:52pm:

Bill

Is this account for residents only?

I have gone online, tried to open an account and it advises that I need to enrol with electronic banking. To do so, you require either Resident Card or NIF number. (I only have an NIE)

You need an NiE number. 

Bill17520

Posted: Tue Feb 23, 2021 9:40am

Bill17520

Helpful member

Posts: 224

110 helpful points

Location: Los Urrutias

Joined: 10 Mar 2018

Posted: Tue Feb 23, 2021 9:40am

Bill17520 wrote on Tue Feb 23, 2021 9:35am:

You need an NiE number. 

No residencia necessary. 

jaqpaul

Posted: Wed Feb 24, 2021 11:04am

Posts: 7

3 helpful points

Location: Águilas

Joined: 2 Jul 2016

Posted: Wed Feb 24, 2021 11:04am

Gem wrote on Mon Feb 22, 2021 11:52pm:

Bill

Is this account for residents only?

I have gone online, tried to open an account and it advises that I need to enrol with electronic banking. To do so, you require either Resident Card or NIF number. (I only have an NIE)

NIE will be OK, you can talk to the bank in English, we are with Cajamar and in our branch, there is a lady who speaks exce English and helped us a lot. Once you have the account all can done online, and can be in English if that helps

Sammylouise

Posted: Thu Feb 25, 2021 10:25am

Posts: 61

19 helpful points

Location: Camposol

Joined: 5 Jan 2020

Posted: Thu Feb 25, 2021 10:25am

jaqpaul wrote on Wed Feb 24, 2021 11:04am:

NIE will be OK, you can talk to the bank in English, we are with Cajamar and in our branch, there is a lady who speaks exce English and helped us a lot. Once you have the account all can done online, and can be in English if that helps

Is there acajamar  branch in los alcazares and please where about, 

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