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Bank charges - Page 2

Andy Tyrone

Posted: Sat Dec 16, 2023 2:38pm

Andy Tyrone

Original Poster

Posts: 23

1 helpful points

Joined: 3 Nov 2023

Posted: Sat Dec 16, 2023 2:38pm

RichT wrote on Sat Dec 16, 2023 1:49pm:

How good is your Spanish?

Not everyone is trying to 'rip off' other people - If they told you or tried to sell you something and you didn't understand correctly and just said 'Yes', then that's not exactly their fault...

Didn’t say everyone is trying to rip everyone off     Those are your words ! 

eviedoll

Posted: Mon Dec 18, 2023 6:04am

Posts: 167

38 helpful points

Joined: 12 May 2019

Posted: Mon Dec 18, 2023 6:04am

Roland wrote on Fri Dec 15, 2023 4:01pm:

Looks like they have opened a Cajamar bank account where you hold shares in the bank or something.

Bit naughty really as this is not a totally free to use account.

They should have opened a Cajamar Wefferent account which is totally free to use as long as you do everything online.

It also has a free to use debit card.

thinking of changing from Sabadell . so when you say it's free as long as you do everything online does that include changing address etc do you know ? 

Roland

Posted: Mon Dec 18, 2023 9:18am

Roland

Legendary helpful member

Posts: 3552

2613 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Mon Dec 18, 2023 9:18am

eviedoll wrote on Mon Dec 18, 2023 6:04am:

thinking of changing from Sabadell . so when you say it's free as long as you do everything online does that include changing address etc do you know ? 

Sorry I don't know the answer to that question I am afraid.

Edit.

I have just logged on to my Cajamar Wefferent account & it appears that you can can the correspondence address online.

eduardo3332

Posted: Wed Dec 20, 2023 10:04am

eduardo3332

Super helpful member

Posts: 1601

1198 helpful points

Joined: 21 Jan 2016

Posted: Wed Dec 20, 2023 10:04am

eviedoll wrote on Mon Dec 18, 2023 6:04am:

thinking of changing from Sabadell . so when you say it's free as long as you do everything online does that include changing address etc do you know ? 

Bank Sabadell now has a free online account including a debit and credit card also offering a 3% discount on regular electricity and gas direct debits.

Zaza1963

Posted: Wed Dec 20, 2023 12:16pm

Posts: 47

16 helpful points

Location: Roldán

Joined: 4 Apr 2021

Posted: Wed Dec 20, 2023 12:16pm

eduardo3332 wrote on Wed Dec 20, 2023 10:04am:

Bank Sabadell now has a free online account including a debit and credit card also offering a 3% discount on regular electricity and gas direct debits.

I assume it is for new clients only? I have all utility bills set up through direct debit but I do not get the discount🤔

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eduardo3332

Posted: Wed Dec 20, 2023 12:27pm

eduardo3332

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Posts: 1601

1198 helpful points

Joined: 21 Jan 2016

Posted: Wed Dec 20, 2023 12:27pm

Zaza1963 wrote on Wed Dec 20, 2023 12:16pm:

I assume it is for new clients only? I have all utility bills set up through direct debit but I do not get the discount🤔

It is a new online account https://www.bancsabadell.com/bsnacional/en/personal/bank-accounts/sabadell-online-account/

Read the details from web site (I have put English version) then if you like it, personally I would open one and close the other but of course read the full terms and conditions.

I have had a Cajamar Weffern account for a number of years but an considering also opening a Sabadell online in the new year as it has the benefit of a credit card attached. 

eduardo3332

Posted: Wed Dec 20, 2023 5:01pm

eduardo3332

Super helpful member

Posts: 1601

1198 helpful points

Joined: 21 Jan 2016

Posted: Wed Dec 20, 2023 5:01pm

This post that was quoted has been deleted.

And?

Mike211

Posted: Fri Dec 22, 2023 11:20pm

Posts: 51

29 helpful points

Location: Roda

Joined: 28 Feb 2021

Posted: Fri Dec 22, 2023 11:20pm

eduardo3332 wrote on Wed Dec 20, 2023 12:27pm:

It is a new online account https://www.bancsabadell.com/bsnacional/en/personal/bank-accounts/sabadell-online-account/

Read the details from web site (I have put English version) then if you like it, personally I would open one and close the other but of course read the full terms and conditions....

...

I have had a Cajamar Weffern account for a number of years but an considering also opening a Sabadell online in the new year as it has the benefit of a credit card attached. 

Be careful of the small, small print. 

Transfer money from a UK account to Banco Sabadell Account and you will get a 29€ charge and lots of hassle. They mention SEPA - the Single European Payment Area which Banco Sabadell and others don't respect.

If it sounds too good to be true, it probably is.

WISE is a wise choice.

eduardo3332

Posted: Sat Dec 23, 2023 5:01am

eduardo3332

Super helpful member

Posts: 1601

1198 helpful points

Joined: 21 Jan 2016

Posted: Sat Dec 23, 2023 5:01am

Mike211 wrote on Fri Dec 22, 2023 11:20pm:

Be careful of the small, small print. 

Transfer money from a UK account to Banco Sabadell Account and you will get a 29€ charge and lots of hassle. They mention SEPA - the Single European Payment Area which Banco Sabadell and others don't respect.

If it sounds too good to be true, it probably is.

WISE is a wise choice.

Wise is not a Spanish bank and will incur costs when using at an ATM

Cajamar Wefferen is an online account with no charges and I have been using this for many years.

Sabadell is launching a new online account, with debit/credit cards as I have mentioned and sent a link, this also incurs no charges, and would have nothing to do with any account opened in branch which would of course be charged.

Mike211

Posted: Sun Dec 24, 2023 7:46pm

Posts: 51

29 helpful points

Location: Roda

Joined: 28 Feb 2021

Posted: Sun Dec 24, 2023 7:46pm

Mike211 wrote on Fri Dec 22, 2023 11:20pm:

Be careful of the small, small print. 

Transfer money from a UK account to Banco Sabadell Account and you will get a 29€ charge and lots of hassle. They mention SEPA - the Single European Payment Area which Banco Sabadell and others don't respect.

If it sounds too good to be true, it probably is.

WISE is a wise choice.

Yes, I read through the small print.

Talks about SEPA in Euro's.

Nothing about charges for money going in from a UK Bank (which is SEPA Compliant) o somebody needs to ask the question - I transfer to my Sabadell account via Wise.

After being stung with fees.

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