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Health insurance

Posted: Mon Sep 26, 2022 2:17pm
4 replies55 views2 members subscribed
Maza226

Posts: 7

Joined: 5 Sep 2022

Hi my husband and I are retiring from the uk to Archena Spain and applying for residency 

We need health care can anyone recommend an insurance company and do you know what the cost would be(approximately)

Many thanks

RichT

Posted: Mon Sep 26, 2022 2:58pm

RichT

Super helpful member

Posts: 1142

1270 helpful points

Location: Lorca

Joined: 13 Sep 2019

Posted: Mon Sep 26, 2022 2:58pm

We used Sanitas (part of the BUPA group) and paid approx. €1,400 pa, including dental care, for 2 people (aged 49 &51, with no pre-existing conditions).

The cover needs to have no 'co-payments' and be paid up front and you should specify that you want cover that is accepted on an NLV (assuming that's what you are applying for).

It's worth shopping around, as costs can vary significantly (e.g. on  the same criteria, another company quoted us nearly €6,000pa!).

I have also seen DKV recommended by several others on this forum.

Hope this helps!

Maza226

Posted: Mon Sep 26, 2022 3:14pm

Maza226

Original Poster

Posts: 7

Joined: 5 Sep 2022

Posted: Mon Sep 26, 2022 3:14pm

RichT wrote on Mon Sep 26, 2022 2:58pm:

We used Sanitas (part of the BUPA group) and paid approx. €1,400 pa, including dental care, for 2 people (aged 49 &51, with no pre-existing conditions).

The cover needs to have no 'co-payments' and be paid up front and you should specify that you want cover that is accepted on an NLV (assuming that's what you are applying for)....

...

It's worth shopping around, as costs can vary significantly (e.g. on  the same criteria, another company quoted us nearly €6,000pa!).

I have also seen DKV recommended by several others on this forum.

Hope this helps!

Thank you so much for the info we appreciate the quick response.You have given us something too go off , it’s such a minefield.

Can you tell me is Sanitas in Archena?

RichT

Posted: Mon Sep 26, 2022 3:54pm

RichT

Super helpful member

Posts: 1142

1270 helpful points

Location: Lorca

Joined: 13 Sep 2019

Posted: Mon Sep 26, 2022 3:54pm

Maza226 wrote on Mon Sep 26, 2022 3:14pm:

Thank you so much for the info we appreciate the quick response.You have given us something too go off , it’s such a minefield.

Can you tell me is Sanitas in Archena?

That's like asking if BUPA is in Hull..?

I believe that they work with doctors, clinics, hospitals all across Spain.

When we joined we asked for a list of doctors in our area and then chose who to register with.

Maza226

Posted: Mon Sep 26, 2022 4:00pm

Maza226

Original Poster

Posts: 7

Joined: 5 Sep 2022

Posted: Mon Sep 26, 2022 4:00pm

RichT wrote on Mon Sep 26, 2022 3:54pm:

That's like asking if BUPA is in Hull..?

I believe that they work with doctors, clinics, hospitals all across Spain.

When we joined we asked for a list of doctors in our area and then chose who to register with.

😂🤣😂😁 sorry Rich, I realised after I messaged, but thank you anyway.

Enjoy the rest of  the day 🤭

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