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Question. If I move to camposol from UK this year aged 61 I am liable for private medical insurance of approximately 6500 euro. If I wait until I retire aged 66 and move do I immediately qualify for free healthcare in receipt of a UK state pension? Regards.
Posted: Fri Mar 12, 2021 1:00am
Very helpful member
a) We (67 & 75) pay private 340€/monthly with DKV
We have S1 so could be better - but this is a private matter
b) 5 years to go> who knows:
Moving to Spain: “Stolen from an other forum”
There are even bigger issues than that about Brits
moving to Spain now...
The opportunity for UK citizens not already living in Spain to apply for Spanish Residencia via the EU citizens route finally ended on 31.12.20.
From 1.1.21 onwards if it is your intention to come to live in Spain (rather than simply visit the Schengen zone for the "up to 90 days in any running 180 day period" time limit that applies to all non-EU citizens) you must now BEFORE YOU COME first apply from within the UK to the Spanish Consulate in London (or Edinburgh), for the required pre-entry visa.
That's either a "Non-Lucrative Visa" under which you can temporarily reside in Spain for up to 12 months whilst you make your Residencia application, but which forbids any working for income (non refundable application fee currently £516 per person); or if you have a formal Spanish job offer in writing then a "Work Visa" (non refundable application fee £410).
One of the conditions of being granted a Non-Lucrative Visa is that you can show the Consulate proof of the minimum regular monthly income per applicant required by the Spanish Consulate (which they require you to have in order that you can support yourselves whilst in Spain and so not become a burden on Spanish taxpayers) .
There are several other requirements, including a criminal records check report, and proof of full-cover private Spanish medical insurance for the period of the visa, etc. Any supporting documents not in Spanish will need to be Apostiled and translated into Spanish by an official Translator
I would very VERY strongly advise you to make your pre-entry Visa application through a specialist lawyer, as if any part of your application does not meet the requirements your entire application will be rejected and your application fee lost.
You must have obtained that approved pre-entry visa BEFORE you then come to Spain, as it is that visa which gives you permission to reside temporarily in Spain whilst you then obtain and submit all your formal Residencia process documents etc.
Be aware that then once in Spain, as part of your Non-EU citizen Spanish Residencia application, as well as showing the approved Pre-entry Visa which allowed you to enter the country to live temporarily, you will need to show Spanish bank statements etc proof that you have brought into Spain a minimum of at least 4 x "IPREM" to support yourself, or documented proof you are earning more than that in Spain.
If you are bringing any other family members with you, then you must add at least 1 x IPREM for each of them.
This "IPREM" amount increased on 1.1.21. by 5% for year 2021 and is now 6772 euros.
So you will need to bring into Spain a MINIMUM approx 27,500 euros with you, plus 6,772 euros for each of any other family members, to qualify as financially self-supporting to obtain Spanish Residencia.
As part of your Residencia application you must also show proof that you've taken out at least an annual full, all-conditions-covered Spanish private health insurance policy (including cover for any pre existing conditions), for each person you are bringing in. Such a Spanish medical insurance policy is not cheap... perhaps at least 2,000 euros per person, and potentially much, much more in case of significant medical existing conditions.
There is also plenty of other bureaucracy on top of these big initial issues, including the requirement to take a Spanish driving test (in Spanish) as your (non-EU) UK driving licence ceases to be valid for use in Spain after you've lived there for 6 months.
More info here...
http://extranjeros.inclusion.gob.es/.../hoja010/index.html
And here....
http://www.exteriores.gob.es/.../Consulado/Pages/Visas.aspx
eraser wrote on Fri Mar 12, 2021 1:00am:
a) We (67 & 75) pay private 340€/monthly with DKV
We have S1 so could be better - but this is a private matter
Read more...
b) 5 years to go> who knows:
Moving to Spain: “Stolen from an other forum”
There are even bigger issues than that about Brits moving to Spain now...
The opportunity for UK citizens not already living in Spain to apply for Spanish Residencia via the EU citizens route finally ended on 31.12.20.
