Posted: Tue Sep 5, 2023 6:48am
Hi there, if you search for “buying on Camposol on this forum, you will find many questions and answers on this subject.
In the meantime, here is something I prepared to answer most of the questions about what to look out for on D sector.
Check if the property is built on the Rambla de Los Aznares? (The Rambla runs across the entire length of the streets just above the length of Calle Nogales/ Calle Piteras on D sector. Banks have refused mortgages on some of the 450 houses built on the Rambla. This may not affect you when buying but sellers have lost their sale as their purchasers needed a mortgage. There are plans to reroute the Rambla (but nothing confirmed yet).
Is the property registered as Touristico? (Many properties were listed as touristico meaning they can only be rented not lived in permanently. Most of these have been resolved).
Is the property on a public or private road? (The council said about 4 years ago that they will not and cannot legally carry out works on private roads. The two main issues are lighting and road surfacing. So if it is a private road, your lights will not be maintained. If turned off, the council will not turn them on. Several streets have got together and bought their own solar lights.)
Your lawyer should ensure that all permissions for work carried out are registered, they normally arrange for your utilities, electricity and water to be continued and will, if you ask set up direct debits for these and your annual IBI (council tax), which will be taken from your account around 6th October each year. The lawyer usually keeps a retention from the vendor to deal with any issues, such as unpaid utility bills. Discuss this with them.
You may also like to ask them if the property has a fin de obra or a habitation certificate. It is unlikely if it is on D sector worth discussing with the lawyer what the effect of this is, for future reference.
I am sure others will give you more answers, based on their personal experience, have you had or considered a survey in the property? Should be about €400.
Many people now use online banks such as Wise or Revolut these days, as these are easier to manage when you are not here. You can set up all your direct debits and manage them online.
Finally, finally, many people recommend using a lawyer that is not recommended by the estate agent.
Your lawyer can arrange your NIE, which you will need to make your purchase. You will pay non residents tax all the time you own here. Your lawyer can arrange to deal with this for you. A Power of Attorney(POA) is a good idea to let the lawyer deal with things when you are absent and during the purchase process. Make sure you get an estimate of costs from your lawyer before you buy. You should allow 11 - 13% on top of your purchase price. Don’t forget that you will pay nonresidents tax each year.
Make sure you get an estimate of costs from your lawyer in advance.
And very finally, Camposol is a bit like Marmite, so it would probably be worth renting a property here for a few weeks so that you can see if is what you are expecting your life in Spain to be.
Welcome to Camposol😇
To try and answer some of your other questions.
There is a large Consum supermarket as well as some local shops on sectors A and B. Camposol is not a coastal resort. The nearest beaches are 20 to 30 minutes drive from D sector. There are many good beaches in the area. Lidl and Aldi are in Mazarron Port, so roughly the same distance. The weather is pretty good all year round, although in.winter, it starts to get cold when the sun goes down. Most houses have some form of heating as the majority of houses are built from concrete blocks. Assuming you are au fait with the visa requirements.
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