Moving costs

The main costs to consider for selling a property in Spain are:

Estate Agent Commission: Usually around 3% of sale price, plus IVA @ 21%

Capital Gains Tax (CGT):

Residents: 19%–28% on profit.

Non-Residents: 19% (EU/EEA) or 24% (non-EU) on profit.

However, if you reinvest the money from the sale in another property in Spain within 2 years or you are over 65 years old and a resident, then you don't need to pay CGT.

Non-Resident 3% Retention: Buyers must retain 3% of the purchase price, paid to the tax office as an advance payment of the seller's CGT, if applicable.

Plusvalía Municipal (Local Tax): Based on the increase in the land value, payable to the local town hall, regardless of whether a profit was made.

Legal Fees (Solicitor): 1%–1.5% + VAT for managing the sale, preparing documentation, and tax settlement.

Energy Performance Certificate (EPC): Mandatory for listing; costs roughly €100–€300.

Mortgage Cancellation: 0.25%–0.5% of the outstanding loan amount, plus notary and registry fees to remove the charge from the land registry, if applicable.

Certificate of Habitability (Cedula de Habitabilidad): Mandatory in some regions, cost varies. 

Outstanding Debts: Property taxes (IBI) and community fees must be paid up to the date of sale.

Traditionally, many native Spaniards exchange houses within the family without ever troubling with the deeds or formal changes of ownership, thereby avoiding almost all of the above.

Hope this helps!