Non lucrative visa - Page 12

graham2004523 wrote on Tue Nov 23, 2021 10:01am:

Hi Frank, 

Hearty congratulations. Our police checks are under way (5 day return), forms filled in, med insurance quote received, medical forms filled in. I have an Apostille lined up. 

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Just one question. We aim to buy when we are in Spain (hopefully start of Feb 22). Our medical insurance providers have asked for an address in Spain - how did you overcome this, or do you already have an address in Spain?

Stevo58 wrote on Mon Nov 22, 2021 8:04pm:

NON LUCRATIVE VISA

Hi

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I know that I need to show I have enough money to survive in Spain and I have most of the info to move toward for the Visa.

I’ll just not straight on one thing .

I have a personal pension that I have a Summary of, I was told I could use this as evidence but would also need a substantial amount (10k) in a back account .

I was hoping I could leave it in my pension pot, as I will get taxed drawing first year down.

Hope I’ve made sense

Thank you 

Frank21 wrote on Tue Nov 23, 2021 10:20am:

Hi Steve,

I think that may be a tricky one. The aim (from the Spanish side) is that you have evidence that you have sufficient funds to support yourself and any dependents. I think (but its only what I have read) that if you have a regular income from a Pension, such as a Works pension, annuity or State pe...

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...nsion, that's ok. Having a lump sum is more problematic.

But as I say, I'm not really sure.

In my case I drew down the £30k and had it in my account to make sure.

Best regards

Frank

Frank21 wrote on Tue Nov 23, 2021 10:15am:

Hi Graham,

As I understand it you need an address. When you get to Spain, will you be renting or staying in a hotel?

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We had already bought a place out there so it wasn't an issue for us.

I can pass on the details of the broker I used for the insurance...he would be able to advise.

Best regards

Frank

RichT wrote on Tue Nov 23, 2021 3:08pm:

Congrats on getting this far through the process. 

My understanding (I completed the NLV process and moved over here in May 2021) is that you need an address in Spain (which could be a rental property - I'm not sure about a hotel), both for the health insurance and also as, within 1 month of arrival, you need to get added to the padron for where ...

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...you are living in order to obtain your TIE. 

I assume the Spanish government view is that you wouldn't apply to live in Spain unless you know where you want to live?

Not a criticism - just an observation - In my experience, most people work out whether they will qualify for an NLV; then come over and spend a few weeks / months in rental accommodation (often over several visits) whilst searching for a property to buy; then they go through the NLV process; and then move over...

graham2004523 wrote on Tue Nov 23, 2021 3:35pm:

Hi Rich,

We came over in September and know we want to live in the Murcia area, Basicas, Sucina, Los Acazares or within 20 minutes of those areas. 

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We intend to rent for 3 months then purchase in that area. I guess I could easily amend the addresses for TIE/Padron and medical insurance when we have bought our permanent residence. ?

RichT wrote on Tue Nov 23, 2021 3:40pm:

Yes, you would need to 'de-register' on the padron where you are first living, register on the padron for where you move to and then get your TIE updated. For the healthcare, it would just be a case on changing address (just as you would if moving house in the UK).

Vic L wrote on Thu Sep 16, 2021 4:18pm:

Hi Ang

Just wanted to catch and see how you are progressing. 

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I have had my visit to the Consulate on 20th August but still waiting for a reply and getting rather nervous.  I'm booked to fly out on 27th September and hoped to have everything sorted by then.  I had to start all again as I ran out of time before becuase of the GP delay.  My only real worry is that my Bank statement from Sabadell in Los Alcazares was printed from my Account on line and not an "Original"  I was also sent out to get Staements from my Banks here to prove that my Pension payments were being paid in! 

Fingers crossed!!

Vic