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Banks

Posted: Fri Feb 17, 2023 4:54pm
11 replies203 views5 members subscribed
Pacsmum

Posts: 11

Location: San Cayetano

Joined: 29 Mar 2020

Hi there could anyone recommend the best bank in the area to use please. Thank you. 

DJH

Posted: Sat Feb 18, 2023 12:57pm

DJH

Posts: 1

1 helpful points

Location: San Cayetano

Joined: 24 Jan 2023

Posted: Sat Feb 18, 2023 12:57pm

Hello - I have an account with Caixabank (previously Bankia) who have a branch in San Cayetano.  There are branches all over Spain. My actual branch is in Torrevieja.  Hope this helps.

Pete 147

Posted: Sat Feb 18, 2023 1:27pm

Pete 147

Helpful member

Posts: 116

57 helpful points

Location: Camposol

Joined: 26 Sep 2022

Posted: Sat Feb 18, 2023 1:27pm

Pacsmum wrote on Fri Feb 17, 2023 4:54pm:

Hi there could anyone recommend the best bank in the area to use please. Thank you. 

I use cajamar and I find them really good .  I did speak to caixabank at a place in the sun event and found them so unprofessional.  Cajamar do a wefferent account where there are no fees.  Hope this helps 

Pacsmum

Posted: Sat Feb 18, 2023 7:39pm

Pacsmum

Original Poster

Posts: 11

Location: San Cayetano

Joined: 29 Mar 2020

Posted: Sat Feb 18, 2023 7:39pm

Hi there we are also with Caixa formally Bankia but this is our problem we can never get hold of anyone to talk to. Very stressful as we are here in England. Hence we were thinking about changing banks. Do you have any problems with them ? Perhaps you would be kind enough  to let us know the phone number you use and maybe their email. Thanks so much for your reply. John

Pacsmum

Posted: Sat Feb 18, 2023 7:50pm

Pacsmum

Original Poster

Posts: 11

Location: San Cayetano

Joined: 29 Mar 2020

Posted: Sat Feb 18, 2023 7:50pm

Pete 147 wrote on Sat Feb 18, 2023 1:27pm:

I use cajamar and I find them really good .  I did speak to caixabank at a place in the sun event and found them so unprofessional.  Cajamar do a wefferent account where there are no fees.  Hope this helps 

Thank you that's very helpful John

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Roland

Posted: Sun Feb 19, 2023 9:14am

Roland

Legendary helpful member

Posts: 3531

2594 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Sun Feb 19, 2023 9:14am

Use the search facility at the top of this page & search for Free Banking or Cajamar Wefferent account.

There is lots of information already posted on here.

You will have to go into a branch to open a Cajamar Wefferent account if you are a non resident.

Open a Wise.com euro account for all your Spanish direct debits & just use the Wefferent account to withdraw cash with no charge.

Pacsmum

Posted: Sun Feb 19, 2023 9:25pm

Pacsmum

Original Poster

Posts: 11

Location: San Cayetano

Joined: 29 Mar 2020

Posted: Sun Feb 19, 2023 9:25pm

Roland wrote on Sun Feb 19, 2023 9:14am:

Use the search facility at the top of this page & search for Free Banking or Cajamar Wefferent account.

There is lots of information already posted on here.

You will have to go into a branch to open a Cajamar Wefferent account if you are a non resident.

Open a Wise.com euro account for all your Spanish direct debits & just use the Wefferent account to withdraw cash with no charge.

Thank you very much 

Fiesta Lady

Posted: Mon Feb 20, 2023 1:45pm

Fiesta Lady

Helpful member

Posts: 64

53 helpful points

Location: San Cayetano

Joined: 31 Dec 2018

Posted: Mon Feb 20, 2023 1:45pm

We are non residents. Went into Cajamar in Sucina to see Andreea as recommended by our lawyer. She opened an Wefferent account for us and all our direct debits go through it. We mainly use the online banking but if there is a problem we email her in English and she responds promptly. We also have a Wise account which we use to transfer money across to our Wefferent account and to pay other expenses like insurance, communal fees etc. if we withdraw cash from our Cajamar in the village we seem to get charged 2.50 euros whatever the amount is but other than that we have no charges on our Wefferent account.

Roland

Posted: Mon Feb 20, 2023 4:12pm

Roland

Legendary helpful member

Posts: 3531

2594 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Mon Feb 20, 2023 4:12pm

Fiesta Lady wrote on Mon Feb 20, 2023 1:45pm:

We are non residents. Went into Cajamar in Sucina to see Andreea as recommended by our lawyer. She opened an Wefferent account for us and all our direct debits go through it. We mainly use the online banking but if there is a problem we email her in English and she responds promptly. We also have...

... a Wise account which we use to transfer money across to our Wefferent account and to pay other expenses like insurance, communal fees etc. if we withdraw cash from our Cajamar in the village we seem to get charged 2.50 euros whatever the amount is but other than that we have no charges on our Wefferent account.

As far as I know you should not be charged for withdrawing cash from your Wefferent in a Cajamar ATM.

Are you using the ATM or going into the bank & getting the cash at the counter ??

eduardo3332

Posted: Wed Feb 22, 2023 1:09pm

eduardo3332

Super helpful member

Posts: 1580

1184 helpful points

Joined: 21 Jan 2016

Posted: Wed Feb 22, 2023 1:09pm

Fiesta Lady wrote on Mon Feb 20, 2023 1:45pm:

We are non residents. Went into Cajamar in Sucina to see Andreea as recommended by our lawyer. She opened an Wefferent account for us and all our direct debits go through it. We mainly use the online banking but if there is a problem we email her in English and she responds promptly. We also have...

... a Wise account which we use to transfer money across to our Wefferent account and to pay other expenses like insurance, communal fees etc. if we withdraw cash from our Cajamar in the village we seem to get charged 2.50 euros whatever the amount is but other than that we have no charges on our Wefferent account.

The wefferent account has no charges for withdrawing cash from any cajamar atm wherever in Spain you are.

I personally would query this with your online advisor not in a branch, I believe charges are imposed for in branch transactions.

I have had my account for many years and never paid any charges whatsoever 🙂

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