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Private health insurance

Posted: Mon Mar 18, 2024 5:42pm
16 replies9 members subscribed
Jane71

Posts: 8

1 helpful points

Location: Camposol

Joined: 17 Mar 2024

Good afternoon,

I am about to take out private health insurance with Cacer insurance in order to get my residency. Has anybody used them before?

They seem to be the cheapest, but I am a bit concerned as nobody ever mentioned them before on this forum.

Thanks for your help

Roland

Posted: Mon Mar 18, 2024 5:44pm

Roland

Legendary helpful member

Posts: 3535

2596 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Mon Mar 18, 2024 5:44pm

Do you mean Caser ??

Jane71

Posted: Mon Mar 18, 2024 9:15pm

Jane71

Original Poster

Posts: 8

1 helpful points

Location: Camposol

Joined: 17 Mar 2024

Posted: Mon Mar 18, 2024 9:15pm

Roland wrote on Mon Mar 18, 2024 5:44pm:

Do you mean Caser ??

yes, sorry  it is Caser

Sunnyspain

Posted: Tue Mar 19, 2024 6:20am

Sunnyspain

Super helpful member

Posts: 1440

1006 helpful points

Location: Camposol

Joined: 30 Mar 2018

Posted: Tue Mar 19, 2024 6:20am

Not heard of them. Be careful as cheapest is not the best. My friend had her residency rejected due to the wording in the insurance policy

Kaz63

Posted: Tue Mar 19, 2024 9:02am

Kaz63

Helpful member

Posts: 99

65 helpful points

Location: Sucina

Joined: 13 Nov 2016

Posted: Tue Mar 19, 2024 9:02am

I would fully recommend ASSSA, local branch in Los Alcazares, very helpful, no 'extra' payments for treatment, local hospitals, and practitioners used and of course can be used for Residency.  Not the cheapest but I have two sets of friends who have been successful with them.

Good luck - I also reiterate previous comment, cheapest isn't necessarily the best especially when using it for Residency. 

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Sunnyspain

Posted: Tue Mar 19, 2024 9:13am

Sunnyspain

Super helpful member

Posts: 1440

1006 helpful points

Location: Camposol

Joined: 30 Mar 2018

Posted: Tue Mar 19, 2024 9:13am

Kaz63 wrote on Tue Mar 19, 2024 9:02am:

I would fully recommend ASSSA, local branch in Los Alcazares, very helpful, no 'extra' payments for treatment, local hospitals, and practitioners used and of course can be used for Residency.  Not the cheapest but I have two sets of friends who have been successful with them.

Good luck - I also reiterate previous comment, cheapest isn't necessarily the best especially when using it for Residency. ...

...

We are with Asssa. We have had to pay €1000 extra for pet cat scan 75 for other scans 9000 for radio and 150 for each chemo session on top of 20 a day parking and diesel! 

Kaz63

Posted: Tue Mar 19, 2024 9:24am

Kaz63

Helpful member

Posts: 99

65 helpful points

Location: Sucina

Joined: 13 Nov 2016

Posted: Tue Mar 19, 2024 9:24am

Sunnyspain wrote on Tue Mar 19, 2024 9:13am:

We are with Asssa. We have had to pay €1000 extra for pet cat scan 75 for other scans 9000 for radio and 150 for each chemo session on top of 20 a day parking and diesel! 

Wow!! That's a very different policy to the one I have with them!! 

I will therefore have to stand corrected!! However I've not paid a penny extra than my monthly payments and have had different treatments, xrays/scans, physio,consultant appointments etc etc

Does it depend when you took the policy out? 

Either way important to get everyone's view. 

Sunnyspain

Posted: Tue Mar 19, 2024 9:32am

Sunnyspain

Super helpful member

Posts: 1440

1006 helpful points

Location: Camposol

Joined: 30 Mar 2018

Posted: Tue Mar 19, 2024 9:32am

Kaz63 wrote on Tue Mar 19, 2024 9:24am:

Wow!! That's a very different policy to the one I have with them!! 

I will therefore have to stand corrected!! However I've not paid a penny extra than my monthly payments and have had different treatments, xrays/scans, physio,consultant appointments etc etc

Does it depend when you took the policy out? 

Either way important to get everyone's view. 

We took ours out in 2020. There are many clauses in the policy. We needed full neck radio and they said they would only cover half neck! We said ok you pay the half we pay other half. No we had to pay all.

Christine 78

Posted: Wed Mar 20, 2024 10:43am

Christine 78

Helpful member

Posts: 147

141 helpful points

Location: Camposol

Joined: 14 Dec 2021

Posted: Wed Mar 20, 2024 10:43am

Caser insurers are a well regarded company in Spain - a lot of banks use them for their customers.  I had them at one time for house and contents insurance through my bank; but thought them expensive .- although when I had a claim it was paid promptly which is more than I can say for my present company Liberty - I will be changing back later this year .

Zaza1963

Posted: Wed Mar 20, 2024 11:25am

Posts: 47

16 helpful points

Location: Roldán

Joined: 4 Apr 2021

Posted: Wed Mar 20, 2024 11:25am

Kaz63 wrote on Tue Mar 19, 2024 9:02am:

I would fully recommend ASSSA, local branch in Los Alcazares, very helpful, no 'extra' payments for treatment, local hospitals, and practitioners used and of course can be used for Residency.  Not the cheapest but I have two sets of friends who have been successful with them.

Good luck - I also reiterate previous comment, cheapest isn't necessarily the best especially when using it for Residency. ...

...

We are looking for a new insurance policy as ASSSA is an administrative nightmare! And unless you have the Premium policy, you pay a lot of extras.  Their wrong wording on my husband's policy for residency led to him waiting for 3 years to receive his residency approval! Exploring DKV, Sanitas and BUPA International

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