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Best bank to use

Posted: Fri Nov 26, 2021 8:41am
29 replies476 views3 members subscribed
Paul111

Posts: 23

6 helpful points

Location: Sucina

Joined: 20 Oct 2021

Hi - we just moved to Murcia from the UK, staying in Sucina ATM,  we need to open a bank account,  can anyone recommend a bank please, preferably one that can be opened on-line.

Cheers 

Paul

Roland

Posted: Fri Nov 26, 2021 9:40am

Roland

Super helpful member

Posts: 2697

1931 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Nov 26, 2021 9:40am

Forget the Spanish banks their charges are horrendous.

You will not be able to open a Spanish bank account online, it just does not happen.

Open a Wise.com euro account.

If you use the search button at the top of this page & search for 'Free Banking' & 'Banking' there is lots of information.

Paul111

Posted: Fri Nov 26, 2021 9:49am

Paul111

Original Poster

Posts: 23

6 helpful points

Location: Sucina

Joined: 20 Oct 2021

Posted: Fri Nov 26, 2021 9:49am

Roland wrote on Fri Nov 26, 2021 9:40am:

Forget the Spanish banks their charges are horrendous.

You will not be able to open a Spanish bank account online, it just does not happen.

Open a Wise.com euro account.

If you use the search button at the top of this page & search for 'Free Banking' & 'Banking' there is lots of information.

Great !, I'll look into this now.  

Thanks

Paul111

Posted: Fri Nov 26, 2021 9:59am

Paul111

Original Poster

Posts: 23

6 helpful points

Location: Sucina

Joined: 20 Oct 2021

Posted: Fri Nov 26, 2021 9:59am

Paul111 wrote on Fri Nov 26, 2021 9:49am:

Great !, I'll look into this now.  

Thanks

Hi - I don't think this sort of account lets me set up standing orders etc for the house i intend buying here.

Or have i just not found the right link on the site?.

Cheers

Roland

Posted: Fri Nov 26, 2021 10:26am

Roland

Super helpful member

Posts: 2697

1931 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Nov 26, 2021 10:26am

You are probably not looking at the right part of the site.

You can set up Direct Debits / Standing Orders / Immediate Payments et etc just like a normal bank.

You just need to open a Wise euro account & transfer funds to that account the set up all your DD etc on that account.

https://wise.com/

eduardo3332

Posted: Fri Nov 26, 2021 10:47am

eduardo3332

Very helpful member

Posts: 938

679 helpful points

Joined: 21 Jan 2016

Posted: Fri Nov 26, 2021 10:47am

Roland wrote on Fri Nov 26, 2021 9:40am:

Forget the Spanish banks their charges are horrendous.

You will not be able to open a Spanish bank account online, it just does not happen.

Open a Wise.com euro account.

If you use the search button at the top of this page & search for 'Free Banking' & 'Banking' there is lots of information.

You can open an online account with Cajamar, their Wefferent  is a strictly online service that you can carry out all your banking needs with no charges. Link below.

https://www.cajamar.es/en/comun/acceder-a-banca-electronica/

Wise is excellent for transferring and exchanging money also you can have a debit card however to withdrew cash from an ATM with this you would pay a fee.

Roland

Posted: Fri Nov 26, 2021 12:08pm

Roland

Super helpful member

Posts: 2697

1931 helpful points

Location: Camposol

Joined: 23 Feb 2018

Posted: Fri Nov 26, 2021 12:08pm

Unfortunately a non resident can't open a Cajamar Wefferent account online.

Jan1961

Posted: Fri Nov 26, 2021 12:47pm

Posts: 109

29 helpful points

Location: Sucina

Joined: 1 Jul 2017

Posted: Fri Nov 26, 2021 12:47pm

I have recently opened Wise Euro Account just in process of transferring Direct Debits.Then will close Sabadell due to Bank Chargers.I also used Wise when we purchased the property got a Good exchange rate.

eduardo3332

Posted: Fri Nov 26, 2021 1:14pm

eduardo3332

Very helpful member

Posts: 938

679 helpful points

Joined: 21 Jan 2016

Posted: Fri Nov 26, 2021 1:14pm

Roland wrote on Fri Nov 26, 2021 12:08pm:

Unfortunately a non resident can't open a Cajamar Wefferent account online.

The OP stated that they had just moved from the Uk to Murcia

eduardo3332

Posted: Fri Nov 26, 2021 2:51pm

eduardo3332

Very helpful member

Posts: 938

679 helpful points

Joined: 21 Jan 2016

Posted: Fri Nov 26, 2021 2:51pm

Roland wrote on Fri Nov 26, 2021 12:08pm:

Unfortunately a non resident can't open a Cajamar Wefferent account online.

Rather concerned about " a non resident can't open a Cajamar Wefferent account online" 

Spoke to the bank and they said this should not be a problem, any difficulties just call the help line (which is in English) and they will assist with any problems you may have.in opening this account.

Has anyone else encounered any problems?

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