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Cajamar wefferent account - Page 4

VOYAGERE

Posted: Thu Feb 3, 2022 9:42pm

VOYAGERE

Original Poster

Posts: 123

5 helpful points

Location: Los Alcázares

Joined: 6 Jul 2018

Posted: Thu Feb 3, 2022 9:42pm

Jole wrote on Thu Feb 3, 2022 8:44pm:

We opened a Cajamar account a year ago with no problem and the office in Sucina transferred all of our direct debits and phoned/emailed companies as required. this included the government DD for the like IBA and car tax, etc.

I use the app on my UK mobile with no problems.

Thank you for your reply - it’s nice to know that Cajamar online are straight forward - will be there in March and open one. 

VOYAGERE

Posted: Thu Feb 3, 2022 9:44pm

VOYAGERE

Original Poster

Posts: 123

5 helpful points

Location: Los Alcázares

Joined: 6 Jul 2018

Posted: Thu Feb 3, 2022 9:44pm

Jole wrote on Thu Feb 3, 2022 8:44pm:

We opened a Cajamar account a year ago with no problem and the office in Sucina transferred all of our direct debits and phoned/emailed companies as required. this included the government DD for the like IBA and car tax, etc.

I use the app on my UK mobile with no problems.

Thank you for taking time to reply - a Cajamar account is definitely the one for me - 

Adonai

Posted: Fri Feb 4, 2022 11:08am

Posts: 33

17 helpful points

Location: Sucina

Joined: 29 Feb 2020

Posted: Fri Feb 4, 2022 11:08am

alcar5 wrote on Sun Jan 30, 2022 7:45pm:

I would just like to add that we too opened a wefferent online account , after being charged ridiculous money every month with Sabadel. NO charges whatsoever with the wefferent account  and no atm charges either . IF there is a slight niggle it is if you  are unable to complete an onlin...

...e transfer yourself and need help in the bank then a small charge is incurred for that . 

Do you or anyone else knows in order to have a debit card attached to wefferent account, if is needed a Spanish phone number ?

That's what I been told by cajamar bank. 

It is possible to open a wefferent account wich included a debit card, with a uk phone number ?

Thanks for your answers. 

Roland

Posted: Fri Feb 4, 2022 12:06pm

Roland

Legendary helpful member

Posts: 3551

2609 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Feb 4, 2022 12:06pm

Adonai wrote on Fri Feb 4, 2022 11:08am:

Do you or anyone else knows in order to have a debit card attached to wefferent account, if is needed a Spanish phone number ?

That's what I been told by cajamar bank. 

It is possible to open a wefferent account wich included a debit card, with a uk phone number ?

Thanks for your answers. 

My Cajamar Wefferent account works with my UK mobile phone number.

eduardo3332

Posted: Fri Feb 4, 2022 12:23pm

eduardo3332

Super helpful member

Posts: 1600

1197 helpful points

Joined: 21 Jan 2016

Posted: Fri Feb 4, 2022 12:23pm

Adonai wrote on Fri Feb 4, 2022 11:08am:

Do you or anyone else knows in order to have a debit card attached to wefferent account, if is needed a Spanish phone number ?

That's what I been told by cajamar bank. 

It is possible to open a wefferent account wich included a debit card, with a uk phone number ?

Thanks for your answers. 

I suggest you telephone the bank help line and they will answer all your questions and if you do not speak Spanish they have English speaking operatives. The number I have given below are very helpful 

Unlock online banking access:950 18 33 13

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Adonai

Posted: Fri Feb 4, 2022 12:24pm

Posts: 33

17 helpful points

Location: Sucina

Joined: 29 Feb 2020

Posted: Fri Feb 4, 2022 12:24pm

Roland wrote on Fri Feb 4, 2022 12:06pm:

My Cajamar Wefferent account works with my UK mobile phone number.

Thanks Roland 

I been told by cajamar that in order to have a debit card attached to wefferent account we need a Spanish phone number, because when we use debit card for transactions, they need to inform you by text messages and that's why is needed a Spanish phone number. 

I don't know if is true. 

How was your experience?

