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General information about moving to and living in Camposol - Page 6

Disgustos la pensionista

Posted: Fri Feb 1, 2019 1:39pm

Posts: 12

8 helpful points

Location: Camposol

Joined: 17 Aug 2018

Posted: Fri Feb 1, 2019 1:39pm

CFC1905 wrote on Fri Feb 1, 2019 12:28pm:

Can we not just get back to the original thread and try to help anyone looking to move...?

The voice of reason....

You are right CFC1905....

But it's so much fun to mock the afflicted....!!!!

= not yet would be my advice.. unless you really need to move now...!!!   

Deutsche Bank in huge trouble  01/02/2018   this will have a large impact on the euro considering Germany is financing the euro...

Euro is a time bomb, please beware of this......

Your home is your home, it's not an investment life is far,far more important but it is sickening living next to someone who paid £50k less than you one or two years later on.......

Life is about timing and it's really hard to get that right every time, but with the internet you have a better chance of educating yourself on most subjects but like with life you must read between the lines, so take your time , if you miss one (with the average age on Camposol) there will be plenty coming up for sell behind it,  

None of us live forever, not even on Camposol....... 

There and again I didn't even mention the "B" word 

Amelia

Posted: Sat Feb 2, 2019 2:39pm

Posts: 125

46 helpful points

Location: San Javier

Joined: 2 Apr 2018

Posted: Sat Feb 2, 2019 2:39pm

dawnpreece42 wrote on Fri Jan 18, 2019 12:41pm:

Hello

Thank you. I quite agree. Out means out no matter what!

Just a couple of questions  if I may, there are many but i will start with the first few. 

when we view properties which we know we can get for our budget, i've looked and we would need an NIE and a Bank account.

How do we go about getting both of these things please?

do we go with a spanish bank or an affiliated one of our own branch here?

The NIE, where do we get this from and ia there a cost involved?

Thank you kindly

Dawn

Get your NIE while in the UK if you can. I went on the website for the Spanish Consulate in London, downloaded the forms, booked an appointment via their online system and paid just £8.50. Well worth the additional cost of my day return ticket, and a nice day out to boot. There's more than the one Consulate office, so doesn't have to be London. 

dawnpreece42

Posted: Sat Feb 2, 2019 4:05pm

dawnpreece42

Original Poster

Posts: 17

2 helpful points

Location: Camposol

Joined: 16 Jan 2019

Posted: Sat Feb 2, 2019 4:05pm

Amelia,

thank you

could you please send me the web link.

Much appreciated

Dawn

Disgustos la pensionista

Posted: Sun Feb 10, 2019 8:34pm

Posts: 12

8 helpful points

Location: Camposol

Joined: 17 Aug 2018

Posted: Sun Feb 10, 2019 8:34pm

This post that was quoted has been deleted.

More ignorant rants frequent liar...

Please have someone help you read my emails for you...I would never deter anyone from buying in camposol if they feel the need to buy now then do so, the uncertainty that's going on now will help them with more buying power, re-read my past emails slowly and with help from someone who is less bitter & thinks he is better, richer than everyone else my shallow friend....You are just coming across as very insecure ....  

I find it a good thing to underline the mess of the European union and the Euro and make others aware of what they are buying into at this time. all the information is out there I'm not making this up, just beware and make you own decisions taking in as much information as possible.   

Thanks for reading all of my emails frequent liar.... and you were telling me to get a life...!!!    

CFC1905

Posted: Mon Feb 11, 2019 8:51am

CFC1905

Very helpful member

Posts: 732

559 helpful points

Location: Camposol

Joined: 25 Aug 2016

Posted: Mon Feb 11, 2019 8:51am

I would suggest that anyone not aware of Brexit and any potential repurcussions should not be allowed out on the streets. Everyone knows the situation and everyone knows that nothing is clear. If you still have the dream to move abroad to live or simply to have a holiday home then they do their due diligence like anyone else

The original question was simply about help so lets ignore the politics and provide the assistance as requested...?

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Disgustos la pensionista

Posted: Wed Feb 13, 2019 1:32pm

Posts: 12

8 helpful points

Location: Camposol

Joined: 17 Aug 2018

Posted: Wed Feb 13, 2019 1:32pm

CFC1905 wrote on Mon Feb 11, 2019 8:51am:

I would suggest that anyone not aware of Brexit and any potential repurcussions should not be allowed out on the streets. Everyone knows the situation and everyone knows that nothing is clear. If you still have the dream to move abroad to live or simply to have a holiday home then they do their d...

...ue diligence like anyone else

The original question was simply about help so lets ignore the politics and provide the assistance as requested...?

Thanks for the input,

If you look at my posts I did not mention the "B" word nor would I, but it does add the the uncertainty which will help the buyer.

My main point is the Euro and Euro-land , the huge financial mess they are in will affect you living in euro-land (european union) long term,

I'm not a party spoiler or a doom munger and this is only said to make others aware of the Financial state of the union they are moving into with recent added pressure of the Deutsche Bundesbank and Italy's large dept..

