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Spain bank accounts

Posted: Wed Jun 16, 2021 4:03pm
4 replies137 views3 members subscribed
mikelallen22

Posts: 5

Location: Camposol

Joined: 5 Mar 2021

Has anyone moved their Spanish Bank account to Wise, if so how did you find the process and any advice?

I want to find an account with either no or very low charges, we live in the UK and Spain banks charges are ridiculously high.

Thanks in advance.

Roland

Posted: Wed Jun 16, 2021 4:17pm

Roland

Legendary helpful member

Posts: 3534

2595 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Wed Jun 16, 2021 4:17pm

Use the search box at the top of this page & search for 'banking' & 'free banking'.

Lots of info.

I use Wise.com for all my Spanish direct debits.

I also have a Cajamar Wefferent account which is free of all charges.

I very rarely use the Cajamar account to be honest but I decided it might be prudent to stay within the Spanish banking system.

mikelallen22

Posted: Wed Jun 16, 2021 5:29pm

mikelallen22

Original Poster

Posts: 5

Location: Camposol

Joined: 5 Mar 2021

Posted: Wed Jun 16, 2021 5:29pm

Roland wrote on Wed Jun 16, 2021 4:17pm:

Use the search box at the top of this page & search for 'banking' & 'free banking'.

Lots of info.

I use Wise.com for all my Spanish direct debits.

I also have a Cajamar Wefferent account which is free of all charges.

I very rarely use the Cajamar account to be honest but I decided it might be prudent to stay within the Spanish banking system.

Hi thanks for the reply,

With you Spain bank are you a resident or like us its a holiday home?

hilaryskitchen

Posted: Wed Jun 16, 2021 6:02pm

hilaryskitchen

Helpful member

Posts: 402

325 helpful points

Location: Camposol

Joined: 30 Oct 2017

Posted: Wed Jun 16, 2021 6:02pm

mikelallen22 wrote on Wed Jun 16, 2021 4:03pm:

Has anyone moved their Spanish Bank account to Wise, if so how did you find the process and any advice?

I want to find an account with either no or very low charges, we live in the UK and Spain banks charges are ridiculously high.

Thanks in advance.

Hi

       We moved all our direct debits to Wise earlier this year as non residents after some very helpful advice from Roland this was done through our solicitors who have our Power of Attorney, we do still have our Ciaixa Bank Account but only because our Villa insurance which  is with Ciaxa and is locked until August 2022 then we intend to close the bank account.

Phil.

Roland

Posted: Wed Jun 16, 2021 7:38pm

Roland

Legendary helpful member

Posts: 3534

2595 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Wed Jun 16, 2021 7:38pm

mikelallen22 wrote on Wed Jun 16, 2021 5:29pm:

Hi thanks for the reply,

With you Spain bank are you a resident or like us its a holiday home?

I am a non resident.

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