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Best bank to use - Page 3

Anthony k

Posted: Wed Dec 1, 2021 11:17pm

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Wed Dec 1, 2021 11:17pm

eduardo3332 wrote on Wed Dec 1, 2021 8:30pm:

Individual banks here in Spain will make charges at their ATM if it is not part of the group they are associated with although it should always state on the screen, the bank will make a charge for this transaction..

Also be very careful of the ATMs that are  just popping up in various outlets not stating a banks name, just saying ATM these have been appearing all over Europe and charge the earth for a withdrawal and give a poor exchange rate....

...

So it’s all well and good Wise saying you won’t get charged to use their debit card, but the banks will charge to use their ATM machines.

eduardo3332

Posted: Thu Dec 2, 2021 6:02am

eduardo3332

Super helpful member

Posts: 1570

1178 helpful points

Joined: 21 Jan 2016

Posted: Thu Dec 2, 2021 6:02am

Correct :-(

Unfortunately unlike in the UK, the banks here have started to charge for nearly everything or insisting you take one of their products which you will normally find cheaper elsewhere.

I was with La Caixa for for nearly 14 years and they decided to start trying to charge me? I closed the account and opened a Cajamar  Wefferent account, this is an online account and had no charges, (I gave the link in a previous post) so together with my Wise account for transferring money it works perfectly for me.

Paul111

Posted: Thu Dec 2, 2021 8:38am

Paul111

Original Poster

Posts: 24

7 helpful points

Location: Sucina

Joined: 20 Oct 2021

Posted: Thu Dec 2, 2021 8:38am

eduardo3332 wrote on Thu Dec 2, 2021 6:02am:

Correct :-(

Unfortunately unlike in the UK, the banks here have started to charge for nearly everything or insisting you take one of their products which you will normally find cheaper elsewhere.

I was with La Caixa for for nearly 14 years and they decided to start trying to charge me? I closed the account and opened a Cajamar  Wefferent account, this is an online account and had no charges, (I gave the link in a previous post) so together with my Wise account for transferring money it works perfectly for me.

Great thanks !

Anthony k

Posted: Thu Dec 2, 2021 9:44am

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Thu Dec 2, 2021 9:44am

eduardo3332 wrote on Thu Dec 2, 2021 6:02am:

Correct :-(

Unfortunately unlike in the UK, the banks here have started to charge for nearly everything or insisting you take one of their products which you will normally find cheaper elsewhere.

I was with La Caixa for for nearly 14 years and they decided to start trying to charge me? I closed the account and opened a Cajamar  Wefferent account, this is an online account and had no charges, (I gave the link in a previous post) so together with my Wise account for transferring money it works perfectly for me.

And do you get charged for using this Cajamar debit card at ATM machines?

Roland

Posted: Thu Dec 2, 2021 9:53am

Roland

Legendary helpful member

Posts: 3519

2581 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Thu Dec 2, 2021 9:53am

You will not get charged for using the debit card provided with the Cajamar Wefferent account at ATM machines.

But obviously be wary of a charge being applied when you withdraw cash from a non Cajamar ATM.

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Anthony k

Posted: Thu Dec 2, 2021 9:57am

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Thu Dec 2, 2021 9:57am

Roland wrote on Thu Dec 2, 2021 9:53am:

You will not get charged for using the debit card provided with the Cajamar Wefferent account at ATM machines.

But obviously be wary of a charge being applied when you withdraw cash from a non Cajamar ATM.

Ok thanks.

eduardo3332

Posted: Thu Dec 2, 2021 10:27am

eduardo3332

Super helpful member

Posts: 1570

1178 helpful points

Joined: 21 Jan 2016

Posted: Thu Dec 2, 2021 10:27am

Anthony k wrote on Thu Dec 2, 2021 9:44am:

And do you get charged for using this Cajamar debit card at ATM machines?

No I have had no charges for withdrawing cash from an ATM and was actually surprised the number of branches that are around that I had never noticed because I had no reason to.

Anthony k

Posted: Thu Dec 2, 2021 11:43am

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Thu Dec 2, 2021 11:43am

eduardo3332 wrote on Thu Dec 2, 2021 10:27am:

No I have had no charges for withdrawing cash from an ATM and was actually surprised the number of branches that are around that I had never noticed because I had no reason to.

Ok. I am trying to open the account online now, I’ve put details in but can’t get passed the continue button, nothing happening and the detail info is all ticked. 🤢

eduardo3332

Posted: Thu Dec 2, 2021 2:07pm

eduardo3332

Super helpful member

Posts: 1570

1178 helpful points

Joined: 21 Jan 2016

Posted: Thu Dec 2, 2021 2:07pm

Anthony k wrote on Thu Dec 2, 2021 11:43am:

Ok. I am trying to open the account online now, I’ve put details in but can’t get passed the continue button, nothing happening and the detail info is all ticked. 🤢

I call the Phone number of there help line they speak good English. I believe I did put the number on an earlier post. Ed

Anthony k

Posted: Thu Dec 2, 2021 2:12pm

Posts: 59

5 helpful points

Location: Balsicas

Joined: 15 Jul 2019

Posted: Thu Dec 2, 2021 2:12pm

eduardo3332 wrote on Thu Dec 2, 2021 2:07pm:

I call the Phone number of there help line they speak good English. I believe I did put the number on an earlier post. Ed

Thanks.

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