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Best car and home insurance policies.

Posted: Fri Jun 25, 2021 4:24pm
13 replies256 views3 members subscribed
Diver Bob

Posts: 1

Location: Los Alcázares

Joined: 19 Jun 2021

Can anybody recommend a good home buildings and contents insurance company? Liberty Seguros seem to have lots of clauses within their policies and when it comes to making a claim, you get hit with "maintenance issue" or "wear and tear". 

Also possibly changing car insurance away from them also. 

eduardo3332

Posted: Sat Jun 26, 2021 11:32am

eduardo3332

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Joined: 21 Jan 2016

Posted: Sat Jun 26, 2021 11:32am

Diver Bob wrote on Fri Jun 25, 2021 4:24pm:

Can anybody recommend a good home buildings and contents insurance company? Liberty Seguros seem to have lots of clauses within their policies and when it comes to making a claim, you get hit with "maintenance issue" or "wear and tear". 

Also possibly changing car insurance away from them also. ...

...

I have for many years used Linea Directa, had quite a few breakdown claims with and older car, never a problem and always prompt service, had house insurance for 4 years luckily no claims but I would assume that they would treat this the same.

The only thing I would say is never except their first price or even the second if you are not happy, I love the haggle with them.

Dax

Posted: Sat Jun 26, 2021 12:45pm

Dax

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Location: San Cayetano

Joined: 17 Feb 2019

Posted: Sat Jun 26, 2021 12:45pm

I'd also recommend linea directa and support the other advice to not accept the first offer. Say no and that you will shop around and pretty soon they will call you back with a much better offer. You also get a discount for having car and house insurance. I have had to make a claim and they were efficient and friendly.

Barbara1180

Posted: Wed Jun 30, 2021 4:46pm

Posts: 14

2 helpful points

Location: Los Alcázares

Joined: 27 Apr 2021

Posted: Wed Jun 30, 2021 4:46pm

eduardo3332 wrote on Sat Jun 26, 2021 11:32am:

I have for many years used Linea Directa, had quite a few breakdown claims with and older car, never a problem and always prompt service, had house insurance for 4 years luckily no claims but I would assume that they would treat this the same.

The only thing I would say is never except their first price or even the second if you are not happy, I love the haggle with them....

...

I have been with Linda Direct and haven’t been able to find better, but I agree one needs to phone them for the best price. I have found them excellent.

Boca J

Posted: Thu Oct 7, 2021 1:54pm

Posts: 74

26 helpful points

Location: Los Alcázares

Joined: 30 Jun 2020

Posted: Thu Oct 7, 2021 1:54pm

What would be a reasonable quote for 2.4 litre car, fully comprehensive ?

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eduardo3332

Posted: Thu Oct 7, 2021 7:03pm

eduardo3332

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Posted: Thu Oct 7, 2021 7:03pm

Boca J wrote on Thu Oct 7, 2021 1:54pm:

What would be a reasonable quote for 2.4 litre car, fully comprehensive ?

Call them and ask 917 002 006 

Or you could use a comparison site this is a good one normally quotes within 5 mins. I lis one below.

https://www.rastreator.com/seguros-de-coche.aspx?utm_source=google&utm_medium=cpc&utm_content=b&utm_term=&utm_campaign=CAR+DSA&utm_adgroup=Coches&gclid=EAIaIQobChMIqpCvmOS48wIViAUGAB1MfgJeEAAYBCAAEgJW2vD_BwE

Or search for your own just type in a search engine Sitios de comparación de compañías de seguros

Boca J

Posted: Thu Oct 7, 2021 7:16pm

Posts: 74

26 helpful points

Location: Los Alcázares

Joined: 30 Jun 2020

Posted: Thu Oct 7, 2021 7:16pm

eduardo3332 wrote on Thu Oct 7, 2021 7:03pm:

Call them and ask 917 002 006 

Or you could use a comparison site this is a good one normally quotes within 5 mins. I lis one below.

Thanks, I like to know what should be a reasonable price.

eduardo3332

Posted: Thu Oct 7, 2021 7:42pm

eduardo3332

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Posts: 1590

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Joined: 21 Jan 2016

Posted: Thu Oct 7, 2021 7:42pm

Boca J wrote on Thu Oct 7, 2021 7:16pm:

Thanks, I like to know what should be a reasonable price.

Only an insurance company could tell you that. everyone is different dependent on age experience etc

Barbara50

Posted: Thu Oct 7, 2021 8:33pm

Barbara50

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Posts: 266

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Location: Mula

Joined: 22 Dec 2019

Posted: Thu Oct 7, 2021 8:33pm

Boca J wrote on Thu Oct 7, 2021 7:16pm:

Thanks, I like to know what should be a reasonable price.

It's different to the UK as it is not the drivers who are insured, but the actual car. So we've just done ours - first time car owners - through Linea Direct.  Anyone over the age of 26 is insured to drive the car. That's how it works. Also, breakdown cover is usually included in the policy. Out of interest, we paid just a little over what we pay in the UK, but have the benefits of any driver and breakdown. Hope this helps. 

Boca J

Posted: Thu Oct 7, 2021 8:41pm

Posts: 74

26 helpful points

Location: Los Alcázares

Joined: 30 Jun 2020

Posted: Thu Oct 7, 2021 8:41pm

Barbara50 wrote on Thu Oct 7, 2021 8:33pm:

It's different to the UK as it is not the drivers who are insured, but the actual car. So we've just done ours - first time car owners - through Linea Direct.  Anyone over the age of 26 is insured to drive the car. That's how it works. Also, breakdown cover is usually included in the policy....

... Out of interest, we paid just a little over what we pay in the UK, but have the benefits of any driver and breakdown. Hope this helps. 

Would 350 Euro be a good offer ?

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