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Bank fees

Posted: Fri Jan 8, 2021 9:24am
32 replies1101 views10 members subscribed
anthonyjohn

Posts: 47

26 helpful points

Location: Camposol

Joined: 29 Mar 2018

Good morning everyone, happy new year. please can anyone tell me the banks that are not charging fees to transfer money into , Never been charged before but noticed this month have been charged, i feel if this is the case its a pointless exercise to transfer look forward all replies many thanks , stay safe

eraser

Posted: Fri Jan 8, 2021 10:56am

eraser

Helpful member

Posts: 294

223 helpful points

Location: Los Urrutias

Joined: 8 May 2018

Posted: Fri Jan 8, 2021 10:56am

Please look under banking in this forum - lots of info  i.e. Cajamar Wefferent account

Roland

Posted: Fri Jan 8, 2021 12:02pm

Roland

Super helpful member

Posts: 2063

1472 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Jan 8, 2021 12:02pm

Search for free banking in the search box at the top of this page.

You most definitely should not be paying to receive money these days.

anthonyjohn

Posted: Fri Jan 8, 2021 3:08pm

anthonyjohn

Original Poster

Posts: 47

26 helpful points

Location: Camposol

Joined: 29 Mar 2018

Posted: Fri Jan 8, 2021 3:08pm

Thank you for your replies but not sure I explained myself fully, I have a monthly sum of money put into my Spanish bank account, moneycorp does this and have never been charged for this as they earn out of the commission, the rates could be better at times but have no issues with them . The money is transferred into my CaixaBank account and it’s here where I incurred the charge . I my looking for a bank that does not charge for this service, alternative as I com out 3 tomes a year I bring the euros with me look forward to your replies many thanks

Roland

Posted: Fri Jan 8, 2021 4:44pm

Roland

Super helpful member

Posts: 2063

1472 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Jan 8, 2021 4:44pm

Close your Caixia bank account.

Search for Free Banking & Banking using the search button at the top of this page.

Mick72

Posted: Fri Jan 8, 2021 7:47pm

Posts: 80

21 helpful points

Location: Fortuna

Joined: 24 Aug 2018

Posted: Fri Jan 8, 2021 7:47pm

I use Sabadell and World First to transfer money. This week I have transferred €1000 twice and never incurred any charges. I was worried as I read on other forums about people getting charge stupid amounts since Brexit.

Sunnyspain

Posted: Sat Jan 9, 2021 7:29am

Sunnyspain

Helpful member

Posts: 552

414 helpful points

Location: Camposol

Joined: 30 Mar 2018

Posted: Sat Jan 9, 2021 7:29am

Due to brexit. Banks are charging to accept payments from the uk. If transferring to Spanish bank don't do it direct from uk bank. I use transferwise 

Mrsubby

Posted: Sat Jan 9, 2021 9:38am

Posts: 60

38 helpful points

Location: Los Alcázares

Joined: 3 Jan 2020

Posted: Sat Jan 9, 2021 9:38am

anthonyjohn wrote on Fri Jan 8, 2021 3:08pm:

Thank you for your replies but not sure I explained myself fully, I have a monthly sum of money put into my Spanish bank account, moneycorp does this and have never been charged for this as they earn out of the commission, the rates could be better at times but have no issues with them . The mone...

...y is transferred into my CaixaBank account and it’s here where I incurred the charge . I my looking for a bank that does not charge for this service, alternative as I com out 3 tomes a year I bring the euros with me look forward to your replies many thanks

You will get better rates with Trasferwise for sending your money over, you can use an app on your phone is is very fast and reliable.

I used to use moneycorp but not the greatest rates and not as straight forward as TransferWise 

You can also set up direct debit payments via TransferWise too.

As for bank charges, I am with Bankia,  they never used to charge, but now charge a service fee of 5 Euros a month, to be honest I can live with that, especially at the moment, as you would probably need to go into a bank and sign documents to set up new bank account.

Hope that helps 

Roland

Posted: Sat Jan 9, 2021 9:53am

Roland

Super helpful member

Posts: 2063

1472 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Sat Jan 9, 2021 9:53am

Mrsubby wrote on Sat Jan 9, 2021 9:38am:

You will get better rates with Trasferwise for sending your money over, you can use an app on your phone is is very fast and reliable.

I used to use moneycorp but not the greatest rates and not as straight forward as TransferWise 

You can also set up direct debit payments via TransferWise too.

As for bank charges, I am with Bankia,  they never used to charge, but now charge a service fee of 5 Euros a month, to be honest I can live with that, especially at the moment, as you would probably need to go into a bank and sign documents to set up new bank account.

Hope that helps 

You are very lucky if Bankia are only charging you 5 euro a month.

I closed my account with them when they tried to put my charges up to 14 euro a month.

Roland

Posted: Sat Jan 9, 2021 9:54am

Roland

Super helpful member

Posts: 2063

1472 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Sat Jan 9, 2021 9:54am

Sunnyspain wrote on Sat Jan 9, 2021 7:29am:

Due to brexit. Banks are charging to accept payments from the uk. If transferring to Spanish bank don't do it direct from uk bank. I use transferwise 

I don't think it is anything to do with Brexit at all.

Many Spanish banks have always charged to receive money.

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