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DKV medical Insurance

Posted: Thu Jul 30, 2020 5:45pm
27 replies1342 views11 members subscribed
Bhamoggy

Bhamoggy

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Has anyone got their private medical insurance with DKV and what are your thoughts?

I’m based in camposol so especially interested to hear from people on the urbanisation who use them and how local the docs etc are from here

yamah1300

Posted: Thu Jul 30, 2020 6:42pm

yamah1300

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Posted: Thu Jul 30, 2020 6:42pm

Hi i have had DKV for two years now the cheapest around with full cover, and they are very very good i have scans ultra sound seen two specialists doctors, had several blud tests, and the price never goes up other than the medical inflasion rate. they are in the centre of town and about 2000 % better than the nhs back home the longis wait i had was for a scan i had to go to murcia and waited 5 days for the scan, they are brilliant. 

frequent flyer

Posted: Thu Jul 30, 2020 8:04pm

frequent flyer

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Posted: Thu Jul 30, 2020 8:04pm

yamah1300 wrote on Thu Jul 30, 2020 6:42pm:

Hi i have had DKV for two years now the cheapest around with full cover, and they are very very good i have scans ultra sound seen two specialists doctors, had several blud tests, and the price never goes up other than the medical inflasion rate. they are in the centre of town and about 2000 % be...

...tter than the nhs back home the longis wait i had was for a scan i had to go to murcia and waited 5 days for the scan, they are brilliant. 

The poster wasn't asking about the over worked UK N.H.S ...they enquired about Spanish private health insurance ..I presume to become Residents ..you only need a private health insurance for the first year then you can go on the Spanish N.H.S system at around €65 per month per person.

Will60

Posted: Thu Jul 30, 2020 10:17pm

Will60

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Posted: Thu Jul 30, 2020 10:17pm

It's not just about cost or about applying for Residency. When you gain Residency, your PHI will, at least for a while, become your only source of healthcare. So accessibility and quality are the important factors.

My wife and I have our health insurance with DKV . My wife became seriously ill last year, and they have been absolutely fantastic. 

BUT we have had to travel to obtain treatment and tests, mostly to the Quiron Hospital in Murcia. We have also used (I think) 8 other medical facilities in Murcia, Elche and Torrevieja. 

This seems to be quite normal. We have met numerous other people "doing the rounds" - each having different insurers.

Into the detail .... insurers may quote the various clinics and hospitals that they use, but in reality, they pick and choose exactly what services they contract for at which hospital. So if your insurer's brochure says that they use (say) Quiron or IMED hospitals/clinics, the city you have to go to depends on the medical service you need.   

We use a GP in our village (not the health centre) and she acts as the gateway into the DKV system - and she is very good at it. 

Our local GP works with DKV (which may be why our local insurance broker recommended DKV). So it seems that the most important thing is to have an insurer who works with your local GP.

We have a neighbour who uses a different insurer. Her nearest insurer-affiliated GP is 50 minutes away by car.


Bhamoggy

Posted: Fri Jul 31, 2020 12:01am

Bhamoggy

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Posted: Fri Jul 31, 2020 12:01am

Thanks for replies. Very helpful and sounds like a very good service.
I have been emailing DKV in Cadiz. Is there an office in Mazarrón or close to camposol?

How long does it take to get the policy if I pay in full ?

Need it for residencia 

Thanks 

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Will60

Posted: Fri Jul 31, 2020 10:31am

Will60

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Posted: Fri Jul 31, 2020 10:31am

Bhamoggy wrote on Fri Jul 31, 2020 12:01am:

Thanks for replies. Very helpful and sounds like a very good service.
I have been emailing DKV in Cadiz. Is there an office in Mazarrón or close to camposol?

How long does it take to get the policy if I pay in full ?

Need it for residencia 

Thanks 

We bought our DKV insurance from a broker local to us. From memory, the paperwork came through in around 2 weeks (we paid in full).

Many insurance brokers offer DKV.

Assuming their website is up to date ... Ibex offer DKV, and are at Camposol Business Centre, Urb. Camposol, Sector A. Calle Madrid, 19, 30875 Camposol.

http://www.ibexinsure.com/health-insurance/comparison-chart

There are several other brokers in Mazarron.

yamah1300

Posted: Fri Jul 31, 2020 2:17pm

yamah1300

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Posted: Fri Jul 31, 2020 2:17pm

Bhamoggy wrote on Fri Jul 31, 2020 12:01am:

Thanks for replies. Very helpful and sounds like a very good service.
I have been emailing DKV in Cadiz. Is there an office in Mazarrón or close to camposol?

How long does it take to get the policy if I pay in full ?

Need it for residencia 

Thanks 

Hi i whent to the center in town sign up one whent back paid had blud test the following day.

yamah1300

Posted: Fri Jul 31, 2020 2:22pm

yamah1300

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Posted: Fri Jul 31, 2020 2:22pm

frequent flyer wrote on Thu Jul 30, 2020 8:04pm:

The poster wasn't asking about the over worked UK N.H.S ...they enquired about Spanish private health insurance ..I presume to become Residents ..you only need a private health insurance for the first year then you can go on the Spanish N.H.S system at around €65 per month per person.

Yes i know untill your 65 then you pay over a 100 and so it`s still cheaper to go private, what`s your problem with me quoting the uk NHS as a comparison, 

oink

Posted: Sat Aug 1, 2020 6:33am

oink

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Posted: Sat Aug 1, 2020 6:33am

yamah1300 wrote on Fri Jul 31, 2020 2:22pm:

Yes i know untill your 65 then you pay over a 100 and so it`s still cheaper to go private, what`s your problem with me quoting the uk NHS as a comparison, 

you would then get a s1 for free health  care if british

frequent flyer

Posted: Sun Aug 2, 2020 9:59am

frequent flyer

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Posted: Sun Aug 2, 2020 9:59am

yamah1300 wrote on Fri Jul 31, 2020 2:22pm:

Yes i know untill your 65 then you pay over a 100 and so it`s still cheaper to go private, what`s your problem with me quoting the uk NHS as a comparison, 

The poster wasn't asking about the UK NHS..you live in Spain now so you should be making comparisons with the Spanish NHS.

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