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House and contents insurance

Posted: Fri Nov 3, 2017 12:13am
9 replies191 views8 members subscribed
Susan8

Posts: 12

Location: Sucina

9 helpful posts

We are about to get keys for our villa.  Any recommendations for house and contents insurance for three bed property on Urb at Sucina from seasoned house holders, that people are pleased with. 

Beanie

Beanie

Helpful member

Fri Nov 3, 2017 6:22am

Posts: 229

Location: Sucina

81 helpful posts

Posted: Fri Nov 3, 2017 6:22am

We went to see Andy for a quote at Murcia Property Services in the square, we had a very reasonable quote from him that beat the bank, so worth going to see him

PeterC

PeterC

Helpful member

Fri Nov 3, 2017 9:47am

Posts: 769

Location: Los Alcázares

356 helpful posts

Posted: Fri Nov 3, 2017 9:47am

We have ours with Cajamar, as it is one of the qualifiers to get free banking. It was a little more than Axa but saved us the aforementioned charges.

Dodgement

Dodgement

Helpful member

Fri Nov 3, 2017 11:10am

Posts: 444

Location: Camposol

313 helpful posts

Posted: Fri Nov 3, 2017 11:10am

I use Linear Directa, they are brilliant, prices are good and if you insure your car with them as well you get a discount.

Susan8

Susan8

Original Poster

Sat Nov 4, 2017 11:15pm

Posts: 12

Location: Sucina

9 helpful posts

Posted: Sat Nov 4, 2017 11:15pm

PeterC wrote on Fri Nov 3, 2017 9:47am:

We have ours with Cajamar, as it is one of the qualifiers to get free banking. It was a little more than Axa but saved us the aforementioned charges.

We are also with Cajamar.  Will pay them a visit next week. Thanks for your recommendation.

Jan

Jan

Admin

Helpful member

Fri Jan 4, 2019 12:50pm

Posts: 125

Location: Cehegín

64 helpful posts

Posted: Fri Jan 4, 2019 12:50pm

Ask them if they send out renewel notification in advance as we were with our bank and the price just went up each year with no notice and giving us no chance to shop around. It took us a few years to get out of it as they needed 2 to 3 months notice to cancel and each year we missed the chance to cancel. It all seemed a bit underhand really, as in the UK we shop around each year for our insurances. 

We use a holiday home insurance now .

https://www.intasure.com

but there are others if you Google .

joolz55

Sat Jan 5, 2019 9:09pm

Posts: 123

Location: San Javier

39 helpful posts

Posted: Sat Jan 5, 2019 9:09pm

Be careful! We have ended up with 2 home insurance policies :( Our insurance company didn't send out a renewal letter so we assumed they wouldn't be taking any money from our account. We checked our bank account online to see if a DD was set up on the account. It wasn't. We even visited our branch to check if we could stop any future payments to this insurance coming out. They said we could do this. Our neighbour in spain set up a new insurance policy for us. Then we noticed the first insurance company had taken a payment. I emailed them as we hadn't received a letter through the post regarding this payment. The sent one reply and have ignored the other emails I have sent to them. No idea how we are going to cancel any future payments. So now we have 2 insurance policies! 

Peter62

Mon Nov 25, 2019 8:17am

Posts: 36

Location: El Carmoli

2 helpful posts

Posted: Mon Nov 25, 2019 8:17am

Dont use sabadell

Andy7

Andy7

Helpful member

Tue Nov 26, 2019 9:44am

Posts: 96

Location: El Carmoli

52 helpful posts

Posted: Tue Nov 26, 2019 9:44am

Why not Peter?

I have my house insurance through Sabadell and must admit I am not convinced how good it would be.

Didn't know you could insure from the UK but this sounds like a much better idea!

Andy

Peter62

Tue Nov 26, 2019 10:07am

Posts: 36

Location: El Carmoli

2 helpful posts

Posted: Tue Nov 26, 2019 10:07am

Trust me, if you have any slight maintenance issue, or  not to allow assessor to write what he thinks, just what he sees.

They will reject any claim if water enters the house.

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