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Desperate Plea!!!

Posted: Sun Mar 24, 2019 10:10pm
13 replies2842 views10 members subscribed
Joncy0109

Posts: 9

3 helpful points

Location: Camposol

Joined: 28 Jan 2019

Dear residents of camposol,

My partner and I have recently bought a home in sector C Calle Ubeda. The house has never been lived in and doesnt have a habitation certificate or any other certification. Before purchase we were reassured that many houses were in the same situation and it shouldnt be a problem to get utilities connected.

However our solicitor was told by the town hall that we could not be connected and hasnt been any help after receiving  this news. Is there anybody who has been through the same situation and knows what to do or anybody that knows who we should speak to as we are now becoming rather desperate to to find a way of making our Spanish home livable? We are moving over to camposol in August.

We appreciate hindsight is a wonderful thing but are looking for genuine help.

Many thanks in advance 

for all and any constructive support.

rma44

Posted: Mon Mar 25, 2019 10:44am

rma44

Helpful member

Posts: 527

273 helpful points

Joined: 2 Mar 2016

Posted: Mon Mar 25, 2019 10:44am

Oh dear. Why oh why do people believe this talk from estate agents?? All the publicity about the problems of no habitation certificates, Escritura missing etc etc on this forum alone, and still people ignore it! Anyone thinking of buying a property in Spain, take heed of warnings and CHECK everything before placing your deposit. That 'must have' bargain may not be all it seems!

Did you have the guarantee in writing from the agent and solicitor that you would have no problem? You can fill in official complaint forms for the agent and solicitor, and they are compelled to give you them, but it's a long drawn out process, I've done it. I suggest you consult another solicitor and get their take on it. I hope you can sort this out to your satisfaction, but in reality you might have to right it off. 

ianc2

Posted: Mon Mar 25, 2019 12:16pm

ianc2

Helpful member

Posts: 115

110 helpful points

Location: Camposol

Joined: 13 Aug 2018

Posted: Mon Mar 25, 2019 12:16pm

You should have a copy of the deeds,(copia simple) an energy certificate, and a Fin De Obra.  

The energy certificate and the Fin de Obra (finish of works) you can  buy after an inspection by an architect - there are a couple of architects who provide this service and who regularly advertise  in local chronicle.

With regard  to the electrical/ water supply try turning up at their  offices in the port, (preferably with a Spanish speaker), bank details, passport, your  NIE number and fill the forms in .  You may find having a local financial advisor down in the port useful, I use  J Galvezrenero, who will also advise you on ibi, wealth tax and such..

Virtually no one has a habitation certificate on camposol - but they have all got water and electricity - so the  council is not the place to go.

Your deeds are a different matter, but not insurmountable. If you were in the UK  I would have expected the agent or the solicitor to have  obtained  a Title insurance policy, paid for by the vendor, to insure you, the buyer against anyone turning up with deeds and saying 'Oy, That's my house'. 

 As you have paid for the property I can't see the vendor paying up now, but the selling agent / solicitor might make a contribution.   More likely you will just have to pay for the insurance yourself. - about £300 for 20 years cover.  If you have a look around on the internet you should get some idea of prices, but I would check locally for reputable companies.  Mercers on camposol may be able to point you in the right direction.

You should also check that you are shown on the land registry as being the registered owner of the land

The Camposol Residents Association may have come across this problem before and may also be able to advise you.  Out of curiosity which agents did you buy from?

frequent flyer

Posted: Tue Mar 26, 2019 8:44am

frequent flyer

Very helpful member

Posts: 894

938 helpful points

Location: Camposol

Joined: 9 Feb 2018

Posted: Tue Mar 26, 2019 8:44am

I have owned a villa on Camposol for 11 years and do not have a habitation certificate... No one as far as I know has one this does not stop you having the water and electric connected.. You can do this yourself by going into the electrical supply companys office in the port it can be located on the left just up from the main round about in the port and if you then go to Mazarron town and do the same with the water company's office ...the water company's office the water company's office can be found in the street on the left that runs parallel with the main road as you go down the hill into the town ...you will need your Escatura/Fin De obra/NIE ...to get connected it will cost approximately €700 for the two ...you should have instructed your solicitor to do this for you before purchasing.

