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Bank Account

Posted: Thu Jan 7, 2021 8:40pm
11 replies548 views6 members subscribed
Cl1971

Posts: 17

Location: Los Alcázares

Joined: 26 Dec 2020

Hi 

Could anyone recommend a Spanish Bank in Los Alcazeres as I have opened a Sabadell account but I have been charged hefty fees and all I have done is deposit funds 

Thanks 

eraser

Posted: Thu Jan 7, 2021 10:06pm

eraser

Very helpful member

Posts: 800

678 helpful points

Location: Los Urrutias

Joined: 8 May 2018

Posted: Thu Jan 7, 2021 10:06pm

We are with Cajamar Wefferent account...lots of infos here: Banking.....

Cl1971

Posted: Thu Jan 7, 2021 10:56pm

Cl1971

Original Poster

Posts: 17

Location: Los Alcázares

Joined: 26 Dec 2020

Posted: Thu Jan 7, 2021 10:56pm

eraser wrote on Thu Jan 7, 2021 10:06pm:

We are with Cajamar Wefferent account...lots of infos here: Banking.....

Thanks I will have a look 

dmoss

Posted: Fri Jan 8, 2021 10:26pm

dmoss

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Posts: 473

257 helpful points

Location: Los Alcázares

Joined: 30 Jul 2015

Posted: Fri Jan 8, 2021 10:26pm

Sorry to say now as I wrote earlier unless you conform to paying in a pension over 600€ having 3 dd and use your card 2 x in a month they will charge you and it starts at 20€ but rising to 40€ per month we are with santandere but can not recommend as all banks are going to these requirements to stop us using accounts for solely bill paying 

Cl1971

Posted: Tue Jan 12, 2021 10:31am

Cl1971

Original Poster

Posts: 17

Location: Los Alcázares

Joined: 26 Dec 2020

Posted: Tue Jan 12, 2021 10:31am

This post that was quoted has been deleted.

Thanks for the info 

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digger279

Posted: Wed Jan 13, 2021 1:11pm

Posts: 19

12 helpful points

Location: Los Alcázares

Joined: 4 Feb 2019

Posted: Wed Jan 13, 2021 1:11pm

This post that was quoted has been deleted.

Did you transfer your old age pension from your UK bank or is the transfer done via DWP?

if the latter then I think Sabadell shouldn't charge as the money is transferred from Citibank's branch in Eire. As Eire still in EU they have an IBAN id beginning with IE. 

I'm waiting to see how Sabadell handle my state pension which is due Monday 18th Jan. If I'm charged then I will go elsewhere as I'm transferring over 700€ each month, have a substantial amount on deposit and have taken out contents insurance.  

Mags44

Posted: Wed Jan 13, 2021 3:51pm

Mags44

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Joined: 1 Sep 2019

Posted: Wed Jan 13, 2021 3:51pm

digger279 wrote on Wed Jan 13, 2021 1:11pm:

Did you transfer your old age pension from your UK bank or is the transfer done via DWP?

if the latter then I think Sabadell shouldn't charge as the money is transferred from Citibank's branch in Eire. As Eire still in EU they have an IBAN id beginning with IE. 

I'm waiting to see how Sabadell handle my state pension which is due Monday 18th Jan. If I'm charged then I will go elsewhere as I'm transferring over 700€ each month, have a substantial amount on deposit and have taken out contents insurance.  

We were told by Sabadell that as long as we have our Spanish and UK pensions paid in and also have either a loan or an insurance policy through the bank, we'll not be charged anything and as yet, we haven't been charged anything.

crissywissy

Posted: Thu Jan 14, 2021 9:05am

crissywissy

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Posts: 2448

1620 helpful points

Location: Mar Menor

Joined: 26 Sep 2015

Posted: Thu Jan 14, 2021 9:05am

We have no charges with Sabadell and have both our uk state pensions paid into our account. We are residents and have never paid any charges since becoming resident. 

digger279

Posted: Tue Jan 19, 2021 1:35pm

Posts: 19

12 helpful points

Location: Los Alcázares

Joined: 4 Feb 2019

Posted: Tue Jan 19, 2021 1:35pm

crissywissy wrote on Thu Jan 14, 2021 9:05am:

We have no charges with Sabadell and have both our uk state pensions paid into our account. We are residents and have never paid any charges since becoming resident. 

Just had my UK state pension and no charges by Sabadell. 😀 Also no bank charges for a Transferwise transaction post Brexit.

Cl1971

Posted: Tue Jan 19, 2021 8:02pm

Cl1971

Original Poster

Posts: 17

Location: Los Alcázares

Joined: 26 Dec 2020

Posted: Tue Jan 19, 2021 8:02pm

digger279 wrote on Tue Jan 19, 2021 1:35pm:

Just had my UK state pension and no charges by Sabadell. 😀 Also no bank charges for a Transferwise transaction post Brexit.

Only going to be using my account to pay direct debits etc so will need to wait and see what I’m charged 

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