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Closing bank account

Posted: Sun Nov 28, 2021 2:21pm
35 replies572 views6 members subscribed
Liz10

Posts: 29

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Joined: 19 Oct 2016

Hi all, haven't been back to Lo Pagan for 2 years and would like to close sabadell account. Although no movement on my account, no direct debits etc they are charging me every month for keeping this account open, any info would be grateful on this, thanks. 

Mags44

Posted: Sun Nov 28, 2021 3:15pm

Mags44

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Posted: Sun Nov 28, 2021 3:15pm

Liz10 wrote on Sun Nov 28, 2021 2:21pm:

Hi all, haven't been back to Lo Pagan for 2 years and would like to close sabadell account. Although no movement on my account, no direct debits etc they are charging me every month for keeping this account open, any info would be grateful on this, thanks. 

You could try closing it online but I think that they might demand your personal attendance with documentation.

Liz10

Posted: Sun Nov 28, 2021 3:29pm

Liz10

Original Poster

Posts: 29

3 helpful points

Joined: 19 Oct 2016

Posted: Sun Nov 28, 2021 3:29pm

Mags44 wrote on Sun Nov 28, 2021 3:15pm:

You could try closing it online but I think that they might demand your personal attendance with documentation.

Thanks we may go over next year to close it if we can't do it online. Thanks again 

Roland

Posted: Sun Nov 28, 2021 6:38pm

Roland

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Posted: Sun Nov 28, 2021 6:38pm

Yes you could try closing the account online.

I believe somebody on here managed to close their account online but I can't find the post.

I think it very much depends on the branch in question.

Always worth a try.

Anni20

Posted: Sun Nov 28, 2021 6:50pm

Anni20

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Joined: 26 Dec 2019

Posted: Sun Nov 28, 2021 6:50pm

Certainly try to close your account online.
I transferred whatever money was in the account and the next day closed it online, this happened back in September 2020. 

Good luck.

Mags44

Posted: Sun Nov 28, 2021 8:54pm

Mags44

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Posted: Sun Nov 28, 2021 8:54pm

Anni20 wrote on Sun Nov 28, 2021 6:50pm:

Certainly try to close your account online.
I transferred whatever money was in the account and the next day closed it online, this happened back in September 2020. 

Good luck.

Unless you have informed your bank in writing that you intend to close your account, taking the money out of it, leaves your account open and subject to possible charges. We had an account in a branch of Banco Santander in Tenerife many years ago and we sold our house there and moved to Lanzarote and informed the bank that we were moving and closing our account and thought that that, would be that. But no, every month they added interest to the supposedly closed account, for not having any money in it and every month, we would call them to tell them that the account was closed and they would refund us that charge. This went on for about 7 months and even though they always returned the charges, the account stayed open. In the end, we had to fly over to Tenerife and go into the branch to close the account again in person and got the confirmation in writing that we no longer had an account with that bank. And never again would we!

Liz10

Posted: Mon Nov 29, 2021 7:38am

Liz10

Original Poster

Posts: 29

3 helpful points

Joined: 19 Oct 2016

Posted: Mon Nov 29, 2021 7:38am

Mags44 wrote on Sun Nov 28, 2021 8:54pm:

Unless you have informed your bank in writing that you intend to close your account, taking the money out of it, leaves your account open and subject to possible charges. We had an account in a branch of Banco Santander in Tenerife many years ago and we sold our house there and moved to Lanzarote...

... and informed the bank that we were moving and closing our account and thought that that, would be that. But no, every month they added interest to the supposedly closed account, for not having any money in it and every month, we would call them to tell them that the account was closed and they would refund us that charge. This went on for about 7 months and even though they always returned the charges, the account stayed open. In the end, we had to fly over to Tenerife and go into the branch to close the account again in person and got the confirmation in writing that we no longer had an account with that bank. And never again would we!

Thank you looks like we will have to go back to Spain to close it. Thanks again for your help. 

Liz10

Posted: Mon Nov 29, 2021 7:42am

Liz10

Original Poster

Posts: 29

3 helpful points

Joined: 19 Oct 2016

Posted: Mon Nov 29, 2021 7:42am

Roland wrote on Sun Nov 28, 2021 6:38pm:

Yes you could try closing the account online.

I believe somebody on here managed to close their account online but I can't find the post.

I think it very much depends on the branch in question.

Always worth a try.

Thank you, I can't find it either online. 

Anni20

Posted: Mon Nov 29, 2021 12:03pm

Anni20

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Posts: 356

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Joined: 26 Dec 2019

Posted: Mon Nov 29, 2021 12:03pm

Liz10 wrote on Mon Nov 29, 2021 7:42am:

Thank you, I can't find it either online. 

Hi Liz,

I posted on here back last year when I closed my Sabadell account online.

My story is that I emptied my account and closed it online in the following couple of days…so I think it’s something you at least try to do..

Good luck…

Liz10

Posted: Mon Nov 29, 2021 12:13pm

Liz10

Original Poster

Posts: 29

3 helpful points

Joined: 19 Oct 2016

Posted: Mon Nov 29, 2021 12:13pm

Anni20 wrote on Mon Nov 29, 2021 12:03pm:

Hi Liz,

I posted on here back last year when I closed my Sabadell account online.

My story is that I emptied my account and closed it online in the following couple of days…so I think it’s something you at least try to do..

Good luck…

Thank you I'll have another look at our account and find the link, thanks again 

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