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Cost of living 2020

Posted: Sat Sep 12, 2020 6:38pm
20 replies1222 views9 members subscribed
CAESAR

Posts: 4

Location: Camposol

Joined: 1 Sep 2020

Hi all I am a new member to the forum. My husband and I are moving to Camposol at the end of the month.                       We were hoping you could provide us with an up date on the monthly costs of living in Campasol without a mortgage .please. Many thanks 

Sunnyspain

Posted: Sun Sep 13, 2020 8:47am

Sunnyspain

Helpful member

Posts: 468

312 helpful points

Location: Camposol

Joined: 30 Mar 2018

Posted: Sun Sep 13, 2020 8:47am

Hi

It depends on what property you will live or rent in and of course many other factors but I will give you an idea of ours. We have a 2 bed Rebecca with a hot tub but no pool for 2 people.

Electric the last 2 months with air con on at night living here full time has amounted to nearly €275. We have now switched suppliers. We had family over in August so more air con was on.

Gas for hot water only is €15 for a refill. It lasts months.

Tpft car insurance for 2.0l 7 seater 230 ish

House buildings and contents €120 ish per annum

Health insurance just over 1700 for both under age 60 no pre existing conditions.

We are finding that €75 a week has been sufficient for weekly shop which includes bottle of gin wine and beer.

Diesel around €60 a month but depends how often we go out of Camposol.

Telecable Internet €30 a month

Iptv for 3 tvs €150 per annum

Water around €55 every 2 months 

We have a log burner but we havent stocked up for winter yet.

Ibi just over €200 per annum

You will probably need a tax accountant so you need to find costs and factor those in. Ours are 60 each per annum along with any tax bill you may be liable for and non residents tax if applicable

You will then need to go on padron (€2 each) and get residencia if living here full time and swap driving licence. Cost for these if paying someone to do it for you is around 150 each

Drink is cheap here if going out socialising. Meals out are reasonable. Some places you can get a menu del dia for €10 each. Chinese on b is only 6.95. Marianos do very cheap lunches from €2. Of course there are other places where you can pay on average €15 for a main course. We drove to a village and a beer and wine were only €2.50 for both. 

We are still using our UK mobile phones but depending on usage around 11 a month

frequent flyer

Posted: Sun Sep 13, 2020 1:48pm

frequent flyer

Very helpful member

Posts: 959

997 helpful points

Location: Camposol

Joined: 9 Feb 2018

Posted: Sun Sep 13, 2020 1:48pm

Mortgage free is a good place to start...but it really depends on what property you have bought and things like does it have a swimming pool and so on... although eating / drinking out is cheaper the only other thing I found cheeper is I.B.I (council tax) on a yearly basis electricity and water bills work out the same as the UK /food in Spanish supermarkets tends to be the same price or more expensive ...life in Spain tends to revolve around socializing / eating and drinking out so you should allow for this...the majority of OAPs that I know have sold the house in the UK and bought a cheap place in Spain and use the proceeds from the house sale to top up the state pension.. Warning you will not get by on just a UK state pension on it's own .

CAESAR

Posted: Sun Sep 13, 2020 2:10pm

CAESAR

Original Poster

Posts: 4

Location: Camposol

Joined: 1 Sep 2020

Posted: Sun Sep 13, 2020 2:10pm

Sunnyspain wrote on Sun Sep 13, 2020 8:47am:

Hi

It depends on what property you will live or rent in and of course many other factors but I will give you an idea of ours. We have a 2 bed Rebecca with a hot tub but no pool for 2 people.

Electric the last 2 months with air con on at night living here full time has amounted to nearly €275. We have now switched suppliers. We had family over in August so more air con was on.

Gas for hot water only is €15 for a refill. It lasts months.

Tpft car insurance for 2.0l 7 seater 230 ish

House buildings and contents €120 ish per annum

Health insurance just over 1700 for both under age 60 no pre existing conditions.

We are finding that €75 a week has been sufficient for weekly shop which includes bottle of gin wine and beer.

Diesel around €60 a month but depends how often we go out of Camposol.

Telecable Internet €30 a month

Iptv for 3 tvs €150 per annum

Water around €55 every 2 months 

We have a log burner but we havent stocked up for winter yet.

