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Is San Javier and surrounding area a good place to buy?

Posted: Wed May 22, 2024 1:54pm
13 replies6 members subscribed
Lormc

Posts: 6

2 helpful points

Joined: 16 Apr 2024

We are very new to this and have recently decided we would like to purchase a holiday home. We are looking to purchase a property in the next few months, initially as a holiday home ,then with a view to spend 90 day evry180 days . We are looking at San Javier , San Pedro del Pinatar and Santiago de la Ribera areas. Where would you guys recommend? Also could anyone recommend a  good estate agent and solicitor in this vicinity? Any help would be greatly appreciated.Thanks 

Christine65

Posted: Wed May 22, 2024 4:33pm

Posts: 21

21 helpful points

Location: San Javier

Joined: 9 Jun 2021

Posted: Wed May 22, 2024 4:33pm

Hello, I am a non resident and have owned 3 different homes in Santiago de la Ribera, for nearly 13 years. My current home is a large detached 4 bed in the spanish quarter. My neighbours past and present have all been lovely so recommend this area.

I would use a gestor rather than a solicitor. Mine is Francisco Vidal - based in San Pedro del Pinatar, have used him now for 10 years. He has bought and sold 2 properties for me, manages my tax affairs for me and can generally be relied on when anything goes wrong. I found him after using a firm of solicitor who messed up my purchase and charged me a fortune for not doing very much and saddling me with an electricity bill belonging to the previous owner of my first property because she didn't do the pre purchase due diligence properly. Cannot speak too highly of Francisco who sorted out this mess. He can not only undertake any purchase on your behalf but arrange your utility connections, set up a bank account and arrange direct debits for all your bills plus exercise power of attorney for when you cannot be in Spain because of the 90 day rule but need to be, -if that makes sense. Gestors are cheaper than solicitors but better in many respects as they deal with both legal and financial matters. I also recommend you trawl Spanish estate agents sites, rather than Right Move overseas - you can do this simply by doing a google search for names of agents in your 3 stated areas  but I have used both Ribera 3, in S del a R town centre, and Zariko based in Lo Pagan town centre,- without problems. Also suggest if you are handy you focus on buying a property in need of refurb and then hire a spanish builder - I have done this 3 times and saved a fortune compared with a new build and ended up with twice as much space for less money. Hope this helps and good luck.

Lormc

Posted: Wed May 22, 2024 5:32pm

Lormc

Original Poster

Posts: 6

2 helpful points

Joined: 16 Apr 2024

Posted: Wed May 22, 2024 5:32pm

Christine65 wrote on Wed May 22, 2024 4:33pm:

Hello, I am a non resident and have owned 3 different homes in Santiago de la Ribera, for nearly 13 years. My current home is a large detached 4 bed in the spanish quarter. My neighbours past and present have all been lovely so recommend this area.

I would use a gestor rather than a solicitor. Mine is Francisco Vidal - based in San Pedro del Pinatar, have used him now for 10 years. He has bought and sold 2 properties for me, manages my tax affairs for me and can generally be relied on when anything goes wrong. I found him after using a firm...

... of solicitor who messed up my purchase and charged me a fortune for not doing very much and saddling me with an electricity bill belonging to the previous owner of my first property because she didn't do the pre purchase due diligence properly. Cannot speak too highly of Francisco who sorted out this mess. He can not only undertake any purchase on your behalf but arrange your utility connections, set up a bank account and arrange direct debits for all your bills plus exercise power of attorney for when you cannot be in Spain because of the 90 day rule but need to be, -if that makes sense. Gestors are cheaper than solicitors but better in many respects as they deal with both legal and financial matters. I also recommend you trawl Spanish estate agents sites, rather than Right Move overseas - you can do this simply by doing a google search for names of agents in your 3 stated areas  but I have used both Ribera 3, in S del a R town centre, and Zariko based in Lo Pagan town centre,- without problems. Also suggest if you are handy you focus on buying a property in need of refurb and then hire a spanish builder - I have done this 3 times and saved a fortune compared with a new build and ended up with twice as much space for less money. Hope this helps and good luck.

Hi Christine65,

Thank you so much for your reply. That has been really really helpful.

So I can use a Gestor to do the legal work? This is a revelation!!! I would very much like your contacts details when we come to purchase and arrange bank accounts, direct debits etc.(if that's ok, or if you could point me in the right direction to contact him). Do we need to apply for an NIE number or would Francisco be able to assist us with this too?

We will definitely have a look at the agents you have suggested.

Hubby is quite handy so we would ideally like something that needs a wee bit work. 

