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Car Insurance and Home and Contents Insurance

Posted: Sun Jun 19, 2022 8:13am
10 replies191 views3 members subscribed
SaraC

Posts: 33

18 helpful points

Location: Los Alcázares

Joined: 22 Apr 2022

Hi All

I need to renew my car insurance this week and am wondering whether to do it locally via an agent here in Los Alcazares or whether to do it on-line.  Can anyone advise please?

Also we are about to purchase our house, hoping to have the keys week after next, same question for Home and Contents Insurance.

Many thanks - Sara

PS - I should mention we are now living in Spain and not likely to be returning to UK for anything other than holidays.

PeterC

Posted: Sun Jun 19, 2022 12:04pm

PeterC

Super helpful member

Posts: 1864

1160 helpful points

Location: Los Alcázares

Joined: 10 Nov 2016

Posted: Sun Jun 19, 2022 12:04pm

As with anything, get quotes from several sources.

eduardo3332

Posted: Sun Jun 19, 2022 12:18pm

eduardo3332

Very helpful member

Posts: 1060

765 helpful points

Joined: 21 Jan 2016

Posted: Sun Jun 19, 2022 12:18pm

SaraC wrote on Sun Jun 19, 2022 8:13am:

Hi All

I need to renew my car insurance this week and am wondering whether to do it locally via an agent here in Los Alcazares or whether to do it on-line.  Can anyone advise please?

Also we are about to purchase our house, hoping to have the keys week after next, same question for Home and Contents Insurance.

Many thanks - Sara

PS - I should mention we are now living in Spain and not likely to be returning to UK for anything other than holidays.

I have used Linea Directa for many years have had excellent service and good prices.

https://www.lineadirecta.com/english-expats/            917 002 006

 

SaraC

Posted: Sun Jun 19, 2022 2:32pm

SaraC

Original Poster

Posts: 33

18 helpful points

Location: Los Alcázares

Joined: 22 Apr 2022

Posted: Sun Jun 19, 2022 2:32pm

eduardo3332 wrote on Sun Jun 19, 2022 12:18pm:

I have used Linea Directa for many years have had excellent service and good prices.

https://www.lineadirecta.com/english-expats/            917 002 006

 

Thank you.

SaraC

Posted: Sun Jun 19, 2022 2:35pm

SaraC

Original Poster

Posts: 33

18 helpful points

Location: Los Alcázares

Joined: 22 Apr 2022

Posted: Sun Jun 19, 2022 2:35pm

PeterC wrote on Sun Jun 19, 2022 12:04pm:

As with anything, get quotes from several sources.

Peter 

Thank you, that goes without saying!  What I was asking was can you recommend anyone?  

Sara

Roland

Posted: Sun Jun 19, 2022 4:48pm

Roland

Legendary helpful member

Posts: 2871

2073 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Sun Jun 19, 2022 4:48pm

Just don't use the insurances offered by the Spanish banks.

Notoriously bad at paying out.

PeterC

Posted: Sun Jun 19, 2022 5:48pm

PeterC

Super helpful member

Posts: 1864

1160 helpful points

Location: Los Alcázares

Joined: 10 Nov 2016

Posted: Sun Jun 19, 2022 5:48pm

Sara - we have used Liberty Seguros for our cars since 2015, their prices FOR US have remained competitive but we always get several quotes before renewal date (in time to be able to cancel if desired).

Our house insurance is with Cajamar - used to be enough to qualify for free banking if you used them and paid a joining deposit but those days are gone. We had to claim, and everything was dealt with quickly and efficiently (and in English).

SaraC

Posted: Sun Jun 19, 2022 6:20pm

SaraC

Original Poster

Posts: 33

18 helpful points

Location: Los Alcázares

Joined: 22 Apr 2022

Posted: Sun Jun 19, 2022 6:20pm

PeterC wrote on Sun Jun 19, 2022 5:48pm:

Sara - we have used Liberty Seguros for our cars since 2015, their prices FOR US have remained competitive but we always get several quotes before renewal date (in time to be able to cancel if desired).

Our house insurance is with Cajamar - used to be enough to qualify for free banking if you used them and paid a joining deposit but those days are gone. We had to claim, and everything was dealt with quickly and efficiently (and in English)....

...

Thank you, will call and get a quote from them.  Will also try Línea Directa who have been recommended too.  I’m assuming that’s the Spanish arm of Direct Line?  I’ve been with them in UK previously and they were very good.  Someone once hit my car when it was parked in Sainsbury’s car park and smashed the back lights and the drivers side wing, then tried to drive off.  Luckily someone saw the incident and left a note on my windscreen with the car registration number and I was able to call the police when I got back to the car.  The insurance company were fantastic, their legal team pursued it, I had a hire car whilst the damage was repaired and no loss of no claims as the chap driving the other car was actually convicted.  He’d stolen the vehicle he was driving!!

PeterC

Posted: Sun Jun 19, 2022 8:58pm

PeterC

Super helpful member

Posts: 1864

1160 helpful points

Location: Los Alcázares

Joined: 10 Nov 2016

Posted: Sun Jun 19, 2022 8:58pm

"I’m assuming that’s the Spanish arm of Direct Line" the old saying applies - assume makes an ass of you and me. There is no business connection.

SaraC

Posted: Sun Jun 19, 2022 9:02pm

SaraC

Original Poster

Posts: 33

18 helpful points

Location: Los Alcázares

Joined: 22 Apr 2022

Posted: Sun Jun 19, 2022 9:02pm

PeterC wrote on Sun Jun 19, 2022 8:58pm:

"I’m assuming that’s the Spanish arm of Direct Line" the old saying applies - assume makes an ass of you and me. There is no business connection.

Oh well that’s me told then!🤣  Thank you Peter.

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