Ibi just over €200 per annum

You will probably need a tax accountant so you need to find costs and factor those in. Ours are 60 each per annum along with any tax bill you may be liable for and non residents tax if applicable

You will then need to go on padron (€2 each) and get residencia if living here full time and swap driving licence. Cost for these if paying someone to do it for you is around 150 each

Drink is cheap here if going out socialising. Meals out are reasonable. Some places you can get a menu del dia for €10 each. Chinese on b is only 6.95. Marianos do very cheap lunches from €2. Of course there are other places where you can pay on average €15 for a main course. We drove to a village and a beer and wine were only €2.50 for both. 

We are still using our UK mobile phones but depending on usage around 11 a month

Thanks for your replies they were very helpful.

hommerj

Posted: Thu Sep 17, 2020 8:42pm

Posts: 114

20 helpful points

Location: Camposol

Joined: 5 Mar 2016

Posted: Thu Sep 17, 2020 8:42pm

CAESAR wrote on Sun Sep 13, 2020 2:10pm:

Thanks for your replies they were very helpful.

it just goes to show Spain aint the cheap place it was if it ever was

Baggywrinkles

Posted: Fri Sep 18, 2020 8:05am

Posts: 82

12 helpful points

Joined: 16 May 2017

Posted: Fri Sep 18, 2020 8:05am

hommerj wrote on Thu Sep 17, 2020 8:42pm:

it just goes to show Spain aint the cheap place it was if it ever was

Compare the council tax ! Diesel 89 cents where I live pub down the road, menu del dia 10 Euro with wine and 4 courses etc etc

Sunnyspain

Posted: Fri Sep 18, 2020 8:23am

Sunnyspain

Helpful member

Posts: 468

312 helpful points

Location: Camposol

Joined: 30 Mar 2018

Posted: Fri Sep 18, 2020 8:23am

Baggywrinkles wrote on Fri Sep 18, 2020 8:05am:

Compare the council tax ! Diesel 89 cents where I live pub down the road, menu del dia 10 Euro with wine and 4 courses etc etc

Exactly. My council tax in Surrey was nearly £3000 a year here it is around €200 a year so thats a big saving which pays for car and house insurance and electric and gas for the year at least! Plus we are saving more as no TV licence to pay for 

hommerj

Posted: Fri Sep 18, 2020 8:46am

Posts: 114

20 helpful points

Location: Camposol

Joined: 5 Mar 2016

Posted: Fri Sep 18, 2020 8:46am

Sunnyspain wrote on Fri Sep 18, 2020 8:23am:

Exactly. My council tax in Surrey was nearly £3000 a year here it is around €200 a year so thats a big saving which pays for car and house insurance and electric and gas for the year at least! Plus we are saving more as no TV licence to pay for 

i hope you enjoy your free tv licence the poor pensioners in the UK over 75 have to pay for theirs subbing you NICE ENJOY.

I presume you pay all your taxs in Spain your accountant all these fees you fail to mention.

Sunnyspain

Posted: Fri Sep 18, 2020 9:07am

Sunnyspain

Helpful member

Posts: 468

312 helpful points

Location: Camposol

Joined: 30 Mar 2018

Posted: Fri Sep 18, 2020 9:07am

hommerj wrote on Fri Sep 18, 2020 8:46am:

i hope you enjoy your free tv licence the poor pensioners in the UK over 75 have to pay for theirs subbing you NICE ENJOY.

I presume you pay all your taxs in Spain your accountant all these fees you fail to mention.

Your comment has come across as rude im afraid. If you have read my original post correctly you will see that I have mentioned taxes. And yes I do pay mine thankyou. 

hommerj

Posted: Fri Sep 18, 2020 9:22am

Posts: 114

20 helpful points

Location: Camposol

Joined: 5 Mar 2016

Posted: Fri Sep 18, 2020 9:22am

Sunnyspain wrote on Fri Sep 18, 2020 9:07am:

Your comment has come across as rude im afraid. If you have read my original post correctly you will see that I have mentioned taxes. And yes I do pay mine thankyou. 

Its not rude just all cost need to shown. its true you are are quite happy to say you pay no tv licence but happy for uk oaps older than 75 have to pay so can watch tv free from uk hope you enjoy your free tv

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