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Wise debit card

Posted: Thu Oct 27, 2022 12:59pm
19 replies504 views6 members subscribed
Anthony k

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

I use wise for money transfers and am thinking of getting their debit card. I know it says it’s free to withdraw up to £200, is it also up to €200 in Spain? and  what do the Spanish banks charge for using their ATM,s? 

Roland

Posted: Thu Oct 27, 2022 1:43pm

Roland

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Posts: 3531

2594 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Thu Oct 27, 2022 1:43pm

You will be charged by the Spanish ATM to withdraw cash from your Wise euro account in Spain.

Wise do not make the charge.

The ATM charges a variable depending on whose ATM it is 

Anthony k

Posted: Thu Oct 27, 2022 1:54pm

Anthony k

Original Poster

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Thu Oct 27, 2022 1:54pm

Thanks Roland. I use Sabadell card at the moment and the charges from other banks are about €2.50, upwards.  I’m guessing it’s about the same for wise. If you use wise would you recommend them rather than Sabadell? 

Roland

Posted: Thu Oct 27, 2022 2:05pm

Roland

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Posts: 3531

2594 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Thu Oct 27, 2022 2:05pm

I use Wise & have done for a number of years.

I have a Cajamar Wefferent account that has a debit card & free cash withdrawals.

I don't use much cash to be honest nowadays.

Anthony k

Posted: Thu Oct 27, 2022 2:16pm

Anthony k

Original Poster

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Thu Oct 27, 2022 2:16pm

Ok. So you use the cajamar card for withdrawals, is it free withdrawals at every bank or just the cajamar ones?  maybe I should see about getting a cajamar card. 

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Roland

Posted: Thu Oct 27, 2022 2:45pm

Roland

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Posts: 3531

2594 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Thu Oct 27, 2022 2:45pm

I don't know if cash withdrawals are free from a non Cajamar ATM sorry.

Others on here use the same account & will advise you better.

Baggywrinkles

Posted: Fri Oct 28, 2022 8:28am

Posts: 186

39 helpful points

Location: Mula

Joined: 16 May 2017

Posted: Fri Oct 28, 2022 8:28am

Roland wrote on Thu Oct 27, 2022 2:05pm:

I use Wise & have done for a number of years.

I have a Cajamar Wefferent account that has a debit card & free cash withdrawals.

I don't use much cash to be honest nowadays.

I cannot get it.a wise c.c. my bank will not authorize it

Roland

Posted: Fri Oct 28, 2022 9:30am

Roland

Legendary helpful member

Posts: 3531

2594 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Oct 28, 2022 9:30am

Baggywrinkles wrote on Fri Oct 28, 2022 8:28am:

I cannot get it.a wise c.c. my bank will not authorize it

I don't understand what you mean.

Wise.com will not give you a debit card ?

Anthony k

Posted: Fri Oct 28, 2022 12:15pm

Anthony k

Original Poster

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Fri Oct 28, 2022 12:15pm

Baggywrinkles wrote on Fri Oct 28, 2022 8:28am:

I cannot get it.a wise c.c. my bank will not authorize it

I don’t think it’s anything to do with your bank, you order the wise debit card online and they send it to you. 

Chrise812

Posted: Sun Oct 30, 2022 8:44am

Posts: 30

22 helpful points

Location: Hacienda Riquelme

Joined: 18 Jun 2019

Posted: Sun Oct 30, 2022 8:44am

We have both Wise and a Caixia bank account. We use the wise to have my wife's GBP pension paid in then convert to euros as and when the rate is any good. We use the Caixia for our DDs here in Spain. It all seems to work OK  all ATMs charge to use the wise card so we tend to use it as a debit card in the shops, fuel etc thar way no charges. 

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