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Banking

Posted: Mon May 31, 2021 9:44am
3 replies134 views2 members subscribed
Southend steve

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Hello hope everyone is well. Im non resident ny  banking charges have gone  up from 22.50 twice  year to now 47.50 at least twice a year. But ive had this come out of my account as well  recently i just wondered if it was another bank charge its a new one  to me Transactio  com non residente thanks 

paulsav

Posted: Tue Jun 1, 2021 4:47pm

paulsav

Helpful member

Posts: 521

410 helpful points

Location: Yecla

Joined: 4 Dec 2015

Posted: Tue Jun 1, 2021 4:47pm

Southend steve wrote on Mon May 31, 2021 9:44am:

Hello hope everyone is well. Im non resident ny  banking charges have gone  up from 22.50 twice  year to now 47.50 at least twice a year. But ive had this come out of my account as well  recently i just wondered if it was another bank charge its a new one  to me Transacti...

...o  com non residente thanks 

Hi Steve

Have you not opened an account with Cajamar yet? I understand the opening has differed from my time as you now become a member and must deposit an amount into a savings account. I am still very happy with their "weferrent account" and still not paid a cent in fees for 3years now. 

They no longer charge for non residence certificates either, you just declare it in branch. You must stress on opening you are a non resident. 

Regards 

Pauline 

Southend steve

Posted: Tue Jun 1, 2021 4:58pm

Southend steve

Original Poster

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Posted: Tue Jun 1, 2021 4:58pm

paulsav wrote on Tue Jun 1, 2021 4:47pm:

Hi Steve

Have you not opened an account with Cajamar yet? I understand the opening has differed from my time as you now become a member and must deposit an amount into a savings account. I am still very happy with their "weferrent account" and still not paid a cent in fees for 3years now. 

They no longer charge for non residence certificates either, you just declare it in branch. You must stress on opening you are a non resident. 

Regards 

Pauline 

Pauline hope your well thanks for getting back to me i have spoke to them cajamar and changing over is the first thing on my list. I think if it wasnt for the bank fees i would be much happier. Not been to spain in a year hopefully end of june fingers crossed. They lost my wifes non resident certificate the one you sign every 2 years. 3 times i panic in case they say i must pay extra tax. Told solicitor and they say dont worry but i do worry. As for cajamar definitely going to try my best. Im so pleased its going well for you at that bank steve

paulsav

Posted: Tue Jun 1, 2021 5:27pm

paulsav

Helpful member

Posts: 521

410 helpful points

Location: Yecla

Joined: 4 Dec 2015

Posted: Tue Jun 1, 2021 5:27pm

Steve

you need to stop worrying (it's not good for your health) I should know I live with heart failure through my stressing out over our Spanish experiences (mostly not good). Your solicitor will sort the tax man for you, and so long as you keep paying your non resident tax on the property, it's your declaration of non residence. Stupid bank losing a certificate. Hope you get out soon, we,re returning end of August as we can only fit 1x90 days this year and we have a Spanish car with expired itv to sort out. Stay safe. 

Regards 

Pauline 

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