Seeking advice/ideas on resort or town on Costa Calida for mainly winter sun property - Page 2

DH123 wrote on Mon Dec 28, 2020 1:04pm:

FixIt2020, thanks for the tips. The only place I had previously heard of was La Torre Golf resort. What would be the typical community charge and council tax (IBI?) on a standard 2-bed apartment there? Just to get a rough idea.

We're not in a rush to buy, and post-Covid, we plan to visit a few times in winter to suss places out. I'd like to have a maximum of 5 places to focus on, ideally just 3. At the very earliest, we'd be looking to move in 2 years time, but may buy as early as late 2021 if a good deal comes our...

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... way on a place we fancy and Covid has been reduced sufficiently. I'm still not sure what the impacts of Covid and Brexit will have on the property market in Spain, but that's secondary and not something we can control.

Cheers 

FixIt2020 wrote on Mon Dec 28, 2020 10:00am:

Hello, my best advice to you is to narrow your search as your destination is quite big and offers a lot of choice. If your into golf there are numerous golf courses which you can live on. These are mostly gated communities. If your not here all year round you can get a key holder to check on your...

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... property. I actually live on a place called La Torre Golf Resort. It’s a mix of British and Spanish residents with all the amenities on site and also within range of shops etc. Do another more research as there are lots of these developments in the area. Google the places and do more research. If it wasn’t for COVID I’d suggest a few exploring trips. There’s many estate agents that can help also. I’m not sure I’m allowed to mention them but again just do some research. However most of these gated communities have somewhat large fees called communal charges. They depend on different things. Just also consider the property tax out here. Expect to pay an additional 15% on top of the purchase price. Good luck with your search. 

dmoss wrote on Sun Jan 3, 2021 1:09pm:

Better than anything is to rent for 6 months look around where you are and explore other place so much better than buying somewhere you are disappointed with after a year or so we did this and ended up 12 miles from original destination and have lived here 20 years try it it’s a sensible way of...

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... finding your dream home 

Will60 wrote on Sun Dec 27, 2020 8:15pm:

Brexit limits you to 90 days in any 180.

To get the time here that you want, you will need full Residency ... healthcare, income tax in Spain (generally higher than in the UK), the whole nine yards. The financial (income) hurdle post-Brexit does not seem to have been published yet, but some people are talking about 32K Euros per year fo...

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...r a couple. As of 1.1.21, retiring to Spain is more difficult. 

If you go down the Residency route, you might want to downsize in the UK.

FixIt2020 wrote on Sun Jan 3, 2021 1:24pm:

I might be wrong but would you not have to pay property tax again if you moved. It’s a hefty figure at around 10-15% on top of your purchase price.