Thnaks again for all your advice. :) 

Gaxx

Posted: Thu May 23, 2024 12:40pm

Gaxx

Helpful member

Posts: 119

91 helpful points

Joined: 22 Apr 2021

Posted: Thu May 23, 2024 12:40pm

Christine65 wrote on Wed May 22, 2024 4:33pm:

Hello, I am a non resident and have owned 3 different homes in Santiago de la Ribera, for nearly 13 years. My current home is a large detached 4 bed in the spanish quarter. My neighbours past and present have all been lovely so recommend this area.

I would use a gestor rather than a solicitor. Mine is Francisco Vidal - based in San Pedro del Pinatar, have used him now for 10 years. He has bought and sold 2 properties for me, manages my tax affairs for me and can generally be relied on when anything goes wrong. I found him after using a firm...

... of solicitor who messed up my purchase and charged me a fortune for not doing very much and saddling me with an electricity bill belonging to the previous owner of my first property because she didn't do the pre purchase due diligence properly. Cannot speak too highly of Francisco who sorted out this mess. He can not only undertake any purchase on your behalf but arrange your utility connections, set up a bank account and arrange direct debits for all your bills plus exercise power of attorney for when you cannot be in Spain because of the 90 day rule but need to be, -if that makes sense. Gestors are cheaper than solicitors but better in many respects as they deal with both legal and financial matters. I also recommend you trawl Spanish estate agents sites, rather than Right Move overseas - you can do this simply by doing a google search for names of agents in your 3 stated areas  but I have used both Ribera 3, in S del a R town centre, and Zariko based in Lo Pagan town centre,- without problems. Also suggest if you are handy you focus on buying a property in need of refurb and then hire a spanish builder - I have done this 3 times and saved a fortune compared with a new build and ended up with twice as much space for less money. Hope this helps and good luck.

Hi Christine, where exactly is the Spanish quarter that you have referred to in Santiago De la Ribera? TIA.

Gaxx

Christine65

Posted: Thu May 23, 2024 12:44pm

Posts: 21

21 helpful points

Location: San Javier

Joined: 9 Jun 2021

Posted: Thu May 23, 2024 12:44pm

Lormc wrote on Wed May 22, 2024 5:32pm:

Hi Christine65,

Thank you so much for your reply. That has been really really helpful.

So I can use a Gestor to do the legal work? This is a revelation!!! I would very much like your contacts details when we come to purchase and arrange bank accounts, direct debits etc.(if that's ok, or if you could point me in the right direction to contact him). Do we need to apply for an NIE number or would Francisco be able to assist us with this too?

We will definitely have a look at the agents you have suggested.

Hubby is quite handy so we would ideally like something that needs a wee bit work. 

Thnaks again for all your advice. :) 

Hi, here are Francisco's details - [email protected] - suggest you mention I recommended you when you email him.  My name is Christine Laird. You will need an NIE before you purchase - most estate agents ask to see before you pay your reservation deposit. I got mine before I met Fran, but am sure he does them - I don't know anything he doesn't do to be honest! 

As to banks I use Caja Rural in San Javier - they are very helpful and much cheaper than the bigger brands - mostly Spanish clientele , so you don't get ripped off. Fran recommended them. The Directora of the branch speaks a little English as does the male teller and both are very helpful. I was with Santander before but found them dreadful which is why I switched. 

A useful tip - whenever I have bought I have given the details of the properties I am actively considering, following viewing to Fran first and he has looked them up on the national property register to make sure they are legal, free of debt etc or have any red flags. He has warned me off a couple of properties in the past that I would otherwise have thought ok. He also makes sure they are free of debt before you complete at the notary!! Debt transfers with a property so essential to ensure debt free and all bills paid up, or you become liable.  

Fran can also recommend reliable builders, electricians and plumbers, - he doesn't take a kick back, - most are his mates he went to school with and I have never been disappointed, - in fact my neighbours have gone on to ask for their details and employ them for work they wanted to doing - so they must be good. They have generally let me use their trade accounts for materials so I have saved money that way too. 

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Christine65

Posted: Thu May 23, 2024 12:56pm

Posts: 21

21 helpful points

Location: San Javier

Joined: 9 Jun 2021

Posted: Thu May 23, 2024 12:56pm

Gaxx wrote on Thu May 23, 2024 12:40pm:

Hi Christine, where exactly is the Spanish quarter that you have referred to in Santiago De la Ribera? TIA.

Gaxx

Google -Isla Cristina, Isla Grosa and  all the other streets beginning with Isla, - vast majority of houses occupied all year round or as spanish holiday homes with a smattering of Brits. All the Brits I know of 5 have all tried to learn the language a little so we have fitted in well. Avoid the new build development at edge of S de la R next to Lo Pagan, - this is known as the scandinavian quarter and is dead for most of the year plus houses very small and very overpriced! Most houses in this area were built in the 1980's look very pretty, mix of terraced, semis and detached. Most that come up for sale need refurb but are spacious and good value for money - also in easy walking distance of the beach. 

