Property Sales Mar Menor
Trish Birch Therapy

Join the Camposol forum

Join the Camposol forumMy name's Jan and this is my website all about Camposol in Spain. Register now for free to talk about General Camposol discussion and much more!

General information about moving to and living in Camposol - Page 7

 
Disgustos la pensionista

Fri Feb 15, 2019 3:55pm

Posts: 12

Location: Camposol

8 helpful posts

Posted: Fri Feb 15, 2019 3:55pm

CFC1905 wrote on Fri Feb 15, 2019 8:31am:

Can anyone define what a "tight budget " actually is. Surely that has different meaning to different people depending on their expected lifestyle..?

So far, we use Campsosl as a holiday home and effectively every time we visit it is a holiday and so we go out to eat and drink virtually every night. We appreciate that when we come to live on a semi permananet basis that  will not be the case and we will eat in doors as well as spend the odd evening in as well. However, I have not been able to find anyone who can really advise what type of budget is required

Closest I got was from a barman, so obviously working, who reckoned 1k per month was enough which included bills etc, however, as he clearly works it was not clear if that bolstered his 1k or if the job was required to reach his 1k level. As he was working he did not go out or drink as much either

Tough one to call and prepare for as far as I can tell...?

I would define "Tight Budget" as £1000 gbp per month in spain, small property, small economical car, not having the aircon/heating on as much as you might like,no pool, budget flight back to uk once a year to see family, going to the markets to save money on food, skipping days out or events you might have been invited to.

It can be done, and if that's all you have and at least you are out here in spain, but out of the Uk property market...perhaps...?  

But what happened to HelenRooke can happen to anyone with a 10,000 unexpected bill for the house, you have to keep some by incase the car needs money spent on it, or you need a newer one, family has problems back in UK....etc,etc,ect...

£1500 per month would give you a little more financial freedom......and be able to save just a few pounds a month for the (just in case fund)

We had a "just in case fund" which became the kids we need a new car fund and we need help with the new extension fund and now the bigger house fund...but it's nice to help them out.....? I think...?

I'm not so sure it's such a nice place to be on a "tight budget" It really does cost more to live here than the UK and this will only increase as the EU costs are rising , you don't feel like you need a holiday for the first few years then it becomes the norm, and you might start wanting a holiday, 

Cheaper houses are coming up day by day on the internet like the one today 15-02-2019 on R-move just over £33k, it will need some work but if you could bank the rest into small portfolio you can then see a return of 7-7.5% dividend to help with the day to day expenses .....This of course I would not recommend or encourage until you seek the right advice in both cases ..(NOT FROM ME)  but it can be done...you just have to be a bit more resourceful.   

Research, Research , Research , Research...and just when you have had enough, Research some more......!         

The house for sale is not mine nor is it anyone I know, it's just an example of what is available on the open market today..!!!! 

Lydia1953

Lydia1953

Helpful member

Fri Feb 15, 2019 6:14pm

Posts: 286

Location: Camposol

151 helpful posts

Posted: Fri Feb 15, 2019 6:14pm

"It really does cost more to live here than the UK " ? Really ? I don't know how it is in the UK of course but this is not the case for Belgium. House prices are 1/3, renting also, restaurants are 1/3, grocery shopping is 1/3. In Belgium we are on a tight budget, in Spain we are rich with our pensions.

Disgustos la pensionista

Fri Feb 15, 2019 7:18pm

Posts: 12

Location: Camposol

8 helpful posts

Posted: Fri Feb 15, 2019 7:18pm

Your quite right with the house prices  Lyda1953 we still have a house in Hove ,Uk and it's silly money, the houses in spain are much cheaper compared to most of the uk, south of mid-ish uk,( not wishing to offend anyone or area) ...

But the cost of living has and still is rising in Spain and if you are under retirement age and here full time as I think original poster might be,, you have to add  private health care, then if you have family/friends in the UK and want to keep involved in their lives and the extra expense that goes with that (flights hire car, etc....Strangely cars are very costly to buy in spain v UK....even though they fit the steering wheel on the wrong side.....? 

It's nice to hear you have more disposable income in spain and I would like to remind you of that if I see you at the bar....!

Bhamoggy

Bhamoggy

Helpful member

Fri Feb 15, 2019 7:34pm

Posts: 102

Location: Camposol

63 helpful posts

Posted: Fri Feb 15, 2019 7:34pm

Small world. We’re in southwick just down the road

Lydia1953

Lydia1953

Helpful member

Fri Feb 15, 2019 7:42pm

Posts: 286

Location: Camposol

151 helpful posts

Posted: Fri Feb 15, 2019 7:42pm

We don't need private health care in Spain. Health care is free when you have residentia if you accept to go to the public doctors and hospitals, medicines are 10 % of normal price. And if we continue to pay our social security in Belgium, we can even choose to be treated there, which I would not do because hospitals are better in Spain. Spain is in the top 10 of best hospitals in Europe. 

Disgustos la pensionista

Sat Feb 16, 2019 5:05pm

Posts: 12

Location: Camposol

8 helpful posts

Posted: Sat Feb 16, 2019 5:05pm

Bhamoggy wrote on Fri Feb 15, 2019 7:34pm:

Small world. We’re in southwick just down the road

My mum lived in southwick for years in cross road but moved to rottingdean

I liked southwick square and the lovely park there with the fair once a year..cricketers pub, not been there for some time though...

Just shows you have to be careful about what you are saying and to whom...It is a small world..

Thanks for the info, that put a little smile on my face....   

Bhamoggy

Bhamoggy

Helpful member

Sat Feb 16, 2019 8:31pm

Posts: 102

Location: Camposol

63 helpful posts

Posted: Sat Feb 16, 2019 8:31pm

Awwwwww!

Well our villa is on D sector. 

We’ll be over in July so you’ll have to pop over for a coffee

Disgustos la pensionista

Sat Feb 16, 2019 9:23pm

Posts: 12

Location: Camposol

8 helpful posts

Posted: Sat Feb 16, 2019 9:23pm

A very kid offer, Thank you.

I will picking up a very old car from Ladysmith to take to Durban in South Africa late June so will be back late July , via Uk...

(how showoff-ie is that)  so if I do not get stabbed to death in Durban port I would love to have a coffee with you after that...

Bhamoggy

Bhamoggy

Helpful member

Sat Feb 16, 2019 9:45pm

Posts: 102

Location: Camposol

63 helpful posts

Posted: Sat Feb 16, 2019 9:45pm

Great. Look forward to it. 

Good luck with that trip. Must be a vintage car at a guess then?

Disgustos la pensionista

Sat Feb 16, 2019 10:13pm

Posts: 12

Location: Camposol

8 helpful posts

Posted: Sat Feb 16, 2019 10:13pm

Thank you...

1953 , 356-A ,  10 years older then me....They do not have such a rust problem over there and the steering wheel is on the correct side of the car....I just have to make sure it is what they say it is...?

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Related topics

Find more General discussion topics from a particular area:


Register for free!

Login to your account

Property Sales Mar Menor
Trish Birch Therapy
Advertise your business here