Do you have a Spanish phone number or you are using your UK phone number for transactions when using your debit card and do you received text messages on your UK phone number?

eduardo3332

Posted: Fri Feb 4, 2022 12:32pm

eduardo3332

Super helpful member

Posts: 1600

1197 helpful points

Joined: 21 Jan 2016

Posted: Fri Feb 4, 2022 12:32pm

paulsav wrote on Thu Feb 3, 2022 11:50am:

Hi Angela

I use Wise to transfer when rate is good to Cajamar account. Yes you send your £,s from Uk bank to Wise account and they send on to Cajamar account. You have to go in branch to open, I believe they give you an ID no to enable you to apply online for the wefferrent account. This is a new process ...

...others have told me about which we didn't go through, luckily the branch gestor opened it to use straightaway for us, even helping us to download on our phones, but now changed. Also as we were depositing our balance from Sabadell of over €2k we weren't asked for a joining deposit as it seems to be happening now. I,ve read they may ask approx €1k to be put into a special account but it's your money, no question of losing. Cajamar is a people's bank(bit like a credit union but with all services of an international bank). You become a member of the bank. Don't let this put you off as I, ve read some people have moved that deposit into their wefferrent account later and used it OK. As to transfer service (switch isn't a Spanish process) we took all our dad's references which although they said they, d contact the companies but may miss the next month, because we had closed Sabadell that day I contacted all companies myself. I used Google translate which was brilliant and all companies confirmed receipt and not 1 payment was missed. Make sure you ask for transfer service too as its not standard on basic account. Once you have the app on your phone on left side top is a menu and in that menu is a place to change language to English, then it's as easy to use as any banks app. Although I have read of a couple of people having their UK mobiles attached majority say they were told must have Spanish number. We have a "hits mobile" sim in a dual sim phone as they send notifications or codes if you are transferring money out(no difference to some UK banks). I have already written a detailed post "Free Spanish banking for non residents" please find it on this forum under banking location anywhere. 

Regards 

Pauline 

Many of the Cajamar branch staff may request you put an amount into a bank account "this is not necessary for a Wefferent account" obviously it is an advantage of the branch if you open a normal account with them which they would like.

It is better to talk with the bank yourself and ask them any questions rather than relying on many different opinions, I have given a phone number below, if you do not speak Spanish they have operatives that speak English and many other languages.

Unlock online banking access:950 18 33 13

I hope this helps

Ed

Adonai

Posted: Fri Feb 4, 2022 12:33pm

Posts: 33

17 helpful points

Location: Sucina

Joined: 29 Feb 2020

Posted: Fri Feb 4, 2022 12:33pm

eduardo3332 wrote on Fri Feb 4, 2022 12:23pm:

I suggest you telephone the bank help line and they will answer all your questions and if you do not speak Spanish they have English speaking operatives. The number I have given below are very helpful 

Unlock online banking access:950 18 33 13

Thanks 

Don't have language barriers. 

I just wanted to know other people experience as a confirmation before I will contact cajamar bank. 

Thanks a lot for the info. 

Roland

Posted: Fri Feb 4, 2022 12:41pm

Roland

Legendary helpful member

Posts: 3551

2609 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Feb 4, 2022 12:41pm

Adonai wrote on Fri Feb 4, 2022 12:24pm:

Thanks Roland 

I been told by cajamar that in order to have a debit card attached to wefferent account we need a Spanish phone number, because when we use debit card for transactions, they need to inform you by text messages and that's why is needed a Spanish phone number. 

I don't know if is true. 

How was your experience?

Do you have a Spanish phone number or you are using your UK phone number for transactions when using your debit card and do you received text messages on your UK phone number?

My Wefferent account was set up about 2 years ago with a UK mobile phone number.

The guy that opened the account in branch tested the phone number & it worked.

I have just logged into my Wefferent account on a PC a couple of minutes ago.

An access code was sent by text to my UK mobile number.

paulsav

Posted: Fri Feb 4, 2022 12:46pm

paulsav

Helpful member

Posts: 522

413 helpful points

Location: Yecla

Joined: 4 Dec 2015

Posted: Fri Feb 4, 2022 12:46pm

Adonai wrote on Fri Feb 4, 2022 12:33pm:

Thanks 

Don't have language barriers. 

I just wanted to know other people experience as a confirmation before I will contact cajamar bank. 

Thanks a lot for the info. 

When we opened 3yrs ago I already had a dual sim phone with a hits payg sim in case my UK one had a problem and the bank have used that no to send notifications or codes (ie. when doing a transfer) for both my hubby and myself so I get 2 lots of them. They wouldn't accept my hubby,s Uk no. Roland is the only person I know of who has his Uk no accepted. 

Regards 

Pauline 

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