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Closing bank account - Page 2

Househunter67

Posted: Mon Nov 29, 2021 1:51pm

Posts: 147

41 helpful points

Location: San Javier

Joined: 17 Mar 2018

Posted: Mon Nov 29, 2021 1:51pm

Hi Liz10

I'm sat in San Javier right now as just closed my Sabadell account 

I went in person with passport.  (go v early in the morning or you have no chance of getting in !)

I believe its appointments only after 11 am ???   but don't quote me on that 

you could give your Solicitor in Spain "Power of Attorney" and then they can do it for you 

your App will be blocked straight away as mine was !

Jan1961

Posted: Mon Nov 29, 2021 3:53pm

Jan1961

Helpful member

Posts: 240

98 helpful points

Location: Sucina

Joined: 1 Jul 2017

Posted: Mon Nov 29, 2021 3:53pm

Liz10 wrote on Mon Nov 29, 2021 12:13pm:

Thank you I'll have another look at our account and find the link, thanks again 

Have you tried ringing them I know they helped me over phone when I was locked out of Online banking.I was going to try that when I'm ready to close  as still waiting for Direct Debits to be taken out Wise Account.UK banks allow you to put request in Writing if you write to head office.Keep us posted if you manage to close Online as I think it will be very useful for others.

Thanks

Liz10

Posted: Mon Nov 29, 2021 4:11pm

Liz10

Original Poster

Posts: 37

3 helpful points

Joined: 19 Oct 2016

Posted: Mon Nov 29, 2021 4:11pm

Househunter67 wrote on Mon Nov 29, 2021 1:51pm:

Hi Liz10

I'm sat in San Javier right now as just closed my Sabadell account 

I went in person with passport.  (go v early in the morning or you have no chance of getting in !)

I believe its appointments only after 11 am ???   but don't quote me on that 

you could give your Solicitor in Spain "Power of Attorney" and then they can do it for you 

your App will be blocked straight away as mine was !

Hi househunter, thanks a lot for the info. I have some money left in the account, would I have to transfer it out to my account in the UK first then try and close it online as back here in UK.  Failing that I could ask my lawyer to do that as she has POA for us. Thanks again. 

Househunter67

Posted: Mon Nov 29, 2021 4:21pm

Posts: 147

41 helpful points

Location: San Javier

Joined: 17 Mar 2018

Posted: Mon Nov 29, 2021 4:21pm

Liz10 wrote on Mon Nov 29, 2021 4:11pm:

Hi househunter, thanks a lot for the info. I have some money left in the account, would I have to transfer it out to my account in the UK first then try and close it online as back here in UK.  Failing that I could ask my lawyer to do that as she has POA for us. Thanks again. 

The lawyer can transfer the funds after closing. 

Just give them you Iban etc 

Roland

Posted: Mon Nov 29, 2021 5:00pm

Roland

Legendary helpful member

Posts: 3535

2596 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Mon Nov 29, 2021 5:00pm

Don't empty the account before closing it or you might get overdrawn fees etc.

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Liz10

Posted: Mon Nov 29, 2021 5:28pm

Liz10

Original Poster

Posts: 37

3 helpful points

Joined: 19 Oct 2016

Posted: Mon Nov 29, 2021 5:28pm

Roland wrote on Mon Nov 29, 2021 5:00pm:

Don't empty the account before closing it or you might get overdrawn fees etc.

Thank you for your help., I'll do that 

Liz10

Posted: Mon Nov 29, 2021 5:30pm

Liz10

Original Poster

Posts: 37

3 helpful points

Joined: 19 Oct 2016

Posted: Mon Nov 29, 2021 5:30pm

Jan1961 wrote on Mon Nov 29, 2021 3:53pm:

Have you tried ringing them I know they helped me over phone when I was locked out of Online banking.I was going to try that when I'm ready to close  as still waiting for Direct Debits to be taken out Wise Account.UK banks allow you to put request in Writing if you write to head office.Keep ...

...us posted if you manage to close Online as I think it will be very useful for others.

Thanks

Hi, I certainly will let you all know how I get on, thank you 

Liz10

Posted: Mon Nov 29, 2021 5:33pm

Liz10

Original Poster

Posts: 37

3 helpful points

Joined: 19 Oct 2016

Posted: Mon Nov 29, 2021 5:33pm

Househunter67 wrote on Mon Nov 29, 2021 4:21pm:

The lawyer can transfer the funds after closing. 

Just give them you Iban etc 

Thank you, you've been a great help 

paulsav

Posted: Tue Nov 30, 2021 10:57am

paulsav

Helpful member

Posts: 521

411 helpful points

Location: Yecla

Joined: 4 Dec 2015

Posted: Tue Nov 30, 2021 10:57am

Roland wrote on Mon Nov 29, 2021 5:00pm:

Don't empty the account before closing it or you might get overdrawn fees etc.

We closed our account in person in March 2019 even paying for the fees calculated to that day. This year we received a bill from them in each name for fees for 600€ and we are furious as now wish we had asked for confirmation in writing that we could prove it. We can't get into account and although we, ve just had a visit to Spain we did not even visit the branch. Hubby is adamant they can "get stuffed". Anyone closing account demand confirmation in writing as we asked would there be any more fees and agent said no. They are trying it on. 

Regards 

Pauline 

Roland

Posted: Tue Nov 30, 2021 12:50pm

Roland

Legendary helpful member

Posts: 3535

2596 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Tue Nov 30, 2021 12:50pm

I closed my Bankia bank account nearly 2 years ago & they kept trying to charge me for many months.

I had a letter confirming my account closure when I closed it in branch.

I just kept emailing them the account closure confirmation letter until finally they stopped contacting me.

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