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Banking

Posted: Wed Oct 12, 2022 11:23am
11 replies308 views4 members subscribed
andrew a

Posts: 138

30 helpful points

Location: Lo Pagan

Joined: 25 Apr 2020

Hola everyone

Im a non resident

When I purchased my apartment, the estate agent set me up with Sabadell. They are charging me 40 euros a quarter to pay 2 dds a month. One is electricity and one water. Im thinking I could pay these through wise or a English bank, but not sure how I let the utilities company know I wish to do this, or even if I can.

I have tried to contact Sabadell in various ways, they are very difficult to deal with If not actually in Spain. Any help greatly appreciated.

Have a lovely day

Roland

Posted: Wed Oct 12, 2022 4:53pm

Roland

Legendary helpful member

Posts: 3519

2581 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Wed Oct 12, 2022 4:53pm

Use Wise.com lots of people on here use them.

Some utilities you can change your bank details online some you need to speak to.

If you are not confident with the language get a translator to ring them in your presence.

Or if you retain a solicitor to do your non resident taxes ask them to do it for you 

Some utilities will tell you there will not accept a bank account without a Spanish IBAN number.

They are telling porkies 

andrew a

Posted: Wed Oct 12, 2022 6:33pm

andrew a

Original Poster

Posts: 138

30 helpful points

Location: Lo Pagan

Joined: 25 Apr 2020

Posted: Wed Oct 12, 2022 6:33pm

Roland wrote on Wed Oct 12, 2022 4:53pm:

Use Wise.com lots of people on here use them.

Some utilities you can change your bank details online some you need to speak to.

If you are not confident with the language get a translator to ring them in your presence.

Or if you retain a solicitor to do your non resident taxes ask them to do it for you 

Some utilities will tell you there will not accept a bank account without a Spanish IBAN number.

They are telling porkies 

Many thanks Roland.....

allanL

Posted: Sun Oct 16, 2022 1:56pm

Posts: 15

7 helpful points

Location: Isla Plana

Joined: 15 Sep 2021

Posted: Sun Oct 16, 2022 1:56pm

We were with Sabadell,not any more. If you have a Cajamar bank locally you can have a current account without fees. You have to agree to a savings account along side with about 1000 euros in it. Now we use Wise to top it up monthly, no charges.

andrew a

Posted: Sun Oct 16, 2022 3:24pm

andrew a

Original Poster

Posts: 138

30 helpful points

Location: Lo Pagan

Joined: 25 Apr 2020

Posted: Sun Oct 16, 2022 3:24pm

Thanks for the reply

Sabadell are awful, they won't help with anything. I thought I could maybe just pay my DD directly through Wise, and not bother with a Spanish bank, you think not possible.

Andrew

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Roland

Posted: Sun Oct 16, 2022 8:01pm

Roland

Legendary helpful member

Posts: 3519

2581 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Sun Oct 16, 2022 8:01pm

andrew a wrote on Sun Oct 16, 2022 3:24pm:

Thanks for the reply

Sabadell are awful, they won't help with anything. I thought I could maybe just pay my DD directly through Wise, and not bother with a Spanish bank, you think not possible.

Andrew

It is possible of course.

andrew a

Posted: Sun Oct 16, 2022 8:06pm

andrew a

Original Poster

Posts: 138

30 helpful points

Location: Lo Pagan

Joined: 25 Apr 2020

Posted: Sun Oct 16, 2022 8:06pm

Thanks for your help

Andrew

Roland

Posted: Mon Oct 17, 2022 8:55am

Roland

Legendary helpful member

Posts: 3519

2581 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Mon Oct 17, 2022 8:55am

There is lots of useful information posted on this forum.

Use the search facility at the top of this page & search for banking or free banking.

DeanJo

Posted: Mon Oct 17, 2022 4:30pm

Posts: 19

6 helpful points

Location: Lo Pagan

Joined: 15 Dec 2017

Posted: Mon Oct 17, 2022 4:30pm

Hi Andrew

The last time I visited our home in lo pagan

I made an online appointment to see the Sabadell branch manager in San Pedro to close our account due the issues you are experiencing. I opened a Wise account and transferred my money into it but making sure I had cancelled my DD,s first. I took in our Sabadell contract details, passports, NIE,s and he closed the account. We then walked to Iberdrola, Aquaria and council to set up new dd,s. A morning well spent. Good luck

andrew a

Posted: Mon Oct 17, 2022 7:04pm

andrew a

Original Poster

Posts: 138

30 helpful points

Location: Lo Pagan

Joined: 25 Apr 2020

Posted: Mon Oct 17, 2022 7:04pm

DeanJo wrote on Mon Oct 17, 2022 4:30pm:

Hi Andrew

The last time I visited our home in lo pagan

I made an online appointment to see the Sabadell branch manager in San Pedro to close our account due the issues you are experiencing. I opened a Wise account and transferred my money into it but making sure I had cancelled my DD,s first. I took in our Sabadell contract details, passports, NIE,s and he closed the account. We then walked to Iberdrola, Aquaria and council to set up new dd,s. A morning well spent. Good luck

Thanks very much for your help.I think this is what I will end up doing the same as you.

Cheers

And

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