Jaynie

Posted: Wed Mar 27, 2019 7:47am

Posts: 41

18 helpful points

Location: Camposol

Joined: 23 Jun 2017

Posted: Wed Mar 27, 2019 7:47am

Twice I read NO property on Camposol has habitation certificate. That is not true. Many do. Surely your solicitor is the one to pursue for his poor advice and work. 

frequent flyer

Posted: Wed Mar 27, 2019 8:12am

frequent flyer

Very helpful member

Posts: 894

938 helpful points

Location: Camposol

Joined: 9 Feb 2018

Posted: Wed Mar 27, 2019 8:12am

Jaynie wrote on Wed Mar 27, 2019 7:47am:

Twice I read NO property on Camposol has habitation certificate. That is not true. Many do. Surely your solicitor is the one to pursue for his poor advice and work. 

I challenge you to find me someone on Camposol that can show you a habitation certificate... and I said show you a copy ...not just tell you they have one if you have one take a picture of it and let everyone on Camposol see it....I have every other document you require but have failed on 3 attempts via a solicitor to obtain a habitation cert .

ianc2

Posted: Wed Mar 27, 2019 8:49am

ianc2

Helpful member

Posts: 115

110 helpful points

Location: Camposol

Joined: 13 Aug 2018

Posted: Wed Mar 27, 2019 8:49am

I believe that a two small developments on camposol, that were not built by masa, have habitation certificates.  My understanding, following a conversation with a mercers rep, is that 95% of the urbanisation do not.  Until the urbanisation is finished there will be no habitation certificates issued.

 I am told that  the Local council will not even issue planning permissions for alterations on certain sectors which seems to make no difference to the number of builders trucks bouncing down the road..  However a retrospective 'fine' can be paid and the paperwork regularised.  Swimming pool? what swimming pool? It was there when I bought it.. Honest..

Rita47

Posted: Wed Mar 27, 2019 5:08pm

Posts: 35

17 helpful points

Location: Sucina

Joined: 27 Apr 2018

Posted: Wed Mar 27, 2019 5:08pm

Go and see an architect they will draw up a plan of the property then get them to apply for an habitation certificate, from there you will need to get an electrician and a plumber to supply certificates of work, you should then be able to get your utilities connected approx price 1500 to 2000 euros.

It would be interesting to know actually how you managed to buy the property and was it at the notaries, hope you get sorted 

ianc2

Posted: Wed Mar 27, 2019 6:06pm

ianc2

Helpful member

Posts: 115

110 helpful points

Location: Camposol

Joined: 13 Aug 2018

Posted: Wed Mar 27, 2019 6:06pm

Sounds more like a Fin de obra ( finish of works) to me, which can be supplied by a qualified architect.  The habitation certificate is issued by the council on completion of the roads, lights etc  I have yet to see one for sector c or d.

My energy  (epc) certificate cost about e121 + iva, but you will only need it when you come to sell

The Final De Obra Certificate ( your house must be more than ten years old).  is about e190 + iva Their website is 

www.martinezdelacasa.com.  Their surveyor will need to access your house.  You can ring them on Spanish no 665810411.

Their advert is in the costacalidachronicle.

Joncy0109

Posted: Wed Mar 27, 2019 9:53pm

Joncy0109

Original Poster

Posts: 9

3 helpful points

Location: Camposol

Joined: 28 Jan 2019

Posted: Wed Mar 27, 2019 9:53pm

Many thanks for your advice ianc2. We have checked with our solicitors and they have told us that as we are listed on the land registry and that the property was built in 2004 we dont need a fin de obra. We will get in touch with J Galvezrenero when we arrange to fly over to speak to the utility companies.

We bought privately and used sginternationalservices as our solicitors.

Thanks again for your useful advice.

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