From 1.1.21 onwards if it is your intention to come to live in Spain (rather than simply visit the Schengen zone for the "up to 90 days in any running 180 day period" time limit that applies to all non-EU citizens) you must now BEFORE YOU COME first apply from within the UK to the Spanish Consulate in London (or Edinburgh), for the required pre-entry visa.
That's either a "Non-Lucrative Visa" under which you can temporarily reside in Spain for up to 12 months whilst you make your Residencia application, but which forbids any working for income (non refundable application fee currently £516 per person); or if you have a formal Spanish job offer in writing then a "Work Visa" (non refundable application fee £410).
One of the conditions of being granted a Non-Lucrative Visa is that you can show the Consulate proof of the minimum regular monthly income per applicant required by the Spanish Consulate (which they require you to have in order that you can support yourselves whilst in Spain and so not become a burden on Spanish taxpayers) .
There are several other requirements, including a criminal records check report, and proof of full-cover private Spanish medical insurance for the period of the visa, etc. Any supporting documents not in Spanish will need to be Apostiled and translated into Spanish by an official Translator
I would very VERY strongly advise you to make your pre-entry Visa application through a specialist lawyer, as if any part of your application does not meet the requirements your entire application will be rejected and your application fee lost.
You must have obtained that approved pre-entry visa BEFORE you then come to Spain, as it is that visa which gives you permission to reside temporarily in Spain whilst you then obtain and submit all your formal Residencia process documents etc.
Be aware that then once in Spain, as part of your Non-EU citizen Spanish Residencia application, as well as showing the approved Pre-entry Visa which allowed you to enter the country to live temporarily, you will need to show Spanish bank statements etc proof that you have brought into Spain a minimum of at least 4 x "IPREM" to support yourself, or documented proof you are earning more than that in Spain.
If you are bringing any other family members with you, then you must add at least 1 x IPREM for each of them.
This "IPREM" amount increased on 1.1.21. by 5% for year 2021 and is now 6772 euros.
So you will need to bring into Spain a MINIMUM approx 27,500 euros with you, plus 6,772 euros for each of any other family members, to qualify as financially self-supporting to obtain Spanish Residencia.
As part of your Residencia application you must also show proof that you've taken out at least an annual full, all-conditions-covered Spanish private health insurance policy (including cover for any pre existing conditions), for each person you are bringing in. Such a Spanish medical insurance policy is not cheap... perhaps at least 2,000 euros per person, and potentially much, much more in case of significant medical existing conditions.
There is also plenty of other bureaucracy on top of these big initial issues, including the requirement to take a Spanish driving test (in Spanish) as your (non-EU) UK driving licence ceases to be valid for use in Spain after you've lived there for 6 months.
More info here...
http://extranjeros.inclusion.gob.es/.../hoja010/index.html
And here....
http://www.exteriores.gob.es/.../Consulado/Pages/Visas.aspx
Really good details from eraser.
Just to add, that this is for the first year. You then need to renew for 2 years and then again for a further 2 years, before being eligible to obtain 'permanent' residency.
The criteria are the same as above (but remember that the IPREM is per year, so you need to prove 2 x annual income as the renewal lasts 2 years). However, you don't need to pay the £516 visa application fee, just a fee of around €20; but you also have to prove that you are residing in Spain for more than 183 days per year.
So,currently, an S1 does not replace the need for private health insurance.
This is the current position, however, if these new rules (which are the same as the rules that already existed for non-EU citizens) dramtically reduce the number of Brits moving to Spain, the Spanish government may opt to make unilateral agreements with the UK rather than lose the income to businesses and tax income.
eraser wrote on Fri Mar 12, 2021 1:00am:
a) We (67 & 75) pay private 340€/monthly with DKV
We have S1 so could be better - but this is a private matter
Read more...
b) 5 years to go> who knows:
Moving to Spain: “Stolen from an other forum”
There are even bigger issues than that about Brits moving to Spain now...
The opportunity for UK citizens not already living in Spain to apply for Spanish Residencia via the EU citizens route finally ended on 31.12.20.
