Health insurance

All depends on age and pre-existing conditions. We signed up with ASSA, bad mistake, refused payouts for treatment my wife needs.

As we have been resident for  a year now we have cancelled and are signing up for Spain's Convenio Especial, under 65 years old that is about 60€ a month( goes up a lot after that) and covers pre-existing  conditions, have a look a Jim's Guides.

Bite the bullet, get a deal you can live with and switch after your one year of residency, we worked out we will save 8.000€ before we are eligible for free treatment.

DKV seem to be the ones most recommended on here.

See this thread

DKV medical Insurance

Thanks for the tip Phil.

Just a word of warning, if you do not speak Spanish reasonably you will need to ensure you can and are willing to travel to a clinic with English speaking doctors. We took out insurance with Caser, through Insure spain, (peter clark) and have had nothing but trouble.

Go to Camposol health clinic and talk to them they deal with two insurqance companies ASSA and another i do not remember, and Camposol clinic speak english.

Paddy

Do you get penalised for previous surgeries even if you’re now ok?

For example, I had blood clots removed from lungs 6 years ago so fine now but on warfarin for life so don’t suffer another blood clot?