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Hi all
Just wondering if anyone can recommend a cheaper way of banking in spain ,iv just had a charge of €90 for maintenance fee.
Thanks
Hi just open a Wise account online we had a Sabadell account their fee's were a joke just for to pay couple Direct Debits,then contact your companies with the new Wise account details to take payments from.
Posted: Sat Apr 20, 2024 11:50am
Jan1961 wrote on Sat Apr 20, 2024 11:34am:
Hi just open a Wise account online we had a Sabadell account their fee's were a joke just for to pay couple Direct Debits,then contact your companies with the new Wise account details to take payments from.
Thanks, I will look in to it
Use the search button at the top of this page.
Search for free banking.
Lots of good info.
Posted: Sat Apr 20, 2024 2:35pm
Roland wrote on Sat Apr 20, 2024 2:23pm:
Use the search button at the top of this page.
Search for free banking.
Read more...
Lots of good info.
Thanks I will try that
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Posted: Sat Apr 20, 2024 4:18pm
Super helpful member
Richard Denton wrote on Sat Apr 20, 2024 10:10am:
Hi all
Just wondering if anyone can recommend a cheaper way of banking in spain ,iv just had a charge of €90 for maintenance fee.
Read more...
Thanks
Wise is not a bank account but a currency transfer company offering some banking services, debit card and direct debit facilities however you will pay for cash withdrawals at ATMs
Cajamar offers Wefferent a free online account also Sabadell have a free online account, both offering similar services, Sabadell offers 3% discount on utility bills paid by dd.
You do need a Spanish address and mobile phone number to apply, also when entering your address make sure the application is in Spanish language
I have all of the above accounts so am speaking from experience.
Hope this helps
eduardo3332 wrote on Sat Apr 20, 2024 4:18pm:
Wise is not a bank account but a currency transfer company offering some banking services, debit card and direct debit facilities however you will pay for cash withdrawals at ATMs
Cajamar offers Wefferent a free online account also Sabadell have a free online account, both offering similar services, Sabadell offers 3% discount on utility bills paid by dd....
Read more...
...
You do need a Spanish address and mobile phone number to apply, also when entering your address make sure the application is in Spanish language
I have all of the above accounts so am speaking from experience.
Hope this helps
I’m with Sabadell, they charge me €40 a quarter to pay two DD. When I phoned them last week to cancel my account, they couldn’t close the account , because it has “funds “ in it !
When I go to the branch at San Pedro to take money out, Spanish hag won’t let me . 🙈
Posted: Mon Apr 22, 2024 9:36am
Super helpful member
andrew a wrote on Sun Apr 21, 2024 9:23pm:
I’m with Sabadell, they charge me €40 a quarter to pay two DD. When I phoned them last week to cancel my account, they couldn’t close the account , because it has “funds “ in it !
When I go to the branch at San Pedro to take money out, Spanish hag won’t let me . 🙈
You obviously do not have a Sabadell online account these were introduced in 2023 and are not opened in any branch of the bank.
When you sign for any agreement it will clearly outline any terms,conditions and charges the same in any country.
Do you not consider it rude to refer to a staff member of the bank as a "Spanish hag"
eduardo3332 wrote on Mon Apr 22, 2024 9:36am:
You obviously do not have a Sabadell online account these were introduced in 2023 and are not opened in any branch of the bank.
When you sign for any agreement it will clearly outline any terms,conditions and charges the same in any country.
Read more...
Do you not consider it rude to refer to a staff member of the bank as a "Spanish hag"
You are correct, I don’t have a online account 👍
andrew a wrote on Sun Apr 21, 2024 9:23pm:
I’m with Sabadell, they charge me €40 a quarter to pay two DD. When I phoned them last week to cancel my account, they couldn’t close the account , because it has “funds “ in it !
When I go to the branch at San Pedro to take money out, Spanish hag won’t let me . 🙈
€40 quarterly are the maintenance charges at Sabadell regardless of number of direct debits. Spanish banking is expensive and the so-called SEPA EU directive was so full of flaws that banks still found ways to charge
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