Lormc

Posted: Thu May 23, 2024 1:43pm

Lormc

Original Poster

Posts: 6

2 helpful points

Joined: 16 Apr 2024

Posted: Thu May 23, 2024 1:43pm

Christine65 wrote on Thu May 23, 2024 12:44pm:

Hi, here are Francisco's details - [email protected] - suggest you mention I recommended you when you email him.  My name is Christine Laird. You will need an NIE before you purchase - most estate agents ask to see before you pay your reservation deposit. I got mine before I met Fran, b...

...ut am sure he does them - I don't know anything he doesn't do to be honest! 

As to banks I use Caja Rural in San Javier - they are very helpful and much cheaper than the bigger brands - mostly Spanish clientele , so you don't get ripped off. Fran recommended them. The Directora of the branch speaks a little English as does the male teller and both are very helpful. I was with Santander before but found them dreadful which is why I switched. 

A useful tip - whenever I have bought I have given the details of the properties I am actively considering, following viewing to Fran first and he has looked them up on the national property register to make sure they are legal, free of debt etc or have any red flags. He has warned me off a couple of properties in the past that I would otherwise have thought ok. He also makes sure they are free of debt before you complete at the notary!! Debt transfers with a property so essential to ensure debt free and all bills paid up, or you become liable.  

Fran can also recommend reliable builders, electricians and plumbers, - he doesn't take a kick back, - most are his mates he went to school with and I have never been disappointed, - in fact my neighbours have gone on to ask for their details and employ them for work they wanted to doing - so they must be good. They have generally let me use their trade accounts for materials so I have saved money that way too. 

Christine, you are an angel, as this can all be quite a bit of a minefield,so thanks so much for Francisco's details . I will contact him and certainly I will let him know you recommended him to me.I will ask him about the NIE too. :)

Thanks so much for pointing me in the direction of the bank you use too ...perfect!!

That's fantastic ...if Fran is able to give us the heads up if a property is suitable & debt free ....you are a goldmine!

Yes I think we would definitely prefer a property that needs a bit of work and honestly knowing we would be able to get recommended builders, plumbers etc is fantastic.!!!

Thanks so much Christine. I'll keep in touch and let you know how things are progressing. 

Fingers crossed we find somewhere soon. :)

Dom

Posted: Sun May 26, 2024 11:47am

Dom

Posts: 34

21 helpful points

Joined: 6 Jul 2020

Posted: Sun May 26, 2024 11:47am

Lormc wrote on Thu May 23, 2024 1:43pm:

Christine, you are an angel, as this can all be quite a bit of a minefield,so thanks so much for Francisco's details . I will contact him and certainly I will let him know you recommended him to me.I will ask him about the NIE too. :)

Thanks so much for pointing me in the direction of the bank you use too ...perfect!!...

...

That's fantastic ...if Fran is able to give us the heads up if a property is suitable & debt free ....you are a goldmine!

Yes I think we would definitely prefer a property that needs a bit of work and honestly knowing we would be able to get recommended builders, plumbers etc is fantastic.!!!

Thanks so much Christine. I'll keep in touch and let you know how things are progressing. 

Fingers crossed we find somewhere soon. :)

I’ve sold 3 & bought 4 properties with Francisco Vidal’s help, across 10 years. He’s also undertaking numerous other bureaucratic procedures for us in that time. 100% honest & reliable guy. Highly recommend! 

Lormc

Posted: Tue May 28, 2024 1:12pm

Lormc

Original Poster

Posts: 6

2 helpful points

Joined: 16 Apr 2024

Posted: Tue May 28, 2024 1:12pm

Dom wrote on Sun May 26, 2024 11:47am:

I’ve sold 3 & bought 4 properties with Francisco Vidal’s help, across 10 years. He’s also undertaking numerous other bureaucratic procedures for us in that time. 100% honest & reliable guy. Highly recommend! 

Thanks Dom, I have emailed Francisco yesterday, he's not got back to me yet. 

Hope my email didn't go into his 'spam ' folder 😬

Dom

Posted: Tue May 28, 2024 3:47pm

Dom

Posts: 34

21 helpful points

Joined: 6 Jul 2020

Posted: Tue May 28, 2024 3:47pm

Lormc wrote on Tue May 28, 2024 1:12pm:

Thanks Dom, I have emailed Francisco yesterday, he's not got back to me yet. 

Hope my email didn't go into his 'spam ' folder 😬

I’m sure he’ll come back to you shortly. One thing I admire about him is when he’s working, he’s working, when he’s with his family, he’ll get back to you the next day. He’s much better than me at respecting family when I was working! FYI, his no is 644 300 125

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