Thanks for that. It’s food for thought!
Posted: Sun Sep 24, 2023 6:37pm
Super helpful member
Hi it has been announced that Barclays Bank are closing all Uk accounts for people that do not have a Uk address.
I had a current account with a debit card and a Barclays credit card.
Closed both accounts and transferred to my Nat West account which I have my pension paid into allowing me to Transfer to my Spanish Bank via Wise when euro is to my liking.
Have never paid bank charges in the Uk or my 25 plus years in Spain
eduardo3332 wrote on Sun Sep 24, 2023 6:37pm:
Hi it has been announced that Barclays Bank are closing all Uk accounts for people that do not have a Uk address.
I had a current account with a debit card and a Barclays credit card.
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Closed both accounts and transferred to my Nat West account which I have my pension paid into allowing me to Transfer to my Spanish Bank via Wise when euro is to my liking.
Have never paid bank charges in the Uk or my 25 plus years in Spain
Thanks for that. I have a uk address. I now find I can draw cash on Barclaycard CREDIT card but not the debit. Doing this with non sterling withdrawal does not attract interest charges.
Posted: Mon Sep 25, 2023 9:58am
Super helpful member
Bob1 wrote on Sun Sep 24, 2023 7:01pm:
Thanks for that. I have a uk address. I now find I can draw cash on Barclaycard CREDIT card but not the debit. Doing this with non sterling withdrawal does not attract interest charges.
Yes I see they will charge no interest provided you pay the balance on the full account but a transaction fee is still applicable.
We'll charge a single non-sterling purchase fee of 2.99% every time you make a purchase abroad. If you withdraw cash in a foreign currency, we'll charge a cash transaction fee of 2.99% (minimum fee of £2.99). You won't be charged any interest, as long as you pay your balance in full by your payment due date.
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Posted: Mon Sep 25, 2023 2:21pm
Helpful member
eduardo3332 wrote on Mon Sep 25, 2023 9:58am:
Yes I see they will charge no interest provided you pay the balance on the full account but a transaction fee is still applicable.
We'll charge a single non-sterling purchase fee of 2.99% every time you make a purchase abroad. If you withdraw cash in a foreign currency, we'll charge a cash transaction fee of 2.99% (minimum fee of £2.99). You won't be charged any interest, as long as you pay your balance in full by your paym...
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...ent due date.
Hi,
I'm pleased you've gotten some relief. Enjoy your Spanish experience if can be both relaxing and very enjoyable
Rick43 wrote on Mon Sep 25, 2023 2:21pm:
Hi,
I'm pleased you've gotten some relief. Enjoy your Spanish experience if can be both relaxing and very enjoyable
Thank you. It’s great 😀
Posted: Mon Sep 25, 2023 4:13pm
Super helpful member
Rick43 wrote on Mon Sep 25, 2023 2:21pm:
Hi,
I'm pleased you've gotten some relief. Enjoy your Spanish experience if can be both relaxing and very enjoyable
Hi thanks for your response but I really don't think it applies to me?
I have lived in Spain for over 25 years and was just replying to Bobs problems.
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