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PeterC wrote on Wed Jan 6, 2021 1:29pm:
Will has put it well but you should look at taxes. Once you are tax-resident you must declare all your income world-wide to the Spanish tax office. You must also declare on Form 720 all assets held outside Spain worth over 50,000 Euros. the 50k applies to all sums in the same category, that is fo...
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...r example 6 pension pots worth 10k each cannot be treated as if they are below declaration level. All assets such as luxury cars, houses etc must be declared. You do this initially each year (separate from income tax declaration).
Fines for non-declaration are hefty, although the tax may not be.
On a different subject are you prepared to become fairly competent in Spanish? There are interpreters but in emergency situations these are not instantly available, and you will not find every police officer, medical worker, builder et al prepared or able to communicate with you. You can start lessons years before you come in preparation, and it is in my view essential even if you intend only to go to Brit-friendly places or watch UK tv (while this is still possible).
I have eye problems for which I have treatment and visit a specialist consultant at the main hospital in Cartagena. Originally the consultant did not speak English so I hired an interpreter, that consultant left and the new one spoke perfect English, after two visits she has now informed us we must employ an Interoreter, so don’t rely on doctors or consultants that speak English willing to do so.
An interpreter costs about 25 euros per hour, if you higher one near the hospital, or regularly visits the hospital, you do not pay travelling time, hire one from where you are based and travel time has to be factored in. When you arrive at the hospital do not rely on being seen at the time of your appointment you can have to wait, not hours as in the U.K. but you could wait an hour before being seen by the consultant.
