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Car Insurance on UK car

Posted: Sun Jul 14, 2019 12:36pm
14 replies384 views7 members subscribed
GorgeousGeorge

Posts: 27

14 helpful points

Location: Totana

Joined: 27 Apr 2019

Hi

My partner and I are moving to Spain at the end of the year, we will be renting in Camposol for 3 months before buying to get a feel of the place etc.  We will initially be bringing our car over and then if all goes well we will sell it and buy a Spanish car.

In the meantime we understand you can have a UK registered car for 6 months before registering it in Spain which we believe is costly and don't want to go down that route, so until we sell it we need European cover on our insurance but are having problems trying to find insurance that will cover us for more than 91 days.  Is there anyone that can suggest any insurance company who does longer?   What did others do?  We don't really want the pressure of trying to sell a car etc whilst purchasing somewhere so would like the option of keeping the UK car for around 5 months.

Any help would be grateful.

Many thanks 

PeterC

Posted: Sun Jul 14, 2019 1:17pm

PeterC

Super helpful member

Posts: 2241

1455 helpful points

Location: Los Alcázares

Joined: 10 Nov 2016

Posted: Sun Jul 14, 2019 1:17pm

When we moved over we sold our uk cars in the UK, rented a car for the first couple of months, then bought a Spanish car. If you do decide to move permanently you will need to do a removal of some stuff from the UK presumably, and if renting you can manage with clothes in suitcases on your flight. We were to live in the campo (countryside) so needed a 4x4, and sold this 12 years later with our house when we moved up to Murcia.

lucida100

Posted: Sun Jul 14, 2019 3:58pm

lucida100

Helpful member

Posts: 115

60 helpful points

Location: Camposol

Joined: 9 Jun 2016

Posted: Sun Jul 14, 2019 3:58pm

I used to use Saga, no time limit when in the European Union.

We have now bought a new Spanish car so use Liberty Seguros.

GorgeousGeorge

Posted: Sun Jul 14, 2019 4:25pm

GorgeousGeorge

Original Poster

Posts: 27

14 helpful points

Location: Totana

Joined: 27 Apr 2019

Posted: Sun Jul 14, 2019 4:25pm

Thank you for this we will check them out. 

Paul2018

Posted: Mon Jul 15, 2019 10:33am

Posts: 74

42 helpful points

Location: Camposol

Joined: 15 Feb 2018

Posted: Mon Jul 15, 2019 10:33am

We split our time between the UK and Spain doing six months periods and found it was cheaper to insure my car in Spain and therefore getting full European cover including recovery this incurred a 40 € extra but still cheaper than basic insurance in the UK.. The recovery element is not valid in the UK though but it's a fully comprehensive insurance with no time limits either in Spain or UK.

We use Abbeygate insurance which we obtained via the office of Mr Print on sector B commercial area.

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dave sierra golf

Posted: Tue Jul 16, 2019 8:40am

dave sierra golf

Helpful member

Posts: 394

163 helpful points

Location: Mar Menor

Joined: 10 May 2018

Posted: Tue Jul 16, 2019 8:40am

Hola    you can try .abbeygate         [email protected]

I had a UK reg;    Clio   that they covered driving in the UK and Spain      to import a car can be very expensive     

then to buy a car in Spaiñ is very expensive      you do need to be very careful     

I bought a car here from Specalist Vehials  that the engine blew up in less then three weeks   still trying to get my money back 

Gerryb

Posted: Tue Jul 16, 2019 12:59pm

Posts: 8

11 helpful points

Location: Camposol

Joined: 13 Jan 2017

Posted: Tue Jul 16, 2019 12:59pm

Hi George—I have my UK reg.car insured with Ibex in the Business Centre on A.Provided you have a valid MOT and pay UK road tax you will have no problems.The advantage of their insurance is the breakdown cover,and you will also have Green Card international insurance cover for Europe and beyond.Regards,Gerry

PeterC

Posted: Tue Jul 16, 2019 1:02pm

PeterC

Super helpful member

Posts: 2241

1455 helpful points

Location: Los Alcázares

Joined: 10 Nov 2016

Posted: Tue Jul 16, 2019 1:02pm

What GerryB says is correct, as long as you are not resident in Spain, in which case it is illegal for you to drive a UK-registered car, so watch your timings!

Paul2018

Posted: Tue Jul 16, 2019 1:02pm

Posts: 74

42 helpful points

Location: Camposol

Joined: 15 Feb 2018

Posted: Tue Jul 16, 2019 1:02pm

Check the validity of the green card in the UK regarding the period it is valid

I discovered it is only valid for 3 months so worth checking if you are in the UK longer

Lydia1953

Posted: Wed Jul 17, 2019 3:15pm

Lydia1953

Helpful member

Posts: 515

239 helpful points

Location: Camposol

Joined: 23 Oct 2017

Posted: Wed Jul 17, 2019 3:15pm

When you do the import of a car together with Residentia (within 6 months) you don't pay Import tax.

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