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Non resident banking fees

Posted: Sat Jan 20, 2018 8:39am
21 replies734 views8 members subscribed
Southend steve

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Hi my names steve as a non resident   hoping to buy a property very soon I havent got a clue about what bank to use   banking charges direct debit etc any fees Just what to leave money in without the sneaky charges any help greatly appreciated steve

Beanie

Posted: Sat Jan 20, 2018 10:15am

Beanie

Helpful member

Posts: 219

92 helpful points

Location: Sucina

Joined: 5 Aug 2017

Posted: Sat Jan 20, 2018 10:15am

We are with sabadell and I find them quite expensive, lots of sneaky charges, €30 for an additional debit card, quarterly account fee, non resident fees, from what I've been told all banks are the same but I'm interested to hear about others too.

Catzooo

Posted: Sat Jan 20, 2018 11:01am

Posts: 23

20 helpful points

Location: Camposol

Joined: 20 Jan 2018

Posted: Sat Jan 20, 2018 11:01am

Not really sneaky  they are quite upfront about them  I'm with La Caixa  non resident banking fee is @ 24€ per 1/4

Southend steve

Posted: Sat Jan 20, 2018 2:19pm

Southend steve

Original Poster

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Posted: Sat Jan 20, 2018 2:19pm

Beanie wrote on Sat Jan 20, 2018 10:15am:

We are with sabadell and I find them quite expensive, lots of sneaky charges, €30 for an additional debit card, quarterly account fee, non resident fees, from what I've been told all banks are the same but I'm interested to hear about others too.

Hello beanie thks for the reply its like a mine field I realise I got to pay fees its hoping not to pay lots  of money in different charges thks steve

Southend steve

Posted: Sat Jan 20, 2018 2:27pm

Southend steve

Original Poster

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Posted: Sat Jan 20, 2018 2:27pm

Catzooo wrote on Sat Jan 20, 2018 11:01am:

Not really sneaky  they are quite upfront about them  I'm with La Caixa  non resident banking fee is @ 24€ per 1/4

Hi catzooo thks for the reply maybe not sneaky but not free either I guess most are  all similar in how much they charge .It just feels a bit unnerving .Are caxia ok  .I know you dont get nothing for nothing although I was hoping to get free banking like uk cheers steve

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Catzooo

Posted: Sat Jan 20, 2018 3:04pm

Posts: 23

20 helpful points

Location: Camposol

Joined: 20 Jan 2018

Posted: Sat Jan 20, 2018 3:04pm

Hi Steve. I am happy with La Caixa. Branch nearby with good English speaking staff.  Good website - internet banking mostly in English too. I bought house 2 years ago. They did land me a huge 90€  fee for writing a bank draft to buy the house. But I called in bank to query it and they refunded it. Worth asking to quote for house insurance as they waived 2x quarterly fees with that. 

Chellej

Posted: Sat Jan 20, 2018 3:05pm

Posts: 21

6 helpful points

Location: Yecla

Joined: 18 Jan 2018

Posted: Sat Jan 20, 2018 3:05pm

Southend steve wrote on Sat Jan 20, 2018 8:39am:

Hi my names steve as a non resident   hoping to buy a property very soon I havent got a clue about what bank to use   banking charges direct debit etc any fees Just what to leave money in without the sneaky charges any help greatly appreciated steve

Im with Santander as a non resident i had 3 choices only 1 fitted the bill snce im not yet paying any direct debits, or using the bank account as a current account properly for cash, they charge a 65c transaction charge and a monthly fee of 8€, however the account can be changed to a 123 account easily once you have the required dd’s going through

Southend steve

Posted: Sat Jan 20, 2018 3:18pm

Southend steve

Original Poster

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Posted: Sat Jan 20, 2018 3:18pm

Chellej thks alot  whats a transaction  charge when you take money out i guess I would  probably leave a bit of money in to cover bills like gas and electric taxs etc thks steve

Southend steve

Posted: Sat Jan 20, 2018 3:23pm

Southend steve

Original Poster

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Posted: Sat Jan 20, 2018 3:23pm

Catzooo wrote on Sat Jan 20, 2018 3:04pm:

Hi Steve. I am happy with La Caixa. Branch nearby with good English speaking staff.  Good website - internet banking mostly in English too. I bought house 2 years ago. They did land me a huge 90€  fee for writing a bank draft to buy the house. But I called in bank to query it and they...

... refunded it. Worth asking to quote for house insurance as they waived 2x quarterly fees with that. 

Carzooo thks would they charge for money going in direct debits coming out normal banking stuff or is it just a monthly  fee pls steve

Southend steve

Posted: Sat Jan 20, 2018 3:29pm

Southend steve

Original Poster

Posts: 94

17 helpful points

Location: Los Alcázares

Joined: 4 Dec 2017

Posted: Sat Jan 20, 2018 3:29pm

Beanie wrote on Sat Jan 20, 2018 10:15am:

We are with sabadell and I find them quite expensive, lots of sneaky charges, €30 for an additional debit card, quarterly account fee, non resident fees, from what I've been told all banks are the same but I'm interested to hear about others too.

Beanie thks a lot I think its one of them things we all got to look into a lot .I bet there are banks that charge low fees its just finding them and getting advice .But getting charged a  few 100 euros would definitely wind me up which could easy happen to me cheers steve

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