Posted: Fri Jul 10, 2020 11:14am
Hi Andy
I think the first thing you should investigate is your tax position. If you stay in Spain for 183 days per year or more, in total, then you will be a resident for tax purposes. Spain has a double taxation agreement with the UK, so you should only be taxed once, but it could be complicated - you will probably be taxed in the UK on your income and then you have to declare that income and offset the tax paid in Spain. If you're also in receipt of your UK state pension then that comes into play too. Get expert advice.
You'll also need to check on healthcare - if the EHIC stops at end-2020 through Brexit, then if you're not a resident, you may need private healthcare or travel insurance. If you are a resident, you need to pay for private healthcare for the first year and then you should be able to get a form S1 from the UK (for pensioners), which allows you to use Spanish healthcare. Again, get expert advice.
Other advice:
Probably don't bother buying a car unless you are here all the time. If you're happy with a small car, hire car rates are really low and easier than buying, maintaining, insuring, taxing your own car, paying for airport parking, etc.
Cost of Living - food is a little cheaper, alcohol a lot cheaper, petrol / diesel a little cheaper, electricity a bit more expensive, you'll need some heating in winter and air-con is good in the summer.
Areas to live? A classic Spanish village sounds great, but there won't be much choice of rental properties, often very little amenities and you'll need to speak Spanish. Plus, if you're on your own, this may be a bit lonely. If you like golf, there are many golf resorts, although your rent would be higher and they have limited shops / bars / restaurants. An urbanisation would probably offer the best mix of amenities, community, etc. And then, depending on your interests and your budget, do you want your own pool, access to a communal pool, no pool, close to a beach, walking distance to bars / restaurants, etc.?
You'll probably be spoilt for choice, so it's important to think what your priorities are. One thing you will get is the warm weather and more relaxed life!
Hope this helps!