From 1.1.21 onwards if it is your intention to come to live in Spain (rather than simply visit the Schengen zone for the "up to 90 days in any running 180 day period" time limit that applies to all non-EU citizens) you must now BEFORE YOU COME first apply from within the UK to the Spanish Consulate in London (or Edinburgh), for the required pre-entry visa.
That's either a "Non-Lucrative Visa" under which you can temporarily reside in Spain for up to 12 months whilst you make your Residencia application, but which forbids any working for income (non refundable application fee currently £516 per person); or if you have a formal Spanish job offer in writing then a "Work Visa" (non refundable application fee £410).
One of the conditions of being granted a Non-Lucrative Visa is that you can show the Consulate proof of the minimum regular monthly income per applicant required by the Spanish Consulate (which they require you to have in order that you can support yourselves whilst in Spain and so not become a burden on Spanish taxpayers) .
There are several other requirements, including a criminal records check report, and proof of full-cover private Spanish medical insurance for the period of the visa, etc. Any supporting documents not in Spanish will need to be Apostiled and translated into Spanish by an official Translator
I would very VERY strongly advise you to make your pre-entry Visa application through a specialist lawyer, as if any part of your application does not meet the requirements your entire application will be rejected and your application fee lost.
You must have obtained that approved pre-entry visa BEFORE you then come to Spain, as it is that visa which gives you permission to reside temporarily in Spain whilst you then obtain and submit all your formal Residencia process documents etc.
Be aware that then once in Spain, as part of your Non-EU citizen Spanish Residencia application, as well as showing the approved Pre-entry Visa which allowed you to enter the country to live temporarily, you will need to show Spanish bank statements etc proof that you have brought into Spain a minimum of at least 4 x "IPREM" to support yourself, or documented proof you are earning more than that in Spain.
If you are bringing any other family members with you, then you must add at least 1 x IPREM for each of them.
This "IPREM" amount increased on 1.1.21. by 5% for year 2021 and is now 6772 euros.
So you will need to bring into Spain a MINIMUM approx 27,500 euros with you, plus 6,772 euros for each of any other family members, to qualify as financially self-supporting to obtain Spanish Residencia.
As part of your Residencia application you must also show proof that you've taken out at least an annual full, all-conditions-covered Spanish private health insurance policy (including cover for any pre existing conditions), for each person you are bringing in. Such a Spanish medical insurance policy is not cheap... perhaps at least 2,000 euros per person, and potentially much, much more in case of significant medical existing conditions.
There is also plenty of other bureaucracy on top of these big initial issues, including the requirement to take a Spanish driving test (in Spanish) as your (non-EU) UK driving licence ceases to be valid for use in Spain after you've lived there for 6 months.
More info here...
http://extranjeros.inclusion.gob.es/.../hoja010/index.html
And here....
http://www.exteriores.gob.es/.../Consulado/Pages/Visas.aspx
I appreciate the response, not what I wanted to hear but an eye opener to say the least.
RichT wrote on Fri Mar 12, 2021 11:48am:
Really good details from eraser.
Just to add, that this is for the first year. You then need to renew for 2 years and then again for a further 2 years, before being eligible to obtain 'permanent' residency.
Read more...
The criteria are the same as above (but remember that the IPREM is per year, so you need to prove 2 x annual income as the renewal lasts 2 years). However, you don't need to pay the £516 visa application fee, just a fee of around €20; but you also have to prove that you are residing in Spain for more than 183 days per year.
So,currently, an S1 does not replace the need for private health insurance.
This is the current position, however, if these new rules (which are the same as the rules that already existed for non-EU citizens) dramtically reduce the number of Brits moving to Spain, the Spanish government may opt to make unilateral agreements with the UK rather than lose the income to businesses and tax income.
Thank you for your response, appreciate the input.
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Posted: Fri Mar 12, 2021 12:25pm
eraser wrote on Fri Mar 12, 2021 1:00am:
a) We (67 & 75) pay private 340€/monthly with DKV
We have S1 so could be better - but this is a private matter
Read more...
b) 5 years to go> who knows:
Moving to Spain: “Stolen from an other forum”
There are even bigger issues than that about Brits moving to Spain now...
