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On line banking apps

Posted: Sat Jan 11, 2025 11:12am
7 replies3 members subscribed
Rocchett

Posts: 16

2 helpful points

Location: Fortuna

Joined: 8 Oct 2022

My husband has a wise card which is very useful and we both can access. What other apps like this can we put our money in. We tried Revolution but only the account owner has access. Thanks

StephenB

Posted: Sun Jan 12, 2025 11:35am

Posts: 30

16 helpful points

Joined: 24 Nov 2023

Posted: Sun Jan 12, 2025 11:35am

Depends on what you want. If its access to the Revolut (or other) app, then most are tied to a phone number, so only allow you to access the app on that device (or tablet/desktop if you authorise each time from the app). 

Firstly, why not try Revolut Joint account? This allows two people to share an account. 

However, if you want to make payments from his Revolut etc., you can: 
• set up any card he has on more than one device (say husband’s GooglePay on Android phone and Apple Wallet on your iPhone) – ideally, use a virtual card for this 

• do same for Lidl Pay, Carrefour etc 

• do the same on your Amazon accounts etc – again, recommend using a virtual card

• have him request another physical card which you would use 

I’ve given my wife access to some of my cards on Lidl, Carrefour so that if she needs to can pay on mine instead of hers. 

Hope this is of use. Please feel free to send me a PM if you want chat through - I’m in Santiago de la Ribera so close by. 

Stephen

Rocchett

Posted: Sun Jan 12, 2025 1:13pm

Rocchett

Original Poster

Posts: 16

2 helpful points

Location: Fortuna

Joined: 8 Oct 2022

Posted: Sun Jan 12, 2025 1:13pm

StephenB wrote on Sun Jan 12, 2025 11:35am:

Depends on what you want. If its access to the Revolut (or other) app, then most are tied to a phone number, so only allow you to access the app on that device (or tablet/desktop if you authorise each time from the app). 

Firstly, why not try Revolut Joint account? This allows two people to share an account. ...

...

However, if you want to make payments from his Revolut etc., you can: 
• set up any card he has on more than one device (say husband’s GooglePay on Android phone and Apple Wallet on your iPhone) – ideally, use a virtual card for this 

• do same for Lidl Pay, Carrefour etc 

• do the same on your Amazon accounts etc – again, recommend using a virtual card

• have him request another physical card which you would use 

I’ve given my wife access to some of my cards on Lidl, Carrefour so that if she needs to can pay on mine instead of hers. 

Hope this is of use. Please feel free to send me a PM if you want chat through - I’m in Santiago de la Ribera so close by. 

Stephen

Thanks so much . I have a Revolut account but they say you can only have a joint account if he also has an individual joint account. This means 3 revolut accounts and too complicated 

eduardo3332

Posted: Sun Jan 12, 2025 4:51pm

eduardo3332

Super helpful member

Posts: 1700

1280 helpful points

Joined: 21 Jan 2016

Posted: Sun Jan 12, 2025 4:51pm

Rocchett wrote on Sat Jan 11, 2025 11:12am:

My husband has a wise card which is very useful and we both can access. What other apps like this can we put our money in. We tried Revolution but only the account owner has access. Thanks

Have you looked into Cajamar wefferent account or Sabadell online Both free accounts

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andrew a

Posted: Wed Jan 15, 2025 10:20am

Posts: 154

35 helpful points

Location: Lo Pagan

Joined: 25 Apr 2020

Posted: Wed Jan 15, 2025 10:20am

eduardo3332 wrote on Sun Jan 12, 2025 4:51pm:

Have you looked into Cajamar wefferent account or Sabadell online Both free accounts

I wouldn’t touch Sabadell with a barge poll, horrible bank to deal with in every way

Tomjon

Posted: Wed Jan 15, 2025 10:44am

Posts: 90

21 helpful points

Location: Camposol

Joined: 14 Jan 2023

Posted: Wed Jan 15, 2025 10:44am

Hi look at your wise Account they offer interest related accounts with access.

eduardo3332

Posted: Wed Jan 15, 2025 4:58pm

eduardo3332

Super helpful member

Posts: 1700

1280 helpful points

Joined: 21 Jan 2016

Posted: Wed Jan 15, 2025 4:58pm

andrew a wrote on Wed Jan 15, 2025 10:20am:

I wouldn’t touch Sabadell with a barge poll, horrible bank to deal with in every way

Why? I pay no fees, receive 2% discount on electricity and water bills and a token payment every month for using debit card.

Have been banking in Spain for many years and no other institution has offered me this, That is why I recomend them

andrew a

Posted: Wed Jan 15, 2025 5:05pm

Posts: 154

35 helpful points

Location: Lo Pagan

Joined: 25 Apr 2020

Posted: Wed Jan 15, 2025 5:05pm

eduardo3332 wrote on Wed Jan 15, 2025 4:58pm:

Why? I pay no fees, receive 2% discount on electricity and water bills and a token payment every month for using debit card.

Have been banking in Spain for many years and no other institution has offered me this, That is why I recomend them

Recommend whoever you like, makes no difference to me.

I’m just giving my view. I found Sabadell the most difficult bank it’s been my misfortune to get lumbered with.Horrible staff, horrible atmosphere in branch. Make it as difficult as possible to get rid of them .

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