Posted: Wed Aug 7, 2019 6:55pm
Hi Trish, I was born May 1950, 1 month after cut off and thankfully only waited 6 extra months. But you have mentioned the married womans stamp and I did that too. When women got married in the sixties(married Nov 1969) it was a standard thing to change to the lower stamp, in fact my HR dept at work virtually pushed me into it with very little information, only stating I wouldnt get sick pay or dole(I was salaried with Co.sick pay and never expected to be on the dole ever! So I agreed to it. I think this situation was and is a bigger traversty than the increased pension age. No one told me ever I would get a pittance in pension. On my own stamps which I worked to 63yrs with only a 4 year children break, I got "awarded" £22 wk in my own name which was increased to £66 based on hubby's stamps(full entitlement) and now get £78.89p wk with pathetic inflation rises over 9yrs. I would expect your pension to be in this ballpark, could slightly increase with Serps etc, but thankfully I bought into my Co,s pension although the Co. went bankrupt and I lost my last 10yrs. I feel abused and I know thousands of women changed to lower stamp on marriage without enough information to make that decision yet I dont understand why that has not been addressed by bringing a similar court case. I believe the government realised they were doing wrong, hence abolishing it 2mnths after I married. I only ever received 1 letter from Dwp telling me I could go back to full stamp after they abolished it in 1970. I also believe many in same situation who didnt take out extra security for retirement now qualify for pension credit and all the benefits that come with it(housing benefit, free dental, council tax discounts etc) are so much better off than the responsible people like myself who took Co. or private pensions and saved for their retirement whose income now is above the minimum requirements for the pension credit and therefore lose out heavily for being more responsible.
Sorry but I,m agrieved by it all, but maybe you will fare better.If I were aware my pension would be less than half a full pension at the time I would never have reduced my stamp especially as it didnt even seem to be a huge saving.
Regards
Pauline.