The opportunity for UK citizens not already living in Spain to apply for Spanish Residencia via the EU citizens route finally ended on 31.12.20.
From 1.1.21 onwards if it is your intention to come to live in Spain (rather than simply visit the Schengen zone for the "up to 90 days in any running 180 day period" time limit that applies to all non-EU citizens) you must now BEFORE YOU COME first apply from within the UK to the Spanish Consulate in London (or Edinburgh), for the required pre-entry visa.
That's either a "Non-Lucrative Visa" under which you can temporarily reside in Spain for up to 12 months whilst you make your Residencia application, but which forbids any working for income (non refundable application fee currently £516 per person); or if you have a formal Spanish job offer in writing then a "Work Visa" (non refundable application fee £410).
One of the conditions of being granted a Non-Lucrative Visa is that you can show the Consulate proof of the minimum regular monthly income per applicant required by the Spanish Consulate (which they require you to have in order that you can support yourselves whilst in Spain and so not become a burden on Spanish taxpayers) .
There are several other requirements, including a criminal records check report, and proof of full-cover private Spanish medical insurance for the period of the visa, etc. Any supporting documents not in Spanish will need to be Apostiled and translated into Spanish by an official Translator
I would very VERY strongly advise you to make your pre-entry Visa application through a specialist lawyer, as if any part of your application does not meet the requirements your entire application will be rejected and your application fee lost.
You must have obtained that approved pre-entry visa BEFORE you then come to Spain, as it is that visa which gives you permission to reside temporarily in Spain whilst you then obtain and submit all your formal Residencia process documents etc.
Be aware that then once in Spain, as part of your Non-EU citizen Spanish Residencia application, as well as showing the approved Pre-entry Visa which allowed you to enter the country to live temporarily, you will need to show Spanish bank statements etc proof that you have brought into Spain a minimum of at least 4 x "IPREM" to support yourself, or documented proof you are earning more than that in Spain.
If you are bringing any other family members with you, then you must add at least 1 x IPREM for each of them.
This "IPREM" amount increased on 1.1.21. by 5% for year 2021 and is now 6772 euros.
So you will need to bring into Spain a MINIMUM approx 27,500 euros with you, plus 6,772 euros for each of any other family members, to qualify as financially self-supporting to obtain Spanish Residencia.
As part of your Residencia application you must also show proof that you've taken out at least an annual full, all-conditions-covered Spanish private health insurance policy (including cover for any pre existing conditions), for each person you are bringing in. Such a Spanish medical insurance policy is not cheap... perhaps at least 2,000 euros per person, and potentially much, much more in case of significant medical existing conditions.
There is also plenty of other bureaucracy on top of these big initial issues, including the requirement to take a Spanish driving test (in Spanish) as your (non-EU) UK driving licence ceases to be valid for use in Spain after you've lived there for 6 months.
More info here...
http://extranjeros.inclusion.gob.es/.../hoja010/index.html
And here....
http://www.exteriores.gob.es/.../Consulado/Pages/Visas.aspx
Think this will drastically reduce the number of brits moving to Spain :-(
Andyz wrote on Fri Mar 12, 2021 12:25pm:
Think this will drastically reduce the number of brits moving to Spain :-(
I’d be very confident it will change in the near future.
Posted: Fri Mar 12, 2021 2:46pm
Very helpful member
Mellee07 wrote on Fri Mar 12, 2021 1:03pm:
I’d be very confident it will change in the near future.
Please do tell us why a UK citizen is likely to be treated any differently to any other third country national wishing to move to Spain.
Mags44 wrote on Fri Mar 12, 2021 2:46pm:
Please do tell us why a UK citizen is likely to be treated any differently to any other third country national wishing to move to Spain.
No reason whatsoever. I appreciate your input.
Posted: Fri Mar 12, 2021 4:13pm
Mellee07 wrote on Fri Mar 12, 2021 1:03pm:
I’d be very confident it will change in the near future.
I'm sure you are right only time will tell but the Spanish economy will be greatly affected if not :-(
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