Hi anyone on here recommend banking with Cajamar ?
Posted: Wed Feb 23, 2022 5:56pm
Super helpful member
Been with them since 2004 - good online services/app and easy to get anything sorted with a "personal banker" online, or in the branch depending on where you live. It will cost you around €75 a year but one gets what one pays for.
Posted: Wed Feb 23, 2022 11:58pm
Very helpful member
I opened a WEFFERENT account with them in 2018 NO fees
Its an online account. If you have a “question” going through their “channels” it is answered in 15 minutes.
Posted: Thu Feb 24, 2022 11:42am
eraser wrote on Wed Feb 23, 2022 11:58pm:
I opened a WEFFERENT account with them in 2018 NO fees
Its an online account. If you have a “question” going through their “channels” it is answered in 15 minutes.
Read more...
Hi thanks ,is it possible to set up direct debits?
Posted: Thu Feb 24, 2022 12:40pm
Very helpful member
of course you can do DD.
When you on the adress on the top row stays spanish click and it comes up all the languas they cover.....
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Tonytolle wrote on Wed Feb 23, 2022 1:01pm:
Hi anyone on here recommend banking with Cajamar ?
I have written many replies recommending the Cajamar wefferrent account and put a lengthy detailed one titled "Free Spanish bank account for non residents". There are many postings on this subject you just need to look through them.
Regards
Pauline
Posted: Thu Feb 24, 2022 2:07pm
eraser wrote on Thu Feb 24, 2022 12:40pm:
of course you can do DD.
When you on the adress on the top row stays spanish click and it comes up all the languas they cover.....
Hi I have tried all ways to apply in English ,although the preamble is in English the application reverts to Spanish every time.
Posted: Thu Feb 24, 2022 6:59pm
Super helpful member
I investigated the Wefferent account when Cajamar last increased their charges. They emailed me the terms and conditions I would have to sign up to - a total of 23 A4 pages of banking legalese (gibberish) in Spanish.
If there are that many terms and conditions it must be designed to protect the bank rather than the customer, so I have stayed as I was.
PeterC wrote on Thu Feb 24, 2022 6:59pm:
I investigated the Wefferent account when Cajamar last increased their charges. They emailed me the terms and conditions I would have to sign up to - a total of 23 A4 pages of banking legalese (gibberish) in Spanish.
If there are that many terms and conditions it must be designed to protect the bank rather than the customer, so I have stayed as I was....
Read more...
...
Hi, Peter, shame you,re missing out, I haven't paid a cent in fees since March 2019 and can't recommend them enough. They have been brilliant. The wefferrent account is free of charges except if you do an in branch transaction which costs €7 fee. There are other accounts with them with fees but not wefferrent. Yes we got given a huge load of paperwork in Spanish then a full copy in English. They are a cooperative bank, you become a member. Can't fault them, and as non residents free banking in Spain priceless!
Regards
Pauline
When I signed up for the Wefferent account a couple of years ago in branch they printed out the t& c's & I could hardly carry the dozens of printed pages.
All in Spanish of course.
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