It's information that can be ignored or contemplated...The facts are out there and easy to find, better to move into new country with eyes wide open..  

The only reason I originally emailed into this conversion was to reply to the comment, "Be quick the property is selling fast" 

So I wanted to add that everyone should stand back and think with their heads and not be taken in by a such a foolish remark,

If you need to buy now, do so... If you can wait, do so....    Camposol is great, 

Enjoy life wherever you are....But always keep yourself informed.       

dawnpreece42

Posted: Thu Feb 14, 2019 2:04pm

dawnpreece42

Original Poster

Posts: 17

2 helpful points

Location: Camposol

Joined: 16 Jan 2019

Posted: Thu Feb 14, 2019 2:04pm

Dear All

Less of the political stuff please. I'm only after advice from people who have experienced a relocation.

Leave the political rhetoric where it belongs, in the bin!

Dawn

Disgustos la pensionista

Posted: Thu Feb 14, 2019 8:47pm

Posts: 12

8 helpful points

Location: Camposol

Joined: 17 Aug 2018

Posted: Thu Feb 14, 2019 8:47pm

dawnpreece42 wrote on Thu Feb 14, 2019 2:04pm:

Dear All

Less of the political stuff please. I'm only after advice from people who have experienced a relocation.

Leave the political rhetoric where it belongs, in the bin!

Dawn

In your original post you asked...?

"We are a middle aged couple with a chocolate labrador wishing to move to Camposol within the next 18 months and looking for a property to buy on a very tight budget. we would appreciate any information on the following: Brexit, health, Banks, internet, money, pets, buying a property and facilities and amenities" ....

At no point have I mentioned "the political stuff" Purley to exercise caution with the timing of your property purchase and to beware of your new fiscal responsibilities in the euro currency that is under extreme pressure at this time.

Or you could go with the tried and tested : Head in the sand with a nice pair of dark holiday sunglasses, this might not be a great start to your new life/retirement , which would be have an even bigger impact on couple with a Tight Budget...?

Don't forget to Look into the costs of a spanish car, moving costs, private health care, high electric bills with air-con/swimming pool, etc,etc, etc.....

When you have moved to Spain, after some time you will see many newcomers: retirees and families arriving with eyes wide shut, 

"I will just sell my house in uk buy a cheap place in spain then we will have £100k in the bank and it will last forever".... Then we see them at the bars, always at the restaurants, kind of living a holiday life, but full time....! 

  After a year or two still at the bars (but not so much) but less time at the restaurants. Then talking to them in the street, saying do you know if there is a part time job going anywhere..? or if I need any work doing..?  

A few months after that you hear one of them is cleaning for just a few euros a day, and the other has had to go back to the UK to try and find some work as they did not understand how low the pay is in Spain and how hard it is to make a living here if you are not so good with your money.

Then the house is up for sale....

Not saying you are this type of person...I do not anything about you, but I'm sure other's reading this will have seen the same/or similar  scenario over and over again....and it's a sad thing to see...

So my non political, just fiscal answers are not just aimed at you to be very careful, but anyone coming to Spain and who posts on here the very alarming words " WE ARE ON A TIGHT BUDGET" 

Hopefully that comes over as a polite and courteous way to say to " ALL" be very mindful of how far your money will go before you commit to Spain with a tight budget.....

CFC1905

Posted: Fri Feb 15, 2019 8:31am

CFC1905

Very helpful member

Posts: 732

559 helpful points

Location: Camposol

Joined: 25 Aug 2016

Posted: Fri Feb 15, 2019 8:31am

Can anyone define what a "tight budget " actually is. Surely that has different meaning to different people depending on their expected lifestyle..?

So far, we use Campsosl as a holiday home and effectively every time we visit it is a holiday and so we go out to eat and drink virtually every night. We appreciate that when we come to live on a semi permananet basis that  will not be the case and we will eat in doors as well as spend the odd evening in as well. However, I have not been able to find anyone who can really advise what type of budget is required

Closest I got was from a barman, so obviously working, who reckoned 1k per month was enough which included bills etc, however, as he clearly works it was not clear if that bolstered his 1k or if the job was required to reach his 1k level. As he was working he did not go out or drink as much either

Tough one to call and prepare for as far as I can tell...?

HelenRooke

Posted: Fri Feb 15, 2019 9:37am

HelenRooke

Helpful member

Posts: 179

185 helpful points

Location: Camposol

Joined: 20 Oct 2017

Posted: Fri Feb 15, 2019 9:37am

1000 per month will cover most every day bills. But won't cover eating out every day.

. You will need an emergency fund.   Since moving over we have had to have unexpected work on the house which has cost 10,000.

  Petrol prices are rising.  To almost the same as the UK.  Car insurance is higher than UK 

If you don't speak good Spanish you will need to pay for hospital or Dr translators.   25 to 30 e for hospital. Less for Drs.   The list could go on.

Just write down everything you do and services you use in UK. And expect to pay over here.  The Spanish usually charge less for a job done  but if you don't speak the language you will have to pay someone again.  

Please message me if there is anything else you want to ask about.

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