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Insuring a 20 year old car

Posted: Tue Feb 20, 2024 12:34pm
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Posts: 13

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Location: Camposol

Joined: 30 Sep 2023

Hi folks, just wondering if it's hard to get a 20 year old car insured in Spain as a lot of companies in Ireland won't give a quote on older cars. We will be moving later this year.

Thanks

Eamonn + Lorraine 

Posted: Tue Feb 20, 2024 3:15pm

Posts: 30

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Joined: 20 Jan 2019

Posted: Tue Feb 20, 2024 3:15pm

Hi, I had no problem insuring my 20+ ! Year old Peugeot - with Linea Directa , you’ll probably only get offered 3rd party insurance though ( as I did ). 

Posted: Tue Feb 20, 2024 3:21pm

lorronn57

Original Poster

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Joined: 30 Sep 2023

Posted: Tue Feb 20, 2024 3:21pm

Iain05 wrote on Tue Feb 20, 2024 3:15pm:

Hi, I had no problem insuring my 20+ ! Year old Peugeot - with Linea Directa , you’ll probably only get offered 3rd party insurance though ( as I did ). 

Thanks very much for that info, will keep a note of them 👍 

Posted: Tue Feb 20, 2024 3:47pm

RichT

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Joined: 13 Sep 2019

Posted: Tue Feb 20, 2024 3:47pm

Are you bringing the car from Ireland with you? If so, remember that if this is part of your one-off permanent move to reside in Spain, you have owned the car for more than 6 months and you don't sell it in Spain within the first year of residency, then you will be exempt from Import Duty (and IVA if applicable). If you don't meet this criteria, then you will need to pay Import Duty.

You will also need to matriculate the car onto Spanish registration, pay the associated fees, pass an ITV (MOT) test, etc. within 30 days of the car arriving - and this will cost approx. €1,000.

Hope this helps!

Posted: Tue Feb 20, 2024 10:12pm

lorronn57

Original Poster

Posts: 13

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Location: Camposol

Joined: 30 Sep 2023

Posted: Tue Feb 20, 2024 10:12pm

RichT wrote on Tue Feb 20, 2024 3:47pm:

Are you bringing the car from Ireland with you? If so, remember that if this is part of your one-off permanent move to reside in Spain, you have owned the car for more than 6 months and you don't sell it in Spain within the first year of residency, then you will be exempt from Import Duty (and IV...

 

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...A if applicable). If you don't meet this criteria, then you will need to pay Import Duty.

You will also need to matriculate the car onto Spanish registration, pay the associated fees, pass an ITV (MOT) test, etc. within 30 days of the car arriving - and this will cost approx. €1,000.

Hope this helps!

Thanks, will be bringing our motorhome with us but thinking about buying an old spanish runaround

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