Advice needed please on deciding moving abroad -Newbies !!! - Moving to Sucina: tips and advice - Sucina forum - Costa Cálida forum in the Murcia province of Spain
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Advice needed please on deciding moving abroad -Newbies !!! - Page 3

Lilkal

Posted: Thu Jul 6, 2017 9:29pm

Lilkal

Helpful member

Posts: 147

94 helpful points

Joined: 6 Mar 2017

Posted: Thu Jul 6, 2017 9:29pm

We are going to stop first night in Dijon and second in gerona.  This means 7,5 hours driving each day.  The hotels I chosen are pet friendly and hoping they have availability.  I will give reviews of route and hotels when we have done it.

Karen

Carolinebpt

Posted: Thu Jul 6, 2017 11:40pm

Posts: 49

17 helpful points

Location: La Torre Resort

Joined: 12 Jan 2017

Posted: Thu Jul 6, 2017 11:40pm

That would be great Karen.  Look forward to hearing from you.

Carolibe

JoJo

Posted: Tue Jul 11, 2017 4:23pm

Posts: 87

14 helpful points

Location: Sucina

Joined: 1 May 2017

Posted: Tue Jul 11, 2017 4:23pm

MML wrote on Wed May 17, 2017 1:50pm:

Hello Debbie and Clint

I'll try and cover a few points here for you to consider.

You lay out your thoughts here financially.  I am aware that the Authorities in Spain do like people to have a basic € annual income.  Obviously you say you have a lump sum.

Bringing a car into Spain may attract an import tax.  I think you say you've got an old-ish car or would get one.  

As you are not of age yet to get the current Pension (Form S1 ) entitlement to health you will need to get yourselves Health Care provision.  

If you rent (even buy) on an Urbanisation there may well be a surcharge monthly for that privilege.

Straight away with the above 2 scenarios you could be waving bye bye to 250€  (even more) each month.

Advise you to ask Advice ref letting your UK property out long term.  Usually any income from property is taxable.  

Property in the coastal areas seem to be more expensive.  But if you live in the countryside there of course are limitations, i.e. public transport and maybe hospitals etc.  

There is a high percentage of unemployment in Spain, even amongst native Spaniards.  

There is controversy which has been going on for some time with regards to the 'new' Corvera Airport (Google it) in Murcia.  If that quite literally takes off then there may be a chance of employment.

If anyone spends more than 183 days within a 12 month period then I believe you then become liable for Spanish tax.  There is a Double Taxation Agreement between Spain and the UK.

There is an abundance of info on the Citizens Advice Spain website.  You can register and get specialist advice which they ask for a payment.  Lots of files can be viewed though.  Also Expats in Spain/Files have genuine files with info which can be seen on line.

You might be asleep yourself by now .....it's really asking yourself some searching questions about how you see your life style and what you want to achieve.  Just do your homework.

One last point to bear in mind is if you are thinking of buying then the price you see just add another 10-14% on top for Spanish Tax.  Another point finally on tax is if you become fiscally resident then when your Spanish tax return is done then they require for you to enter ALL WORLD WIDE income etc.  Their personal allowance on tax has a lower ceiling.

Hope you find the info helpful.

Best wishes for your future.

Mar

Excellent advice 

Djrobe

Posted: Wed Jul 12, 2017 8:18am

Posts: 25

25 helpful points

Location: Sucina

Joined: 14 Feb 2016

Posted: Wed Jul 12, 2017 8:18am

We bought a holiday home there and it's a superb little village. Enough amenities and close enough to drive to larger towns or the coast in 15 minutes. You will get a bargain at the moment. We bought with the intention of moving longer term when retired but bought a smaller place for now on Hacienda Riquelme Golf Resort which is low maintenance and a superb all encompassing resort 3km from sucina centre.

I would recommend contacting Liz McReynolds if you are planning a trip. We viewed whilst on annual holiday and rented for 2 weeks. I'd recommend that then it's not too full on.

Liz details are  00 34 690 186 810 [email protected] . She is really nice and not pushy at all. Just leaves you to decide if it's for you and advises you on the area. Give her a call and she can sort everything out for you or just have a chat.

