do i need health ins whilst in mar menor golf

Depends on your age. 

If you intend to spend longer than 90 days in Spain you MUST make it your county of residence and that will involve declaring your world wide assets and paying your tax there.

I will assume as you want to split the time that you wont be working and therefore wont be paying into the Spanish system. So if your under state pension age youll give up your right to the UK NHS and you will need private health ins  (not the same as travel ins ) that must meet certain criteria in order to obtain residency. It also won't cover pre existing conditions.

If you are claiming state pention then your right to Spanish health care will be paid by the UK. You need to tell the DWP overseas team that your moving abroad and they send you an S1 form.

Check out Citizens Advice Bureau Spain website for all sorts of info.

There may be changes after Brexit. Like much higher income needed to obtain your residency as we won't be an EU country. Also no deal will mean no transition period so you may only have until March 19 to become legal there.

It seems clear that you have much research to do if you thought you could just go there and stay for 8 months.

If you have Facebook there are lots of good info groups you could join. Including one for MMGR I suggest you seek good tax advice as everyone's circumstances are different.

Good luck.

thank you bowies that reply has given me a lot of thought yes we are on pension age and I thought we could come for 3 months go back a month and come out again for 3 months go back for a month didn't think about it being a problem will look into problem when arrive in sept don't use facebook could you please recommend how to join mmgr group kind regards William.

CAB Spain has a website...I think you need to read through their advice on residencia. We’re on MMG too if you need some recommendatons about who to assist you with all the bureaucracy.

Better to do things correctly from the start!!

Advise you to join Facebook as almost everything here is communicated through social media!!

Think it is 90 days in 182 days so you could come over for three months stay in the uk for three months then come back

Jackie thank you for that information will check everything out when we arrive in sept hopefully that gives us enough time to be legal with our stays do not want to not follow the rules kind regards bill.

Hi bill most people flaunt the rules and not sure really if anybody gets caught at the moment but it might all change if we come out of the eu.  I think it is worth being legal for your own peace of mind.  Take care jackie