Bank Account - Banking and finances in Los Alcázares - Los Alcázares forum - Costa Cálida forum in the Murcia province of Spain
Jennifer Cunningham Insurances SL
ASSSA Insurance
Los Alcazares car repair  service

Join the Los Alcázares forum

Join the Los Alcázares forumMy name's Alex and this is my website all about Los Alcázares in Spain. Register now for free to talk about Banking and finances in Los Alcázares and much more!

Bank Account

Posted: Tue Oct 17, 2023 9:25am
4 replies3 members subscribed
JohnMM2

Posts: 88

4 helpful points

Location: Torre-Pacheco

Joined: 12 Aug 2017

Morning All

Just wondering how difficult it is to close a bank account in Spain

Are there any hoops to jump through peculiar to the Spanish banking system or which differ from bank to bank?

As always thanks for any help and advice 

Roland

Posted: Tue Oct 17, 2023 9:30am

Roland

Legendary helpful member

Posts: 3535

2596 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Tue Oct 17, 2023 9:30am

I closed a Bankia bank account a few years ago.

Went into the branch office with all my paperwork.

After a lot of grumbling & sour faced looks they closed my account.

Calculated the remaining charges then slapped 452 euros & a few cents on the counter.

Job done.

Obviously move your DD's to your new bank account before closing the old one.

I don't think there is any sort of DD switching system between banks in Spain.


JohnMM2

Posted: Tue Oct 17, 2023 10:55am

JohnMM2

Original Poster

Posts: 88

4 helpful points

Location: Torre-Pacheco

Joined: 12 Aug 2017

Posted: Tue Oct 17, 2023 10:55am

Roland wrote on Tue Oct 17, 2023 9:30am:

I closed a Bankia bank account a few years ago.

Went into the branch office with all my paperwork.

After a lot of grumbling & sour faced looks they closed my account.

Calculated the remaining charges then slapped 452 euros & a few cents on the counter.

Job done.

Obviously move your DD's to your new bank account before closing the old one.

I don't think there is any sort of DD switching system between banks in Spain.


Thanks Roland 

NeilH53

Posted: Wed Oct 18, 2023 5:04pm

Posts: 43

21 helpful points

Location: Los Alcázares

Joined: 13 Oct 2016

Posted: Wed Oct 18, 2023 5:04pm

JohnMM2 wrote on Tue Oct 17, 2023 9:25am:

Morning All

Just wondering how difficult it is to close a bank account in Spain

Are there any hoops to jump through peculiar to the Spanish banking system or which differ from bank to bank?

As always thanks for any help and advice 

I closed my Sabadell account a year or so ago. I walked into the bank with my credit/debit cards which they destroyed on the spot. They gave me the few hundred euros that was in the account and that was it. No questioning why or anything else. 

Robert04

Posted: Sun Oct 22, 2023 2:02pm

Posts: 40

9 helpful points

Location: Los Alcázares

Joined: 11 Oct 2015

Posted: Sun Oct 22, 2023 2:02pm

I closed my bank account this month, I walked into the bank on Sept 20 and told them I wanted to pay the balance I owed and close my account, firstly they said they couldn’t accept payment that day for some reason so I therefore returned two days later and tried again which they accepted but it then took a further 3 weeks and 4 emails (which were ignored) and a call to customer service before they finally closed it. They also told me I could pick up written confirmation of this at the desk which turned out to be untrue like most information they have given me over the years hence why I closed my account. The bank in question was la caixa in los alcazares and the person giving the wrong information was named Lola. Having banked with many different over the years this is by far the worst of them all and I would never deal with them again.

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Banking and finances topics from a particular area:


Register for free!

Login to your account

Jennifer Cunningham Insurances SL
ASSSA Insurance
Los Alcazares car repair  service
Advertise your business here
Advertise your property
Help with my computer