Good luck! Just do it! You will make a profit as soon as you sign!!

This is the view from our balcony for a lot less than £80k and with 2 large bedrooms!!

JoJo

Posted: Thu Jul 13, 2017 7:42pm

Posts: 87

14 helpful points

Location: Sucina

Joined: 1 May 2017

Posted: Thu Jul 13, 2017 7:42pm

Beautiful. 

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Dodgement

Posted: Fri Jul 14, 2017 2:50pm

Dodgement

Helpful member

Posts: 441

327 helpful points

Location: Camposol

Joined: 22 Mar 2016

Posted: Fri Jul 14, 2017 2:50pm

I think anyone who moves to Spain or Europe generally is very brave with Brexit looming.

We will unfortunately leave the EU in 2019. At that time anyone who has not applied for and received spanish residency for at least 5 previous years will not be eligible to be a resident as things stand. That means no state health care, only private, and as a non resident only allowed to stay for 183 days in any year. You will also be liable for non-resident income tax. This is a tax levied on what your tax office consider to be the potential rental income of your property when you are back in the UK and is payable whether you rent the property or not.

Unfortunately due to the stupidity of the UK government nobody has a clue as to what could or might happen. I have just read a paper stating that all non-resident people would have to apply for a visa from the spanish consulate in the UK and that these will only be valid for 6 months, less for holiday makers, and of course you will need that both to enter the country and to leave.

Lets hope they start to sort this out soon.

MML

Posted: Fri Jul 14, 2017 7:00pm

MML

Helpful member

Posts: 132

69 helpful points

Joined: 29 Sep 2016

Posted: Fri Jul 14, 2017 7:00pm

Hi there.  Replying here with tongue in cheek.  

We asked ourselves are they all going to line us up in cuff links and march us to the nearest Airport?

What about all the Spanish in the U.K?  Do they prepare to give up their jobs, especially here in Milton Keynes (headquarters of Santander).  

We have to watch this space.  Yes/No!!!

There are still many British buying in Spain (although I don't think maybe quite so many).

All the best.

Margaret

Dodgement

Posted: Fri Jul 14, 2017 9:14pm

Dodgement

Helpful member

Posts: 441

327 helpful points

Location: Camposol

Joined: 22 Mar 2016

Posted: Fri Jul 14, 2017 9:14pm

If you have permanent residencia, ie you have been here for more than 5 years then its pretty certain you can stay.If you are employed you would be even more secure. Unfortunately many Brits here are retired and the UK has not agreed to fund their healthcare. This could force the majority to return to the UK. Similarly the majority of Spanish and other EU citizens in the UK are working and paying national insurance so they could stay.

The problem is with Brits moving to the EU now as when they come to be considered for permanent residencia they will no longer be EU citizens and so it could be that this opportunity might not be extended to them.

Djrobe

Posted: Fri Jul 14, 2017 9:32pm

Posts: 25

25 helpful points

Location: Sucina

Joined: 14 Feb 2016

Posted: Fri Jul 14, 2017 9:32pm

Brexit will sort itself out. The best thing to do is stay partly abroad and keep a base in the U.K. At the moment. Spain will not freeze out the U.K. They need us to keep the country going!

MML

Posted: Fri Jul 14, 2017 9:44pm

MML

Helpful member

Posts: 132

69 helpful points

Joined: 29 Sep 2016

Posted: Fri Jul 14, 2017 9:44pm

Hi there:  at the moment reference health care, the situation is as follows:

If you are a UK Pensioner then you apply for the S1 form.  This entitles you (at a cost presently to the UK tax payer) to health care whilst living over there.  You do not have to have 'residencia'.  You apply for this S1 form as soon as you know your date which you will be in Spain. You can have your 'other half' husband or wife put on your S1 form as your 'dependant' for the same entitlement to health care.

I personally feel one cannot put their life on hold just at the behest of Politicians. Others must think the same as me.  Read daily of British people coming over to Spain tomorrow, next month, Next Year etc.     Politicians change their minds too whichever way the wind blows.  And another angle.....whatever seems to happen behind the scenes affects the €/£ exchange rate.  

Margaret

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