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Hola Everyone
I have just received a quote from my bank (Sabadell) for next years home insurance. Its for 279 euros, per annum.This covers 70.000 biulding,15000 content and 2000 jewellery. I realise this subject has probably been answered in the past, but cant be arsed or know how to find it.
Anyone know where I can get a competitive quote?
Thanks in advance
I have always used linea directa,even though I bank with Sabadell. If you go onto their website,put in your telephone number they will call you back and they speak very good English.
Hope it helps
Posted: Mon Nov 29, 2021 9:34am
Super helpful member
try Liberty Seguros..their office is in Los Narejos behind Varazu club
Kaz63 wrote on Mon Nov 29, 2021 8:24am:
I have always used linea directa,even though I bank with Sabadell. If you go onto their website,put in your telephone number they will call you back and they speak very good English.
Hope it helps
many thanks, will try them. Just found out got to give 2 months written notice to Sabadell, so probably to late for this year
crissywissy wrote on Mon Nov 29, 2021 9:34am:
try Liberty Seguros..their office is in Los Narejos behind Varazu club
Many thanks
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Posted: Mon Nov 29, 2021 10:17am
Super helpful member
andrew a wrote on Mon Nov 29, 2021 10:13am:
many thanks, will try them. Just found out got to give 2 months written notice to Sabadell, so probably to late for this year
its only one month…we went with Liberty and they sorted ut the cancellation of Sabadell insurance when it was due
Posted: Mon Nov 29, 2021 10:40am
Super helpful member
andrew a wrote on Mon Nov 29, 2021 10:13am:
many thanks, will try them. Just found out got to give 2 months written notice to Sabadell, so probably to late for this year
I can thoroughly recommend Linia Directa as Kas has previously said, I use them for both Home and car insurance.
Was let down very badly by the Liberty insurance brokers in Los Narejos but I am sure the company Liberty itself is ok.
Since the 1st of January of 2016, a notice period of at least ONE month is now sufficient to cancel any insurance policy before the renewal date. Used to be two months. The cancellation should be in writing and we suggest that you send this as a certified letter.
Insurers however, are still held to the two months to inform you as the insured party of any changes to the policy, like a price increase. If they fail to comply, don´t inform you or inform you late, you have the right to refuse this increase and continue to pay the old premium, or to cancel the insurance altogether as the insurance company has failed to meet the conditions that both parties have signed.
If your insurance company is not aware of this new law, you can quote them this:
Así lo recoge la Ley 20/2015 de 14 de julio de Ordenación, Supervisión y Solvencia de las Entidades Aseguradoras y Reaseguradoras, que introduce, entre otras modificaciones, un cambio en el artículo 22 de la Ley 50/1980, de 8 de octubre, de Contrato de Seguro.
La nueva redacción del artículo 22.2 indica que “las partes pueden oponerse a la prórroga del contrato mediante una notificación escrita a la otra parte, efectuada con un plazo de, al menos, un mes de anticipación a la conclusión del período del seguro en curso cuando quien se oponga a la prórroga sea el tomador”.
“El asegurador deberá comunicar al tomador, al menos con dos meses de antelación a la conclusión del período en curso, cualquier modificación del contrato de seguro”.
eduardo3332 wrote on Mon Nov 29, 2021 10:40am:
I can thoroughly recommend Linia Directa as Kas has previously said, I use them for both Home and car insurance.
Was let down very badly by the Liberty insurance brokers in Los Narejos but I am sure the company Liberty itself is ok.
Read more...
Since the 1st of January of 2016, a notice period of at least ONE month is now sufficient to cancel any insurance policy before the renewal date. Used to be two months. The cancellation should be in writing and we suggest that you send this as a certified letter.
Insurers however, are still held to the two months to inform you as the insured party of any changes to the policy, like a price increase. If they fail to comply, don´t inform you or inform you late, you have the right to refuse this increase and continue to pay the old premium, or to cancel the insurance altogether as the insurance company has failed to meet the conditions that both parties have signed.
If your insurance company is not aware of this new law, you can quote them this:
Así lo recoge la Ley 20/2015 de 14 de julio de Ordenación, Supervisión y Solvencia de las Entidades Aseguradoras y Reaseguradoras, que introduce, entre otras modificaciones, un cambio en el artículo 22 de la Ley 50/1980, de 8 de octubre, de Contrato de Seguro.
La nueva redacción del artículo 22.2 indica que “las partes pueden oponerse a la prórroga del contrato mediante una notificación escrita a la otra parte, efectuada con un plazo de, al menos, un mes de anticipación a la conclusión del período del seguro en curso cuando quien se oponga a la prórroga sea el tomador”.
“El asegurador deberá comunicar al tomador, al menos con dos meses de antelación a la conclusión del período en curso, cualquier modificación del contrato de seguro”.
Very helpful, many thanks
Ibex insurance is also very good, it’s backed by Lloyds and was much cheaper than my bank which is Santander.
Avril52 wrote on Wed Dec 1, 2021 5:59pm:
Ibex insurance is also very good, it’s backed by Lloyds and was much cheaper than my bank which is Santander.
Thanks very much,I have a good list now
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