Certificate of habitation

You should not listen to estate agents. Go via your abogado. Make sure no embargoes and all paperwork correct. Lots of us have bought on Camposol without the correct paperwork.  We will have trouble further down the line. Any doubts contact our councillor Silvana and the CRA. 

Thank you, I appreciate your advice and we will only consider properties with full documentation.

If you need a mortgage then you won't get one without a certificate of habitation and, even without a mortgage, I doubt any reputable solicitor would advise you to buy a property that doesn't have one...

I have noticed that most of the posters replying to your enquiry don't live or own and probably don't no anything of Camposol so should not be commenting...only A sector has habitation cert at the moment ..all the other sectors are in the process of being adopted and will have Habitation certs in the near future ...I know of 3 people that have mortgages on sector D ..if you are looking at buying a Neptuno on a 300 MTR plot with swimming pool they are currently going for around €140,000 ..on Camposol D sector the closer you get to the shops the price starts going up... the same villa down in the port built by the same builder's are around €350,000 ... Camposol was taken over by the council around 3 year's back when they through the corrupt Massa builder's of the site and have since taken over the maintenance of Camposol ... thing's are improving by the day the site has a great community with plenty of bars /restaurants /shops / community center / health center / Doctors / Dentist and so on  ... don't expect to much of the asking price as Camposol properties are  already the cheapest around ..so maybe around 10% lower than the asking price would be a good starting point .

Interesting interpretation of 'most' in the statement 'most of the posters replying to your enquiry don't live or own and probably don't no anything of Camposol so should not be commenting'..?

The most common definition of 'most' is 'the greatest in number' - and there were two replies prior to your's, so there can't be a 'most' if there's one of each?

1. Ali52 who states location as Camposol and says "Lots of us have bought on Camposol without the correct paperwork. We will have trouble further down the line" which would be a strong indication that they 'live or own ... on Camposol' and by your definition should have the right to comment - and who appears to agree with my comment.
2. Me, who doesn't live or own on Camposol (so, by your definition, I 'should not be commenting'), but was trying to help the original enquirer, in that my solicitor (and every legal website I could find) advises that a certificate of habitation is a legal requirement.

Davester99 - a quick google of 'Is a certificate of habitation a legal requirement in Spain' should help you decide, instead of relying on the opinion of those who may or may not have the perceived right to comment...

Yes, I do live on Camposol. Have sued MASA for breaking their contract. And won my case. I was also on the committee of the CRA for several years trying to help people with embargoes, touristicas, and other problems. 

Which is why I advised using an abogado ( solicitor), and to contact our councillor  Silvana Buxton who has been a tireless worker for Camposol, and also the Camposol Residents Association, who have up to date information of what is happening, and have been working to better Camposol for many many years.

That way you will have CORRECT and up to date information.

Hi, Dave. 

We are currently purchasing in Murcia but not on Camposol - the property we are purchasing did not have a Certificate of Habitation in place. 

We have delayed purchase until the sellers gets this in place as we will not complete without it.  We did our research regarding resale, utilities and house insurance etc and decided that - whilst it's not legal to have one in place in Murcia - it's mandatory for things like ensuring house insurance is valid, as well as for our own piece of mind. 

As it stands, we will not complete unless we get this is in place (and we are 5 months down the line due to Covid) but it is your personal choice. You may find your lawyer will get you to sign a disclaimer if it's not in place. 

I just want to stress I don't know the detail for Camposol, but just wanted to share my personal experience. 

Regards 

I will I’ll probably get a bollocking from frequent flyer as I also don’t live on camposol. 

So many people claim they have habitation certificates on camposol and even on this forum.  Other than some property’s in sector  A.  I have asked people to show proof copy screenshot etc.  But to no avail.  

You could have problems later on. You could be unable to re sell.  Also legally speaking the property could be knocked down.  

Would you buy a property in the Uk missing important documents? 

There is no danger of property  being demolished. The problem means we will have to pay more at some point to get our habitation certificate. Which is a little unfair. Most of us, will be able to get our certificate based on the 10 year rule. It just means we have to pay for it. That is not the problem, the problem is that we are still fighting to get Camposol finished. As long as you use a solicitor, and check your status, to ensure no embargoes etc. Then it just means extra money down the line, but you would be ok. Camposol is a great place to live. I am very happy here. We have a lovely community spirit. Some brilliant people organise gardening groups, charities, and of course we have our own fiesta. Sadly not this year due to covid 19. Normally we have live music in the evening and a great ' cafe' life style.