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Transferring direct debits to Wise Euro Account - Page 3

Kevin W

Posted: Mon Jan 17, 2022 11:21pm

Posts: 60

18 helpful points

Location: Fortuna

Joined: 11 Nov 2021

Posted: Mon Jan 17, 2022 11:21pm

Roland wrote on Mon Jan 17, 2022 3:12pm:

Too true.

I closed my Bankia bank account a couple of years ago for the exact same reasons.

I have a Santander bank account in the UK.

As long as I use a Santander branded ATM in Spain I can withdraw cash free of fees.

Although I very rarely use cash either in the UK or in Spain.

If you want a fee free bank account in Spain look at the Cajamar Wefferent account.

Plenty of info about that account if you search for free banking at the top of this page.

I've a Santander UK account (& mortgage!) as well... I'm now thinking that a good mix of all suggestions might cover me!!

Cheers

Roland

Posted: Tue Jan 18, 2022 12:09am

Roland

Legendary helpful member

Posts: 3547

2608 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Tue Jan 18, 2022 12:09am

If you have a Santander debit card you can withdraw cash from a Santander branded ATM in Spain with no charges.

Make sure that when you are given the option to select without dynamic conversion.

Flo58

Posted: Wed Jan 19, 2022 8:53pm

Posts: 207

23 helpful points

Location: Camposol

Joined: 2 Feb 2018

Posted: Wed Jan 19, 2022 8:53pm

I know I have to write to Ibodrola and the other services but where do I find these contact details please.

I have no idea where to start!

I need Ibodrola, the Water and waste Company who operate on Camposol. IBI, Car Tax.

Does anyone know all of these? Can I do this via email or do I have to go in, in person bearing in mind I have no possibility of coming over to Camposol until later in the year.

Any advice greatly appreciated.

Fl

Rabagio5

Posted: Thu Jan 20, 2022 1:47pm

Posts: 7

Location: Los Alcázares

Joined: 23 Nov 2021

Posted: Thu Jan 20, 2022 1:47pm

Hi I have my Spanish bank account with bankinter of wich they charge me 98 euros per year for banking with them. Plus if I make transfer of cash from uk bank  transfer. They charge me 12 euros commission on every transfer. Do I have a alternative option in spain for my money. Any advice is appreciated rgds Robert 

subfiver

Posted: Thu Jan 20, 2022 1:56pm

Posts: 36

6 helpful points

Location: Cartagena

Joined: 17 Feb 2020

Posted: Thu Jan 20, 2022 1:56pm

Rabagio5 wrote on Thu Jan 20, 2022 1:47pm:

Hi I have my Spanish bank account with bankinter of wich they charge me 98 euros per year for banking with them. Plus if I make transfer of cash from uk bank  transfer. They charge me 12 euros commission on every transfer. Do I have a alternative option in spain for my money. Any advice is a...

...ppreciated rgds Robert 

Revolut or Transferwise. Google.

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subfiver

Posted: Thu Jan 20, 2022 1:57pm

Posts: 36

6 helpful points

Location: Cartagena

Joined: 17 Feb 2020

Posted: Thu Jan 20, 2022 1:57pm

Flo58 wrote on Wed Jan 19, 2022 8:53pm:

I know I have to write to Ibodrola and the other services but where do I find these contact details please.

I have no idea where to start!

I need Ibodrola, the Water and waste Company who operate on Camposol. IBI, Car Tax.

Does anyone know all of these? Can I do this via email or do I have to go in, in person bearing in mind I have no possibility of coming over to Camposol until later in the year.

Any advice greatly appreciated.

Fl

Utility invoices have contact info, or their WWW

Flo58

Posted: Thu Jan 20, 2022 4:45pm

Posts: 207

23 helpful points

Location: Camposol

Joined: 2 Feb 2018

Posted: Thu Jan 20, 2022 4:45pm

subfiver wrote on Thu Jan 20, 2022 1:57pm:

Utility invoices have contact info, or their WWW

I never get any invoices! The money is just withdrawn from my bank account!

subfiver

Posted: Thu Jan 20, 2022 5:00pm

Posts: 36

6 helpful points

Location: Cartagena

Joined: 17 Feb 2020

Posted: Thu Jan 20, 2022 5:00pm

Flo58 wrote on Thu Jan 20, 2022 4:45pm:

I never get any invoices! The money is just withdrawn from my bank account!

What !?

Roland

Posted: Thu Jan 20, 2022 7:05pm

Roland

Legendary helpful member

Posts: 3547

2608 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Thu Jan 20, 2022 7:05pm

@Flo58

Do you retain a solicitor to look after your tax affairs in Spain ??

If so ask them to change your DD for you.

If not go to each utilities website & sign up to receive online bills.

Then change your bank details online.

Flo58

Posted: Thu Jan 20, 2022 7:45pm

Posts: 207

23 helpful points

Location: Camposol

Joined: 2 Feb 2018

Posted: Thu Jan 20, 2022 7:45pm

subfiver wrote on Thu Jan 20, 2022 5:00pm:

What !?

Yep. Always has been like that. I never questioned it as I thought it was like that for everyone 😢

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