Adding my husband to the property deeds

Adine wrote on Fri Mar 14, 2025 12:52pm:

Mu husband was unable to come to Spain when we initially purchased our property, which meant everything was done in my name. Now we are here and are on our visa's we wanted to change the deeds to joint names. I have just been quoted €4500 this seems very high. Has anyone else done this or any a...

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...dvice please. 

eduardo3332 wrote on Sat Mar 15, 2025 1:04pm:

Unfortunately your husband actually has to purchase the other half  when I wanted to put a property into a sole name for personal reasons I had to purchase her half pay all taxes and fees it unfortunately Is the situation and I don't believe there is anyway around, I do suggest you go straig...

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...ht to a notary for this transaction as a solicitor or gestoria will have to do this to change the deeds.

Shellie wrote on Mon Mar 17, 2025 10:54am:

I was advised by legal people that if my husband was on the deeds then he would have to pay taxes in Spain as well as me and to leave the property to him in my will. I would shop around for quotes as the charges are sometimes different unless it is based on a percentage of the property price. 

Shellie wrote on Mon Mar 17, 2025 10:54am:

I was advised by legal people that if my husband was on the deeds then he would have to pay taxes in Spain as well as me and to leave the property to him in my will. I would shop around for quotes as the charges are sometimes different unless it is based on a percentage of the property price. 

Adine wrote on Fri Mar 14, 2025 12:52pm:

Mu husband was unable to come to Spain when we initially purchased our property, which meant everything was done in my name. Now we are here and are on our visa's we wanted to change the deeds to joint names. I have just been quoted €4500 this seems very high. Has anyone else done this or any a...

Read more...

...dvice please. 

Mags44 wrote on Mon Mar 17, 2025 6:27pm:

There is a way to give your husband half the property but it will take a few years. You can do a "donation" of 50% of the property that is currently in your name, if you can prove that your husband has lived with you in the property for 7 years and can show continuous "empadronamiento" in the pro...

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...perty for that entire period. You can do this through a solicitor or directly with the Notary. We did this on our last house as it was originally bought in my name only, although my husband was funding 50% of the costs. He paid a very small percentage of transfer tax but saved the huge amount of tax that he would have had to pay, had the division been done as it it were me selling him half the house. Once the property is in both names as equal partners, you will both then be liable for any taxes that are incurred on the property, rather than just you paying them all. You would also need to update any Wills that you have made here in Spain to reflect the change of ownership.

Mags44 wrote on Mon Mar 17, 2025 6:27pm:

There is a way to give your husband half the property but it will take a few years. You can do a "donation" of 50% of the property that is currently in your name, if you can prove that your husband has lived with you in the property for 7 years and can show continuous "empadronamiento" in the pro...

Read more...

...perty for that entire period. You can do this through a solicitor or directly with the Notary. We did this on our last house as it was originally bought in my name only, although my husband was funding 50% of the costs. He paid a very small percentage of transfer tax but saved the huge amount of tax that he would have had to pay, had the division been done as it it were me selling him half the house. Once the property is in both names as equal partners, you will both then be liable for any taxes that are incurred on the property, rather than just you paying them all. You would also need to update any Wills that you have made here in Spain to reflect the change of ownership.

Christine 78 wrote on Wed Mar 19, 2025 10:12am:

That's very helpful to know.  It could save someone a lot of money.  I have the opposite problem - wondering how much to take a name off the property deeds due to death.  Is it really necessary?