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Bank charges

Posted: Wed Dec 13, 2023 11:09pm
19 replies8 members subscribed
Andy Tyrone

Posts: 22

1 helpful points

Joined: 3 Nov 2023

Hi folks I have been charged €183 for opening a bank account.  Can this be right 

Dangerous

Posted: Thu Dec 14, 2023 8:47am

Dangerous

Helpful member

Posts: 205

68 helpful points

Location: Isla Plana

Joined: 5 Oct 2019

Posted: Thu Dec 14, 2023 8:47am

Andy Tyrone wrote on Wed Dec 13, 2023 11:09pm:

Hi folks I have been charged €183 for opening a bank account.  Can this be right 

Through the solicitor? Then surely they would charge as much as they pleased.

Roland

Posted: Thu Dec 14, 2023 9:22am

Roland

Legendary helpful member

Posts: 3535

2596 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Thu Dec 14, 2023 9:22am

Oh dear !!

Depends who you paid.

You can open & use certain bank accounts for free.

Use the search box at the top of this page & search for 'Banking' & 'Free Banking'.

Lots of very useful information.

Andy Tyrone

Posted: Fri Dec 15, 2023 5:59am

Andy Tyrone

Original Poster

Posts: 22

1 helpful points

Joined: 3 Nov 2023

Posted: Fri Dec 15, 2023 5:59am

Dangerous wrote on Thu Dec 14, 2023 8:47am:

Through the solicitor? Then surely they would charge as much as they pleased.

Seemly these charges are for bank shares and optional. I wasn’t told that at time Trying to get the fee repaid     All a learning experience.     A expensive one 

Dangerous

Posted: Fri Dec 15, 2023 8:13am

Dangerous

Helpful member

Posts: 205

68 helpful points

Location: Isla Plana

Joined: 5 Oct 2019

Posted: Fri Dec 15, 2023 8:13am

Andy Tyrone wrote on Fri Dec 15, 2023 5:59am:

Seemly these charges are for bank shares and optional. I wasn’t told that at time Trying to get the fee repaid     All a learning experience.     A expensive one 

Perhaps you bought some house insurance or something? Bank clerk always selling something, I found a bit strange but this is what their doing here. 

Normal bank account opening is free of charge.

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Roland

Posted: Fri Dec 15, 2023 9:02am

Roland

Legendary helpful member

Posts: 3535

2596 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Dec 15, 2023 9:02am

Andy Tyrone wrote on Fri Dec 15, 2023 5:59am:

Seemly these charges are for bank shares and optional. I wasn’t told that at time Trying to get the fee repaid     All a learning experience.     A expensive one 

Was is the Cajamar Bank by any chance ??

Andy Tyrone

Posted: Fri Dec 15, 2023 10:16am

Andy Tyrone

Original Poster

Posts: 22

1 helpful points

Joined: 3 Nov 2023

Posted: Fri Dec 15, 2023 10:16am

Roland wrote on Fri Dec 15, 2023 9:02am:

Was is the Cajamar Bank by any chance ??

Welllllll now    Can you shed any light  on this ? 

Roland

Posted: Fri Dec 15, 2023 4:01pm

Roland

Legendary helpful member

Posts: 3535

2596 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Dec 15, 2023 4:01pm

Looks like they have opened a Cajamar bank account where you hold shares in the bank or something.

Bit naughty really as this is not a totally free to use account.

They should have opened a Cajamar Wefferent account which is totally free to use as long as you do everything online.

It also has a free to use debit card.

Andy Tyrone

Posted: Fri Dec 15, 2023 9:55pm

Andy Tyrone

Original Poster

Posts: 22

1 helpful points

Joined: 3 Nov 2023

Posted: Fri Dec 15, 2023 9:55pm

Roland wrote on Fri Dec 15, 2023 4:01pm:

Looks like they have opened a Cajamar bank account where you hold shares in the bank or something.

Bit naughty really as this is not a totally free to use account.

They should have opened a Cajamar Wefferent account which is totally free to use as long as you do everything online.

It also has a free to use debit card.

Think that is what has happened     Rip off 

RichT

Posted: Sat Dec 16, 2023 1:49pm

RichT

Super helpful member

Posts: 1142

1271 helpful points

Location: Lorca

Joined: 13 Sep 2019

Posted: Sat Dec 16, 2023 1:49pm

Andy Tyrone wrote on Fri Dec 15, 2023 9:55pm:

Think that is what has happened     Rip off 

How good is your Spanish?

Not everyone is trying to 'rip off' other people - If they told you or tried to sell you something and you didn't understand correctly and just said 'Yes', then that's not exactly their fault...

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