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Non resident account fees Bankia

Posted: Thu Jan 9, 2020 11:22pm
16 replies2419 views6 members subscribed
batcupfamily

Posts: 34

4 helpful points

Location: La Tercia

Joined: 26 Mar 2016

Hi all.

I called to the bank today to sort out getting access restored to my online banking. 

The lady in the bank told me that next month my non resident account fees are rising to 14 euros per month as opposed to the 15 euros per quarter i am currently paying for a debit card and online banking.

She said the only way to stop these fees was to have my uk salary paid into my account and also take out home/contents insurance etc.

Can anybody advise or have any information on these fees?

Mrsubby

Posted: Fri Jan 10, 2020 9:40am

Posts: 62

39 helpful points

Location: Los Alcázares

Joined: 3 Jan 2020

Posted: Fri Jan 10, 2020 9:40am

I am with Bankia and have changed my account to digital only, free banking free debit card, and don’t have to have any monthly salary paid in, this was all sorted at Bankia in Los Alcazates

Quenta on  is name of account!

batcupfamily

Posted: Fri Jan 10, 2020 9:52am

batcupfamily

Original Poster

Posts: 34

4 helpful points

Location: La Tercia

Joined: 26 Mar 2016

Posted: Fri Jan 10, 2020 9:52am

Thanks for this info, i'm off to the bank this morning to enquire, will let you know how i get on?

Mrsubby

Posted: Fri Jan 10, 2020 10:45am

Posts: 62

39 helpful points

Location: Los Alcázares

Joined: 3 Jan 2020

Posted: Fri Jan 10, 2020 10:45am

Good luck, no passbook is issued with this account, hope all goes well 

Roland

Posted: Fri Jan 10, 2020 4:34pm

Roland

Super helpful member

Posts: 2238

1613 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Jan 10, 2020 4:34pm

I got the same letter from Bankia.

I was told that you cannot have a Cuenta On account if you have an account with them.

I am closing my account next week.

Mrsubby

Posted: Fri Jan 10, 2020 5:07pm

Posts: 62

39 helpful points

Location: Los Alcázares

Joined: 3 Jan 2020

Posted: Fri Jan 10, 2020 5:07pm

Strange one that Roland.

I went into the bank, and they opened the new account, then closed the old one down after a few days.

All my direct debit details where also transferred over, but don’t always rely on the bank for that one

batcupfamily

Posted: Fri Jan 10, 2020 5:50pm

batcupfamily

Original Poster

Posts: 34

4 helpful points

Location: La Tercia

Joined: 26 Mar 2016

Posted: Fri Jan 10, 2020 5:50pm

Hi all

Went to the bankia branch earlier in Balsicas and was told that the Quenta on account is not available to existing customers only to new customers via an app.

The lady confirmed that the only way to avoid the 14 euros a month fees starting next month is to have your salary or 

pension paid into the account and then take out home insurance too.

168 euros a year just to have a non resident account seems very expensive.

Back to the drawing board for me.

Mrsubby

Posted: Fri Jan 10, 2020 6:10pm

Posts: 62

39 helpful points

Location: Los Alcázares

Joined: 3 Jan 2020

Posted: Fri Jan 10, 2020 6:10pm

Oh no that’s not good, I must have been lucky last year switching account,I also have buildings insurance with the bank, when I went into Bankia to question the charges, she offered me that account. They may have changed the criteria, probably because a number of people were switching.

If you are ever in Los Alcazares it may be worth chancing it?

I can give you the name of the cashier, as she gave me her business card.

She was very helpful

Austinwrk

Posted: Sat Jan 11, 2020 8:31am

Posts: 37

28 helpful points

Joined: 23 Jan 2018

Posted: Sat Jan 11, 2020 8:31am

I believe N26 the Internet bank  offers banking in Spain with a card and No fees 

batcupfamily

Posted: Sat Jan 11, 2020 9:45pm

batcupfamily

Original Poster

Posts: 34

4 helpful points

Location: La Tercia

Joined: 26 Mar 2016

Posted: Sat Jan 11, 2020 9:45pm

Yes, have read about the N26 account, will have check it out a bit more.

I think its scandalous that Bankia is upping the cost of having a non resident account by over 100 euros a year but again this is Spain?

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